Clearwater Homes under $500,000

Clearwater Homes under $500,000

Welcome to Clearwater, Florida – a vibrant coastal city nestled in the heart of Pinellas County. Renowned for its stunning beaches and crystal-clear waters, Clearwater offers a unique blend of relaxation and adventure. Whether you’re strolling along the iconic Clearwater Beach, indulging in fresh seafood at local eateries, or exploring the lively downtown area filled with shops and cultural attractions, there’s something for everyone in this sun-soaked paradise.

For those looking to plant roots in this idyllic locale, Clearwater boasts an impressive selection of homes priced under $500,000. This makes it an ideal destination for first-time homebuyers, families, and retirees alike. From charming bungalows to modern townhouses, the real estate market here caters to a variety of tastes and lifestyles. Many of these homes are conveniently located near schools, parks, and recreational areas, ensuring that you and your family can enjoy all that Clearwater has to offer.

Imagine waking up each day to the gentle sound of waves lapping against the shore, or enjoying a weekend barbecue in your spacious backyard. With homes under $500,000, you can experience the joys of coastal living without breaking the bank. Clearwater’s welcoming community, excellent schools, and plethora of outdoor activities make it not just a place to live, but a place to thrive.

Explore the possibilities that await you in Clearwater, where your dream home is just a visit away. Embrace the sunshine, the beaches, and the lifestyle that makes Clearwater one of Florida’s most desirable places to call home!

Newest Clearwater Homes under $500,000

2625 State Road 590 Unit 1724, Clearwater
$94,500
2 Beds ⋅ 2 Baths ⋅ Coachman Creek Condo SubDv. ⋅ 33759 Zip Code
Excellent Clearwater location! This spacious 2-bedroom, 2-bath corner/end unit in Coachman Creek offers a desirable second-floor setting with no unit above and assigned parking. The functional split-bedroom floor plan features an open living and dining area just off the kitchen, providing a comfortable layout for everyday living and entertaining. The primary suite includes a large walk-in closet and private bathroom, while a full-size washer and dryer inside the unit adds everyday convenience. Step outside to the screened lanai, complete with an additional storage closet and a relaxing space to enjoy the Florida lifestyle. The HOA fee covers exterior maintenance, water, sewer, trash, grounds maintenance, manager, and the community pool. Residents also enjoy tennis courts, two community pools, a scenic lake with walking trails, assigned parking, and ample guest parking. Conveniently located near shopping, restaurants, malls, public transportation, hospitals & world-famous Clearwater Beach and the Gulf Coast. Sports fans are just minutes from BayCare Ballpark, spring-training home of the Philadelphia Phillies, while Dunedin, Safety Harbor, downtown Clearwater, St. Pete-Clearwater International Airport, and Tampa International Airport are also within easy reach. Schedule your showing today!

2625 State Road 590 Unit 1724, Clearwater
2426 Persian Drive Unit 64, Clearwater
$135,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Don’t miss this beautifully furnished, move-in-ready condo! This charming condo features two completely furnished bedrooms, thoughtfully decorated with elegance and flair, making it easy to settle in and start enjoying the Florida lifestyle right away. The bright Florida room provides the perfect setting for a lovely dining area, with plenty of space to relax, entertain, or simply unwind while enjoying the sunshine. Recent updates include replacement windows in 2013 and a new A/C system installed in 2021, giving you added comfort and peace of mind. Best of all, there’s nothing left to do but move in and enjoy everything On Top of the World’s 55+ community has to offer. Residents can take advantage of an incredible array of amenities, including two heated pools, 9- and 18-hole golf courses, a state-of-the-art fitness center, billiards, sauna, jacuzzi, lapidary and ceramics facilities, and so much more. With a wide variety of clubs and activities, there’s always something to look forward to. Enjoy Monday night bingo, social dances, entertaining shows, and even opportunities to take the stage and share your own talents! Come discover the joy of living your best life in this wonderfully maintained, thoughtfully designed community. Move in, make yourself at home, and start enjoying everything this exceptional lifestyle has to offer!

2426 Persian Drive Unit 64, Clearwater
1491 Hunt Lane, Clearwater
$419,000
3 Beds ⋅ 2 Baths ⋅ Nursery Terrace SubDv. ⋅ 33764 Zip Code
Welcome to 1491 Hunt Lane, a beautifully maintained 3-bedroom, 2-bath block home where the big updates are already done and Clearwater's best is minutes away. Major updates include a brand-new septic system (2025), AC (2021), shingle roof (2019), updated electrical panel, and updated windows. With no HOA and no flood zone on top of that, the home checks the most important boxes before you even step inside. Large windows let natural light pour through, and a panoramic window anchors the living room with a bright, open feel. This home is move-in ready and built for easy living. There's plenty of space for family, guests, or a home office, and the bedrooms are spacious, with nice touches like dual closets in the primary. A two-car garage offers plenty of parking and extra storage, and includes a washer and dryer. Natural gas is also connected to the property. Out back, the home really shines. A large covered, screened, and tiled porch extends the living space and opens to an additional tiled patio, ideal for entertaining, grilling, or morning coffee. Beyond the patio, a green grassy yard gives you room to play, garden, or host a backyard get-together, with fencing in place on all sides. The location ties it all together. World-famous Clearwater Beach is a short drive away, and you're surrounded by shopping, dining, entertainment, and medical facilities, with Tampa International Airport also an easy drive. With the major improvements done, great indoor-outdoor living, and a central Clearwater location, 1491 Hunt Lane is ready for its next owner. Schedule your private showing today and don’t miss out!

1491 Hunt Lane, Clearwater
701 Poinsettia Road Unit 248, Belleair
$199,900
2 Beds ⋅ 2 Baths ⋅ Belleair Forest SubDv. ⋅ 33756 Zip Code
Welcome to this beautifully maintained 2-bedroom, 2-bath condo located in the highly desirable Belleair Forest community in Belleair, Florida. This inviting residence offers a spacious and functional layout, ideal for both full-time living and a low-maintenance Florida retreat. The kitchen is enhanced with elegant granite countertops, providing both style and durability, and flows seamlessly into the main living and dining areas—perfect for relaxing or entertaining. Recent upgrades include a brand-new 2024 air conditioning system, offering energy efficiency and peace of mind year-round. Both bedrooms are generously sized, with the primary suite featuring an en-suite bath and a walk-in closet, providing excellent storage and comfort. Thoughtfully designed and well cared for, this condo is truly move-in ready. Residents of Belleair Forest enjoy access to a sparkling community pool, ideal for enjoying Florida’s year-round sunshine, along with the convenience of one covered carport space. The community is quiet, well maintained, and surrounded by mature landscaping, creating a peaceful and welcoming atmosphere. Ideally located just minutes from the Gulf beaches, Belleair Country Club, top-rated medical facilities, shopping, dining, and everyday conveniences, this condo offers the best of coastal living without the maintenance. Whether you’re seeking a primary residence, seasonal getaway, or investment opportunity, this Belleair Forest condo delivers comfort, convenience, and location.

701 Poinsettia Road Unit 248, Belleair
2148 Catalina Drive N, Clearwater
$349,900
3 Beds ⋅ 2 Baths ⋅ Lake Citrus Estates SubDv. ⋅ 33763 Zip Code
Virtually Staged. Welcome to this beautifully rehabbed and move-in-ready home in Clearwater! This property has been thoughtfully updated with major improvements completed in 2026, including a NEW ROOF, NEW A/C, UPDATED PLUMBING, and NEW WATER HEATER giving the next owner added peace of mind. The renovated interior offers a fresh, modern feel and a home that's ready to enjoy from day one. Conveniently located near shopping, dining, major roadways, and everything Clearwater has to offer. Schedule your private showing today and come see it for yourself! MOTIVATED SELLER (1 or more Picture has been Virtually Staged)

2148 Catalina Drive N, Clearwater
2220 Swedish Drive Unit 56, Clearwater
$184,750
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Step into this light-filled 2-bedroom, 2-bath condo on the West Side of Clearwater’s highly desirable On Top of the World 55+ Golf Community. This Eldorado model is Located on the second floor, as you walk in this home immediately impresses with its Vaulted ceilings, Updated HURRICANE Impact resistant windows creating a bright, open, and airy atmosphere. Vinyl plank flooring throughout adds a clean, modern finish. The spacious gathering room is ideal for relaxing or entertaining, enhanced by updated windows that flood the space with natural light. The TV is already mounted for your convivence, The kitchen includes a new refrigerator, and the convenience continues with an in-unit washer and dryer. The 2017 A/C offers reliable comfort and peace of mind. The primary bedroom features an en' suite bath with a bidet, providing privacy and comfort. Just outside your front door, enjoy a charming sitting area—perfect for morning coffee or evening breezes—along with beautiful views that make this location feel special. BRING ALL REASONABLE OFFERS. Additional storage in the core of the building gives you extra room for seasonal items or personal belongings. Situated on the west side of the community, you’ll appreciate being close to Harbor Lake, scenic walking trails, the dog park and all the amenities that make OTOW such a sought-after lifestyle—golf, clubs, activities, and more. If financing 35% down is required. Proof of Funds for Cash

2220 Swedish Drive Unit 56, Clearwater
1442 Mission Drive W Unit 25-C, Clearwater
$58,900
2 Beds ⋅ 2 Baths ⋅ Mission Hills Condo SubDv. ⋅ 33759 Zip Code
ATTENTION INVESTORS, FLIPPERS & SAVVY BUYERS—OPPORTUNITY KNOCKS! Priced to reflect the condition, this 2-bedroom Clearwater condo is a true renovation project and a blank slate for someone ready to put in the work. This condo needs it all, but at this low price point creates an opportunity to transform it into a home of your own. Located in a 55+ community offering a pool, clubhouse, shuffleboard, library, and fitness center. Great Clearwater location, just minutes from downtown Safety Harbor and close to shops and dining. If you’ve been looking for a project with plenty of potential and a price that leaves room for your vision, this one is worth a look. One of the best values in Pinellas County! Sold strictly as-is.

1442 Mission Drive W Unit 25-C, Clearwater
2042 Australia Way W Unit 76, Clearwater
$139,900
1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
GOLFERS DREAM! Light & bright 1 bed/1 bath condo is perfect for anyone looking to enjoy the best of Florida living! This fully furnished condo is well maintained and features beautiful view . The master bedroom features large closets and opens into a bonus space with plenty of natural light. Newly renovated kitchen with gorgeous granite countertops, refaced cabinets, new backsplash and new floor. You will quickly notice the gorgeous flooring. throughout the entire condo. Beautiful new bathroom. The apartment is on the third and last floor, so you'll never hear you neighbors footsteps! Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. Association approval is required. Schedule your private showing today.

2042 Australia Way W Unit 76, Clearwater
2452 Enterprise Road Unit 29, Clearwater
$129,900
1 Beds ⋅ 1 Baths ⋅ Villas At Countryside The SubDv. ⋅ 33763 Zip Code
Virtually Staged. Move-in ready Clearwater condo with a bright, updated feel and bonus enclosed living space! This beautifully presented 1-bedroom, 1-bath residence in The Villas at Countryside offers an easy Florida lifestyle in a convenient location near Dunedin, Safety Harbor, shopping, dining and Gulf beaches. Step inside to a light-filled, comfortable floor plan with neutral finishes and attractive flooring throughout. The living and dining areas flow together nicely, creating an inviting space for relaxing or entertaining. The kitchen is equipped with a range, refrigerator and microwave, and the convenience of an in-unit washer and dryer makes everyday living easy. One of the home’s best features is the 7’ x 15’ glass-enclosed patio, providing approximately 105 additional square feet of usable space beyond the recorded 593 square feet. It’s an ideal spot for morning coffee, reading, entertaining or simply enjoying the Florida sunshine year-round. Enclosed patio is not included in the recorded heated living area. The spacious bedroom offers excellent natural light and storage, while the neutral color palette makes the entire condo feel fresh and welcoming. The Villas at Countryside provides a relaxed residential setting with community amenities and a location that’s hard to beat—close to Countryside Mall, Downtown Dunedin, Safety Harbor, restaurants, recreation and Clearwater’s award-winning beaches.

2452 Enterprise Road Unit 29, Clearwater
1672 Rainbow Drive, Clearwater
$318,916
2 Beds ⋅ 1 Baths ⋅ Keystone Manor Rev SubDv. ⋅ 33755 Zip Code
Adorable 1955 Clearwater cottage with charm, updates, and plenty of outdoor space! This well-maintained block home features a 2021 roof and major 2022 updates including the kitchen, bathroom, electrical, hot water heater, appliances, and fresh paint. Additional improvements include a privacy fence and irrigation system (2023), attic insulation (2025), water softener and refrigerator (2026), plus more! Luxury wood-look vinyl flooring flows throughout, with tile in the kitchen and bathroom. The kitchen opens to the dining and family areas, keeping everyone connected. Two spacious bedrooms provide comfortable living space. Step outside to the open patio overlooking the private backyard—perfect for entertaining, gardening, or play. Only a 15 minutes drive to the sandy beaches of Clearwater Beach! Walk to Crest Lake Park and A-rated Skycrest Elementary School. Don’t miss this Clearwater gem!

1672 Rainbow Drive, Clearwater
1433 S Belcher Road Unit B2, Clearwater
$99,000
2 Beds ⋅ 2 Baths ⋅ Imperial Court Apt SubDv. ⋅ 33764 Zip Code
AFFORDABLE CLEARWATER CONDO UNDER $100K — INVESTMENT, SEASONAL OR OWNER-OCCUPANT OPPORTUNITY! Priced at just $99,000, this 2-bedroom, 2-bath first-floor condo at Imperial Court offers an unusually affordable opportunity in central Clearwater for investors, snowbirds, seasonal residents, downsizers, or buyers looking for a low-cost Florida home. The 855-square-foot condo is currently tenant occupied on a month-to-month lease at $1,300 per month, and the tenant would like to stay, giving an investor immediate rental income while preserving future flexibility subject to association requirements. For an owner-occupant or seasonal buyer, the first-floor location offers convenient everyday living with no stairs to navigate and direct access to the community pool just outside the rear of the unit. Inside, you’ll find easy-care ceramic tile flooring throughout, a spacious living and dining area, a generously sized primary suite with private en-suite bath, and an A/C system replaced in November 2024. The current monthly community fee is $633 and includes water, sewer and trash, while the tenant pays the remaining utilities. 2025 property taxes were approximately $1,402. CASH PURCHASE REQUIRED due to the land-lease structure. Centrally located near US-19 and Gulf-to-Bay Boulevard with convenient access to shopping, restaurants, medical services, golf, parks, St. Pete-Clearwater International Airport, Tampa International Airport, downtown Clearwater and the Gulf beaches, including Clearwater Beach. Whether you’re searching for a Clearwater investment property, an affordable seasonal Florida getaway, a first-floor condo for year-round living, or a low-cost addition to a Tampa Bay rental portfolio, this property offers flexibility, location and value at a price point that is increasingly hard to find.

1433 S Belcher Road Unit B2, Clearwater
2700 Cove Cay Drive Unit 1-3B, Clearwater
$289,000
2 Beds ⋅ 2 Baths ⋅ Cove Cay Village Iv SubDv. ⋅ 33760 Zip Code
Cove Cay Community 3rd Floor Condo, 2 Bedroom 2 Bath with Lanai overlooking the golf course. The Cove Cay Community is located along Tampa Bay. Updated with many features including kitchen newer cabinetry with granite counter tops. Kitchen offers eat-in space in addition to dining area. Living and Dining area combination, great for entertaining. Newly installed flooring. Sliding doors lead from the living and the primary bedroom for access to the covered screen lanai, offering extended living area. Primary bedroom with en suite and walk-in closet. Spacious second bedroom. Newly installed HVAC March 2026 and Hot Water Heater installed February 2026. Private laundry room located off lanai includes full size washer and dryer. Great location with easy access to shopping, restaurants, and the beaches. The Cove Cay Gulf course is available for public play and offers membership. Marina with various types of membership. This is a 24/7 security guard gated community. Welcome to paradise.

2700 Cove Cay Drive Unit 1-3B, Clearwater
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