Palm Harbor Homes under $350,000

Palm Harbor Homes under $350,000

Welcome to Palm Harbor, Florida – a hidden gem nestled in the heart of Pinellas County! Known for its lush landscapes, vibrant community, and proximity to stunning Gulf Coast beaches, Palm Harbor offers an idyllic setting for families, retirees, and everyone in between. With its charming downtown area, filled with boutique shops, delightful cafes, and local parks, residents enjoy a unique blend of small-town charm and modern conveniences.

For those seeking an affordable slice of paradise, Palm Harbor boasts an impressive selection of homes under $350,000. Whether you're a first-time homebuyer or looking to downsize, this thriving community has something for everyone. From cozy single-family homes to inviting townhouses, you can find properties that perfectly suit your lifestyle and budget. Many of these homes feature beautiful outdoor spaces, perfect for enjoying Florida’s year-round sunshine.

The area is also known for its top-rated schools, making it an attractive choice for families. With numerous recreational opportunities, including golf courses, nature trails, and waterfront parks, Palm Harbor is a haven for outdoor enthusiasts. Plus, the nearby beaches of Honeymoon Island and Caladesi Island are just a short drive away, offering endless opportunities for sun-soaked relaxation and adventure.

In Palm Harbor, you’re not just buying a home; you’re investing in a lifestyle. With its friendly community, beautiful surroundings, and affordable housing options, it’s no wonder that Palm Harbor is becoming one of Florida’s most sought-after destinations. Come discover the charm of Palm Harbor and find your dream home today!

Newest Palm Harbor Homes under $350,000

2199 Chianti Place Unit 9-0924, Palm Harbor
$325,000
3 Beds ⋅ 2 Baths ⋅ Tuscany At Innisbrook Condo SubDv. ⋅ 34683 Zip Code
This is the Tuscany condo buyers wait for! Beautifully updated, light-filled and ideally positioned within the gated community of Tuscany at Innisbrook, this fully updated, 3-bedroom, corner unit offers a private 1-car garage and an exceptional location just steps from the pool and clubhouse. Located on the second level, the condo features an open, spacious floor plan with an abundance of windows and natural light. The large living and dining area flows into a versatile bonus space—perfect for a home office, fitness area, reading room or quiet retreat. The kitchen opens to the main living area and features granite countertops, wood cabinetry, stainless steel appliances, a center island with breakfast bar and a built-in desk. Since 2021, the interior has been extensively refreshed with all-new luxury vinyl plank flooring, fresh interior paint and beautifully remodeled bathrooms. An inside laundry room with washer and dryer adds everyday convenience. Tuscany at Innisbrook offers a resort-style lifestyle with amenities that are hard to match, including two heated pools, spa, impressive clubhouse, fitness center, billiards and entertainment areas, tennis and basketball courts, playground, BBQ areas, pet walk and convenient car wash bays. The community is pet-friendly, making it an excellent choice for both full-time and seasonal living. And the location is exceptional. Set within the Innisbrook area and surrounded by championship golf, including the renowned Copperhead Course—home of the PGA TOUR's Valspar Championship—you are just minutes from some of Florida's award-winning Gulf beaches, outstanding restaurants, shopping, medical facilities and everyday conveniences, with easy access to both Tampa International and St. Pete-Clearwater International airports. Water views. Corner unit. Private garage. Beautifully updated interior. Resort-style amenities. Gated community. This is an outstanding opportunity to enjoy the Palm Harbor lifestyle in one of the area's most desirable communities.

2199 Chianti Place Unit 9-0924, Palm Harbor
3030 Cypress Green Drive, Palm Harbor
$339,000
3 Beds ⋅ 2 Baths ⋅ Cypress Green SubDv. ⋅ 34684 Zip Code
Welcome to an affordable opportunity to own in the desirable Palm Harbor community of Rustic Oaks! This move-in ready home offers an excellent entry point into one of the area's sought-after neighborhoods, providing the opportunity to enjoy the Palm Harbor lifestyle without the premium price tag. The home is ready for its next owner and offers a comfortable, functional layout with the flexibility to make it your own over time. Whether you're a first-time buyer, looking to downsize, or searching for an investment opportunity, this property is worth a look. Conveniently located in Palm Harbor with easy access to shopping, dining, parks, schools, and major roadways, you'll be close to everything the area has to offer. Best of all, the property is FHA and VA financing eligible, making this an especially attractive opportunity for qualified buyers. Don't miss your chance to get into Palm Harbor and Rustic Oaks at an accessible price point!

3030 Cypress Green Drive, Palm Harbor
2994 Bonaventure Circle Unit 204, Palm Harbor
$220,000
2 Beds ⋅ 2 Baths ⋅ Bonaventure Condo SubDv. ⋅ 34684 Zip Code
Stunning Upgraded End-Unit Condo overlooking the pool in this Prime Palm Harbor Location! With a bran new AC system and upgraded granit countertops. Just minutes from Mease Countryside Hospital, Countryside Mall, and the pristine shores of Honeymoon Island. Tucked away in a peaceful community, this unique home offers privacy, comfort, and high-end upgrades throughout. Step inside to discover a one-of-akind floor plan featuring soaring cathedral ceilings and a cozy fireplace, creating a spacious yet inviting atmosphere. As an end unit backed up to a serene preserve, The home boasts premium Anderson windows with a lifetime warranty, ensuring energy efficiency and lasting value. The entry is graced by a Forever storm door, adding both security and curb appeal. The master bathroom has been fully renovated, showcasing modern finishes and thoughtful design. Whether you're relaxing indoors or taking in the nature views from your back patio, this home offers the perfect blend of luxury and tranquility. Community amenities include an olympic sized swimming pool, heated spa hot tub, clubhouse, fullyequipped gym, sauna room, plus a dog park for your furry friends!

2994 Bonaventure Circle Unit 204, Palm Harbor
3490 Tealwood Circle, Palm Harbor
$340,000
2 Beds ⋅ 2 Baths ⋅ Tealwood Villas SubDv. ⋅ 34685 Zip Code
MOVE IN READY, UPDATED AND TUCKED INSIDE THE GATED TEALWOOD VILLAS COMMUNITY OF RIDGEMOOR. Welcome to 3490 Tealwood Circle, a beautifully updated 2 bedroom, 2 bathroom villa with a 1 car garage, spacious open living areas and peaceful conservation views. This home has been thoughtfully improved for today’s buyer, allowing you to move in without immediately facing a long list of projects. The interior has been freshly painted, popcorn ceilings have been removed throughout, and luxury vinyl flooring extends through the living room, dining area, bedrooms and laundry room. Updated baseboards, lighting, ceiling fans, blinds and recessed lighting give the home a clean, modern feel. The kitchen combines functionality with convenience and features a newer refrigerator, dishwasher, disposal and kitchen sink, along with a touch activated faucet and recessed lighting. Smart home features include a Honeywell smart thermostat, select smart switches, a MyQ smart garage system and security cameras at the front and rear of the home. Both bathrooms have received significant updates. The primary bathroom was completely remodeled and includes a frameless shower door, while the guest bathroom features an updated vanity, lighting and stone countertop. The primary suite also includes an organized walk in closet system for added storage and functionality. One of the standout features of this home is the relaxing view behind the property. The main living area opens toward the screened outdoor space and conservation area, creating a peaceful setting without another home directly behind you. Whats More? As you sit on your enclosed rear patio you can enjoy all the beautiful views of nature - birds, deer, peacock, turkeys and more! What a way to enjoy Florida living and outdoor entertaining. Additional improvements include a 2024 water heater, newer washer and dryer and updated fixtures. Tealwood Villas offers the benefits of gated, low maintenance living within the Ridgemoor community. Residents enjoy access to community amenities including a pool, tennis courts, walking and biking areas, playgrounds and green spaces. The community is conveniently located near parks, recreation, shopping, dining and many of the destinations that make the Palm Harbor and East Lake area so desirable. If you have been looking for a Palm Harbor villa that combines updated interiors, smart home conveniences, outdoor living, community amenities and a peaceful setting, 3490 Tealwood Circle deserves a look.

3490 Tealwood Circle, Palm Harbor
4805 Alt 19 Unit 422, Palm Harbor
$113,000
1 Beds ⋅ 1 Baths ⋅ Cove Spgs Condo SubDv. ⋅ 34683 Zip Code
Move right into this beautifully renovated and spacious 1-bedroom, 1-bathroom second-floor condo in Cove Springs, a unique waterfront community nestled at the end of a spring-fed canal. Nearly every major component has been thoughtfully updated, including the beautifully remodeled kitchen featuring granite countertops, stainless steel appliances, and wood cabinetry; a renovated bathroom; and all-new hurricane-rated windows. The spacious bedroom offers a walk-in closet, while the bright living area opens to a screened balcony overlooking mature trees, creating a peaceful and private setting to enjoy the Florida lifestyle. Cove Springs offers an array of amenities, including a screened community pool, kayak and canoe launch and storage with Gulf access, a gazebo picnic area, and a fishing pier. Conveniently located near the Pinellas Trail, Dunedin Causeway, Honeymoon Island, Sunset Beach, Wall Springs Park, Fred Howard Park, and the renowned Tarpon Springs Sponge Docks. Innisbrook Golf Resort is also just minutes away. For added convenience, public transportation is available directly across the street. This exceptional condo offers a wonderful combination of comfort, updates, waterfront amenities, and an ideal location for enjoying all that the Florida Gulf Coast.

4805 Alt 19 Unit 422, Palm Harbor
4031 Bluff Oak Court, Palm Harbor
$289,000
3 Beds ⋅ 2 Baths ⋅ Strathmore Gate East SubDv. ⋅ 34684 Zip Code
RARE 3-BEDROOM CORNER-END VILLA | LOW $450 MONTHLY MAINTENANCE | NO FLOOD INSURANCE REQUIRED! Welcome to this beautifully maintained and rarely available 3-bedroom, 2-bath corner/end-unit villa in the highly desirable Strathmore Gates community! Offering nearly 1,300 square feet of comfortable living space, this villa delivers the space and privacy of a single-family home without the exterior maintenance. Mrs. Clean lives here! Pride of ownership shines throughout, with thoughtful updates and meticulous care at every turn. Step inside through the huge foyer entrance and discover a bright, welcoming interior featuring fresh NEW interior paint, plush NEW bedroom carpeting, upgraded solid wood interior doors, crown molding, NEW overhead and spotlighting, and three NEW ceiling fans & Updated second bath. The spacious living room features beautiful hardwood flooring, while tile flooring adds durability and style throughout other areas. Plenty of storage available, pantry , 2 walk in closets and outdoor storage closet. The Craft-Maid Wood kitchen cabinetry is complemented by Corian countertops and a practical layout perfect for everyday living and entertaining. All appliances are in excellent working order, and the convenience of an in-home washer and dryer makes daily life easy. The oversized primary suite offers plenty of room to relax, 2 closets - one is large walk in, a private ensuite bath, and sliders leading directly to the home's spectacular vinyl-enclosed rear patio. This peaceful private retreat overlooks a beautiful wooded backdrop, where you can enjoy your morning coffee while deer and birds make regular appearances. There's also a front open patio with sliding doors, giving you even more opportunities to enjoy Florida's outdoor lifestyle. 3rd bedroom has custom french style door and large walk in closet can be a great office as well. Roof 2023 and A/C in 2013. The home also offers ample parking directly in front and sits in a quiet cul-de-sac location. And then there's the community! Strathmore Gates is super pet-friendly, allowing up to 2 dogs with NO weight limit, plus residents enjoy a community pool, tennis courts and pickleball. Monthly maintenance is only $450, and NO FLOOD INSURANCE is required! The location is hard to beat — just minutes from Publix, shopping, restaurants, schools and everyday conveniences. If you've been searching for a spacious 3-bedroom home with privacy, updates, outdoor living and resort-style amenities — without the hassle of maintaining a single-family home — this rare corner villa deserves to be at the top of your list!

4031 Bluff Oak Court, Palm Harbor
2712 Bentley Drive, Palm Harbor
$275,000
2 Beds ⋅ 2 Baths ⋅ Village At Bentley Park SubDv. ⋅ 34684 Zip Code
Welcome to this charming two-bedroom, two-bathroom villa in the Village at Bentley Park in Palm Harbor. A 2021 roof and 2018 AC provide added peace of mind, while the interior offers a comfortable layout. Inside, you will find wood-look tile flooring, vaulted ceilings, and a spacious living room and dining room combination. The kitchen features stainless steel appliances, quartz countertops, and plenty of cabinetry for excellent storage and organization, along with a convenient breakfast nook. The split-bedroom layout provides privacy, with the primary bedroom offering a private bathroom, tub/shower combination, stone-top vanity, and walk-in closet. The additional bedroom is nicely sized, while the second bathroom features an updated shower panel with multiple shower stream options. Ceiling fans throughout add comfort, and the convenience of an in-unit washer and dryer makes everyday living easy. Step outside to the screened-in back porch, the perfect spot to relax and enjoy Florida's beautiful weather. The home also includes TWO assigned parking spaces. Residents of Village at Bentley Park can enjoy community amenities including a pool and tennis/pickleball courts. Ideally located near a variety of dining options and shopping centers, with a short drive to the Gulf beaches, Lake Tarpon, and Innisbrook, this villa offers a convenient Palm Harbor lifestyle with plenty to enjoy nearby.

2712 Bentley Drive, Palm Harbor
1109 Tartan Drive Unit B, Palm Harbor
$279,000
2 Beds ⋅ 2 Baths ⋅ Greenview Villas Condo I SubDv. ⋅ 34684 Zip Code
Highland Lakes known for its golf courses, are included in your fees... 3 courses, Red, White and Blue! This updated and upgraded Villa is move in ready, furniture included. Granite countertops, newer appliances and flooring, dry bar in Living room, open, airy and comfortable. Your vista out the back from your climate controlled Lanai, is the golf course...Hole 6 on the White course! Enjoy morning breakfast or evening happy hour watching the golfers. The amenities of the main club are too numerous to mention! You have 3 pools to choose from, one heated in the main club area, a private pool steps from the unit, and a 3rd one at the lodge on Lake Tarpon! This unit is furnished with a NEW TV which has a 3 yr. warranty, sound system hooked to the TV with an optical system and Blue Tooth sub-woofer, A/C is 1 yr. old, Floors & Hot water heater are 2 yrs. old, Roof 5 Yrs. Your fees cover the exterior of the building, including the roof, cable & wifi, water, sewer, trash, grass cutting, insurance on the exterior and subteranium termite traps. Garage was just sided 1 1/2 yrs ago by Assoc. It is immaculate inside and out, you can live the ultimate Florida lifestyle in this premier 55+ Golf community. Don't miss this opportunity it is a beauty!!!

1109 Tartan Drive Unit B, Palm Harbor
3540 Countrybrook Lane Unit 16, Palm Harbor
$299,990
2 Beds ⋅ 2 Baths ⋅ Countrybrook Condo SubDv. ⋅ 34684 Zip Code
EXTENSIVELY UPDATED FIRST-FLOOR CORNER VILLA IN PALM HARBOR! Welcome to Countrybrook, a peaceful, park-like condominium community nestled in the highly desirable Countryside area. Surrounded by mature trees, lush landscaping, and beautiful conservation views, this spacious 2-bedroom, 2-bath corner villa offers the low-maintenance Florida lifestyle seasonal and year-round residents are searching for. Beautifully updated and maintained in mint condition, this move-in-ready Palm Harbor condo features a fully remodeled kitchen and bathrooms completed in 2020, updated cabinetry and countertops, fresh interior paint, a 2024 HVAC system, and a beautifully finished fireplace hearth. A custom wet bar with granite countertops and coordinating cabinetry creates an inviting space for entertaining family and friends. The desirable first-floor corner location offers easy access, additional privacy, and an abundance of natural light. The spacious floor plan, in-unit laundry, and thoughtfully updated living areas make this floor plan comfortable, functional, and ready to enjoy from day one. Countrybrook residents enjoy a sparkling community swimming pool, covered or assigned parking, beautifully maintained grounds and a quiet setting with scenic wooded and conservation views. The community’s established landscaping, generously sized residences, and tranquil atmosphere set it apart from many other Palm Harbor condominiums. Conveniently located near shopping, restaurants, medical facilities, parks, golf courses and everything the Tampa Bay area has to offer. Enjoy easy access to Countryside, Downtown Dunedin, Safety Harbor, Honeymoon Island State Park, Gulf beaches and Tampa International Airport. Countrybrook is not an age-restricted community, and the property is located outside a designated flood zone. Whether you are searching for a primary residence, seasonal Florida retreat or low-maintenance Palm Harbor home, this beautifully renovated first-floor corner villa is an exceptional opportunity. Let's start enjoying the Florida lifestyle!

3540 Countrybrook Lane Unit 16, Palm Harbor
1619 Whithorn Place Unit B, Palm Harbor
$249,000
2 Beds ⋅ 2 Baths ⋅ Highland Lakes Condo SubDv. ⋅ 34684 Zip Code
Welcome to this Beautifully Updated 2-bedroom, 2-bath Villa in Highland Lakes, Palm Harbor’s premier 55+ Golf community! Tucked away at the back of a quiet cul-de-sac with no immediate rear neighbors, this home offers exceptional privacy with no traffic or buildings directly in front and Golf Membership included. Step inside to a stylish, thoughtfully updated interior. The kitchen features sleek wood cabinetry, quartz countertops, and distinctive art-tile backsplash walls. Beautiful tile flows throughout the kitchen, living room, dining area, and hallway, offering the elegant look of natural stone with easier everyday maintenance. Both bathrooms have also been tastefully updated. The bedroom closets feature California Closets, providing beautifully organized space and thoughtful built-in storage. A spacious sunroom adds valuable year-round living space. It’s the perfect spot for morning coffee, relaxing, or entertaining guests. Additional features include an attached garage, concrete block construction, updated insulated hurricane windows, and an updated hurricane garage door. The HVAC system was replaced in 2022 and new Roof 2026! Enjoy the ease of maintenance-free living, with the condo maintenance fee covering cable TV, high-speed internet, water, sewer, building insurance, trash removal, lawn care, and exterior maintenance. The Highland Lakes HOA fee includes all Golf membership privileges. The main clubhouse offers entertainment and social events, while fitness, recreation, arts, interests, and hobby programs provide something for everyone. The Lake Tarpon Lodge offers even more amenities, including a second heated pool, picnic and party facilities, fishing pier, community pontoon boats, and secure complimentary RV and boat storage. Conveniently located just minutes from Trader Joe's, Shopping, Beautiful Gulf beaches, restaurants, and everyday conveniences. Non Evacuation No flood zone and no CDD fees! This Highland Lakes villa is a must-see. Call today to schedule your private showing!

1619 Whithorn Place Unit B, Palm Harbor
670 Green Valley Road Unit F4, Palm Harbor
$149,900
1 Beds ⋅ 1 Baths ⋅ Green Valley Estates Unit Two SubDv. ⋅ 34683 Zip Code
Enjoy the ease of Palm Harbor living in this inviting, fully furnished, one-bedroom, one-bath villa, where a bright, open interior, private screened patio, generous storage, and community amenities come together in a location that keeps everyday conveniences and some of the area’s best recreation close at hand. Beautiful wood flooring flows through the main living areas and continues into the bedroom. The updated kitchen features granite countertops, warm wood cabinetry, newer appliances (2021) and a wide-open wraparound corner counter overlooking the living and dining areas. The bedroom offers ample space and exceptional storage, including a large walk-in closet and a wall of closets with built-in shelving and organizers. A private door provides direct access to the bathroom, while sliding glass doors open to the screened patio, extending the living space outdoors and offering a pleasant space to enjoy Florida's weather. Additional conveniences include an in-unit washer and dryer closet, a hurricane impact window, and assigned covered parking just outside the front door. Community amenities include a clubhouse and pool, along with complimentary on-site RV and boat parking. Conveniently located in Palm Harbor and situated in non-flood/Flood Zone X, the condo offers easy access to major roadways, shopping, dining, parks, and recreation. Fred Howard Park and the Sponge Docks of Tarpon Springs are nearby, with Clearwater Beach, Honeymoon Island, and Caladesi Island also within easy reach—putting some of the Gulf Coast’s most popular destinations close to home. Come see for yourself. Schedule your private tour today!

670 Green Valley Road Unit F4, Palm Harbor
4805 Alt 19 Unit 713, Palm Harbor
$195,000
2 Beds ⋅ 2 Baths ⋅ Cove Spgs Condo SubDv. ⋅ 34683 Zip Code
WELCOME TO WATERFRONT FLORIDA LIVING AT COVE SPRINGS! This beautifully renovated FIRST-FLOOR 2-bedroom, 2-bath condo offers the perfect combination of modern upgrades, low-maintenance living, and a waterfront lifestyle in the heart of Palm Harbor. Step inside to a completely redone interior featuring luxury vinyl plank flooring throughout, beautiful custom tile in both bathrooms, and a stunning updated kitchen anchored by an oversized 1¼-inch quartz countertop. All-new GE stainless steel appliances and a new water heater were added in April 2026. Two spacious walk-in closets provide exceptional storage, while all-new HURRICANE-IMPACT WINDOWS AND DOORS add comfort and peace of mind. Enjoy one of the best features of first-floor living—a private SCREENED-IN LANAI with direct access to the backyard, creating an easy indoor-outdoor Florida lifestyle. But what truly sets Cove Springs apart is the WATERFRONT LIFESTYLE! Launch your kayak and explore the water, spend an afternoon fishing from the community dock, or simply relax by the cove and watch for dolphins and manatees passing through. Enjoy the COMMUNITY POOL, challenge friends to a game of SHUFFLEBOARD, or unwind at the beautifully redesigned clubhouse featuring separate men’s and women’s saunas. Conveniently located near Downtown Palm Harbor, Tarpon Springs, the Pinellas Trail, Honeymoon Island, shopping, restaurants, beaches, and the Gulf Coast, this MOVE-IN-READY condo lets you enjoy everything the area without sacrificing style or comfort. Whether you’re looking for a full-time residence or your own Florida retreat, this is an opportunity to start enjoying the Palm Harbor waterfront lifestyle from day one!

4805 Alt 19 Unit 713, Palm Harbor
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