Safety Harbor Homes under $400,000

Safety Harbor Homes under $400,000

Welcome to Safety Harbor, Florida – a hidden gem nestled in the heart of Pinellas County. Known for its picturesque charm and vibrant community, Safety Harbor offers a unique blend of small-town warmth and modern amenities. With its stunning waterfront views along Tampa Bay and a rich historical background, this delightful city is perfect for families, retirees, and young professionals alike.

One of the standout features of Safety Harbor is its commitment to safety and community well-being. With low crime rates and a strong sense of neighborly spirit, residents can feel secure while enjoying all that this beautiful area has to offer. The city is home to lush parks, scenic walking trails, and a bustling downtown filled with quaint shops, art galleries, and delightful dining options, making it an ideal place to call home.

For those seeking affordable housing options, Safety Harbor boasts an impressive selection of homes under $400,000. Whether you’re looking for a cozy single-family home, a charming townhome, or a stylish condo, you’ll find a variety of choices to suit your lifestyle. Many of these properties are situated in family-friendly neighborhoods with access to top-rated schools and recreational facilities, ensuring a fulfilling living experience for all ages.

In Safety Harbor, you can enjoy the perfect balance of tranquility and convenience, with easy access to nearby beaches, cultural attractions, and major highways. Embrace the opportunity to make this enchanting city your home, where every day feels like a vacation. Come explore the affordable housing options available and discover why Safety Harbor is the perfect place to start your next chapter!

Newest Safety Harbor Homes under $400,000

345 Plymouth Street, Safety Harbor
$324,900
2 Beds ⋅ 1 Baths ⋅ Bay Towne SubDv. ⋅ 34695 Zip Code
Less upkeep, more Florida—this updated 2-bedroom, 1-bath villa in Safety Harbor’s Bay Towne community makes a compelling case for enjoying life beyond your to-do list. Whether you’re looking for a year-round home or a seasonal retreat, this single-story residence pairs solid block construction with thoughtful updates, smart technology, and inviting outdoor space... Inside, vaulted ceilings add an airy feel to the living and dining area, complemented by textured ceilings with the popcorn finish removed, recessed lighting, updated outlets, and a newer ceiling fan. The kitchen brings style and function together with granite countertops, a butcher-block accent, updated appliances, and reverse-osmosis filtration at the sink. The bathroom features updated vanities and tile work... The improvements reach well beyond the finishes. The seller reports a 2020 roof, hurricane-impact windows, whole-home re-piping completed in 2023, and upgraded attic insulation with a radiant barrier. The Trane HVAC system has received replacement coils and a blower, with the air handler relocated from the attic to a hall closet for easier access. A REME HALO air purification system adds another thoughtful touch... Smart lighting, Cat 6 Ethernet connections in both bedrooms and the living room, wired front and rear security cameras, and a Tesla Level 2 EV wall charger bring everyday convenience into the mix... Solar power adds another appealing benefit: enjoy renewable energy without the upfront expense of purchasing panels. The seller reports current monthly costs of approximately $106 for the solar lease plus $30 to Duke Energy—approximately $136 combined, leaving more room in the budget for enjoying Florida. The existing solar setup offers the buyer an opportunity to assume the lease, subject to provider approval. The seller also reports an option to discontinue after three years, subject to the agreement’s terms and provider confirmation. Actual electricity costs and savings vary with usage, solar production, and utility rates... Outside, an awning-covered front porch offers a welcoming place to pause, while the screened rear patio with pavers and fenced backyard invite outdoor dining, morning coffee, or a little well-earned downtime. Located in Flood Zone X, the property also offers access to a community pool. Per the seller, HOA services include lawn care, cable TV, high-speed internet, and select streaming subscriptions; buyers should confirm current coverage with the association... Then there’s the location: nearby downtown Safety Harbor offers Main Street shops, local restaurants, arts, and community events, while Philippe Park delivers shaded grounds and beautiful bay views. Enjoy the historic Safety Harbor Resort & Spa, explore local parks and trails, or head west for a Gulf beach day at Clearwater Beach, Honeymoon Island, Sand Key, Indian Rocks Beach, or Indian Shores. Access to Clearwater, Tampa, St. Petersburg, Tampa International Airport, and St. Pete–Clearwater International Airport keeps regional destinations within reach... A comfortable home base with plenty of reasons to get out and enjoy Florida—schedule your showing and discover the possibilities.

345 Plymouth Street, Safety Harbor
255 Los Prados Drive Unit 255, Safety Harbor
$265,000
2 Beds ⋅ 1 Baths ⋅ Los Prados Condo SubDv. ⋅ 34695 Zip Code
Discover easy, low-maintenance living in the charming Los Prados community of Safety Harbor! This second-floor, 2-bedroom, 1-bath condo offers a comfortable, practical layout with bright living and dining areas that makes everyday living feel relaxed and welcoming. Step out to your private patio, a perfect spot for morning coffee or unwinding in the evening breeze, that includes an extra storage closet. Both bedrooms offer good closet space, and the upstairs location adds a lovely sense of privacy and quiet. Added conveniences include inside laundry and assigned covered parking. One of the best parts of calling Los Prados home is the location. You're within walking distance of downtown Safety Harbor, where you can enjoy local restaurants, shops, the marina, and the community events that give this little town so much character. Back at home, residents enjoy a community pool, heated spa, peaceful ponds, and private access to Folly Farms Nature Preserve, with walking trails and garden areas to explore. The HOA fee includes water, cable, internet, sewer and trash. Whether you're looking for a full-time residence or a second home getaway, this Safety Harbor condo delivers comfort, convenience, and small-town charm. High and Dry - no flood insurance required! Schedule your showing today!

255 Los Prados Drive Unit 255, Safety Harbor
84 Cedar Elm Drive Unit 28, Safety Harbor
$74,000
2 Beds ⋅ 2 Baths ⋅ Briar Creek Mobile Home Community I Condo SubDv. ⋅ 34695 Zip Code
Incredible Potential in a Premier Location! Rare Fixer-Upper nestled on a beautiful tree lined street in Briar Creek the area's most desirable, well-maintained 55+ community, this 2-bedroom, 2-bathroom manufactured home offers an affordable entry into a fantastic neighborhood. Best of all? You own the land - no lot rent here! The home features a functional layout with spacious living areas. It does need a full cosmetic overhaul presenting a blank canvas for DIY buyers, investors, or anyone who wants to create their vision dream space. Briar Creek is a peaceful, friendly community with easy access to nearby shopping, dining, parks, beaches, major roadways and airports. HOA fee is $235 a month which includes water, sewer, trash, lawn, private roads, clubhouse, heated pool & spa. Opportunities to buy land-owned property at this price point in such a lovely location do not last long! Sold Strictly As-Is. Needs Work.

84 Cedar Elm Drive Unit 28, Safety Harbor
675 11th Place, Safety Harbor
$375,000
3 Beds ⋅ 2 Baths ⋅ Lincoln Highlands SubDv. ⋅ 34695 Zip Code
Welcome to this charming 3-bedroom, 2-bathroom home in desirable Safety Harbor! Offering approximately 1,125 square feet of living space, this property presents an excellent opportunity for a primary residence or investment. Features include laminate flooring throughout, a 2024 HVAC system, a water heater, and a functional layout designed for comfortable living. Conveniently located near vibrant downtown Safety Harbor, restaurants, shopping, parks, waterfront attractions, and major roadways. With its sought-after location, versatility, and income-producing potential, this home is ready for its next chapter. Schedule your private showing today!

675 11th Place, Safety Harbor
612 Baldwin Avenue Unit C, Safety Harbor
$235,000
3 Beds ⋅ 2 Baths ⋅ Yorktown At Beacon Place SubDv. ⋅ 34695 Zip Code
One or more photo(s) was virtually staged. THREE BEDROOMS. WATER VIEW. STEPS FROM THE POOL. SAFETY HARBOR. This is the combination buyers wait for — and at this price, it is hard to find. Welcome to 612 Baldwin Avenue #C, a spacious 3-bedroom, 2-bath end-unit condo with 1,230 square feet in Yorktown at Beacon Place. One of the best-positioned units in the community, this condo sits closest to the pool and clubhouse and offers a private balcony where you can look out over the pond and community pool. The floor plan is a major advantage. The primary suite is separated from the other two bedrooms, giving everyone more privacy, while three true bedrooms create flexibility for guests, a home office, or additional living space. The home also features a dedicated laundry room, generous storage, covered carport parking, and additional outdoor storage. With no upstairs neighbors and an end-unit location, you get extra privacy in a setting that feels tucked away while still being close to everything. And then there is Safety Harbor — one of Pinellas County’s most desirable small-town communities. Downtown Safety Harbor, Philippe Park, waterfront parks, restaurants, breweries, shopping, and the Safety Harbor Resort & Spa are all just minutes away, with convenient access to Tampa, Clearwater, St. Petersburg, and both area airports. The property is also zoned for Safety Harbor Elementary, Safety Harbor Middle, and Countryside High School. For buyers who have been waiting for three bedrooms, a water view, pool access, covered parking, and a Safety Harbor address without the Safety Harbor price tag, this is one to see quickly. The location within the community is difficult to duplicate — and opportunities like this do not come around often.

612 Baldwin Avenue Unit C, Safety Harbor
321 Dover Court E, Safety Harbor
$360,000
2 Beds ⋅ 2 Baths ⋅ Bay Towne SubDv. ⋅ 34695 Zip Code
Welcome to 321 Dover Ct E, a beautifully maintained 2-bedroom, 2-bath end-unit villa nestled in the desirable Bay Towne community of Safety Harbor. Offering the feel of a single-family home with the convenience of low-maintenance living, this light and bright residence features an open floor plan, vaulted ceilings, split-bedroom layout, and tile and laminate flooring throughout. The spacious living and dining areas flow seamlessly into the kitchen, creating an inviting space for both everyday living and entertaining. The primary suite offers privacy and comfort with an en-suite bath and generous closet space, while the second bedroom and bathroom are ideally situated in the home to provide privacy for guests. Step outside to the screened lanai and enjoy the privacy of the fenced backyard, mature landscaping, and additional outdoor living space. An attached storage area provides convenient room for bikes, tools, and recreational gear. Residents also enjoy access to the community pool and other neighborhood amenities. One of the home's standout features is the transferable solar panel system, offering the next owner the opportunity to take advantage of solar energy and reduced electric costs. The solar system adds an attractive combination of energy efficiency and long-term value for the future owner. Located just minutes from everything that makes Safety Harbor special, this home provides easy access to downtown Safety Harbor, waterfront parks, restaurants, shopping, and recreation, while also offering convenient access to Tampa, Clearwater, and the Gulf beaches. If you're looking for a move-in-ready home with a private outdoor space, spacious interior layout, and desirable community amenities, this villa is a must-see.

321 Dover Court E, Safety Harbor
1816 Lake Cypress Drive Unit 1816, Safety Harbor
$299,000
2 Beds ⋅ 2 Baths ⋅ Cypress Trace North Condo SubDv. ⋅ 34695 Zip Code
Beautiful 2-bedroom, 2-bath corner unit offering 1,260 sq. ft. of pristine living space on the second floor, complete with dramatic cathedral ceilings throughout. Stunning new hardwood flooring flows through the home, complementing an updated light & bright kitchen featuring high-end granite countertops, Italian tumbled marble backsplash, custom Charleston Maple solid wood cabinetry, and stainless steel appliances. Includes a full-sized newer LG washer and dryer. The guest bathroom has a new vanity and faucet, while the private en-suite bath offers granite counters and updated fixtures. Located just steps from the community pool and minutes from downtown Safety Harbor, top-rated beaches, Tampa, St. Petersburg, and local shopping and dining. Bonus for the buyer! Seller is offering select functional furniture items at no additional cost, including the neutral sectional sofa, rustic glass-door credenza, and matching media console (all convey AS-IS at buyer's discretion). Schedule your private showing today

1816 Lake Cypress Drive Unit 1816, Safety Harbor
631 Fairmont Avenue Unit C, Safety Harbor
$229,000
2 Beds ⋅ 2 Baths ⋅ Yorktown At Beacon Place SubDv. ⋅ 34695 Zip Code
Welcome home! Welcome to 631 Fairmont Ave #C — your opportunity to enjoy the best of the Safety Harbor lifestyle! This beautifully maintained 2-bedroom / 2-bath, 2nd-story condo is located in the desirable Yorktown at Beacon Place community and offers a wonderful combination of comfort, convenience, and low-maintenance living. Step inside to an inviting open-concept layout where the kitchen flows seamlessly into the living room, creating an ideal space for entertaining & relaxing. Vinyl plank flooring adds a modern, easy-care touch throughout the main living areas. Just off the living room, a screened porch provides the perfect spot to enjoy your morning coffee, unwind after a long day, or simply take in the Florida lifestyle. Residents of Yorktown at Beacon Place enjoy access to a gorgeous community pool, perfect for cooling off and relaxing year-round. The monthly condo fee provides exceptional value, including use of the community pool as well as covering water, sewer, trash, cable, and internet — making everyday living simple and convenient. The property also includes a private one-car carport along with guest parking. Location is everything, and this home puts you close to some of Safety Harbor's most treasured destinations. Philippe Park is nearby and easily accessible. Hop on your golf cart and head into downtown Safety Harbor to explore local restaurants, coffee shops, boutiques, parks, and community events. Enjoy dining at the new Frenchy's location, Café Vino Tinto, Water Oak Grill, or Haven House Coffee Shop, then experience the vibrant local calendar featuring Third Friday street festivals, holiday parades, car shows, art festivals, and more. Whether you're looking for a full-time residence, a Florida getaway, or an easy-care Seasonal home in a charming community, this condo offers the opportunity to embrace the relaxed, connected, and highly sought-after Safety Harbor lifestyle. Park the car, grab the golf cart, and enjoy everything this wonderful community has to offer!

631 Fairmont Avenue Unit C, Safety Harbor
30 Stag Run Court Unit 11, Safety Harbor
$125,000
2 Beds ⋅ 2 Baths ⋅ Briar Creek Mobile Home Community I Condo SubDv. ⋅ 34695 Zip Code
2 bedroom 2 bath on a high corner lot included in the price. This home has laminate floors and is neat and clean. Appliances are being sold "as is" since Seller has not lived in the property. You may have a cat, but no dogs are allowed in this part of the community. The low monthly fee of $235 covers water, sewer, trash, lawn, private roads, clubhouse, heated pool & spa, & shuffleboard. Mease Countryside Hospital is nearby as well as other doctor facilities. This beautiful community has little lakes, winding roads, and huge trees to give it a lot of character. It even backs up to the bay. Room measurements approximate.

30 Stag Run Court Unit 11, Safety Harbor
130 Clubview Drive Unit 2, Safety Harbor
$209,900
2 Beds ⋅ 2 Baths ⋅ Briar Creek Mobile Home Community Ii Condo SubDv. ⋅ 34695 Zip Code
Beautiful FULLY RENOVATED 2-bedroom, 2-bathroom home on OWNED LAND located in the serene and highly desirable Briar Creek Phase II, a resident-owned 55+ community in the heart of Safety Harbor! You OWN THE LAND and pay no lot rent! This charming home features a beautifully updated kitchen with sparkle quartz countertops, brand-new GE stainless steel appliances, and shaker cabinets. The spacious 1,326 sq ft home offers an ideal layout and large living spaces filled with natural light. It also features beautifully renovated bathrooms, brand-new luxury oak vinyl flooring, modern chic lighting and fixtures throughout, a master bedroom with private en-suite bathroom including walk-in shower, spacious walk-in closets and bright new interior and exterior paint. Ample amount of cabinet space throughout including the dining room which makes a great additional pantry storage area. Directly outside and connected to the home, there are two enclosed air-conditioned sunrooms with brand-new window units that provide the ability to enjoy the luxuries of the Florida sun without the Florida heat. There is also an enclosed garage area with a private washer and dryer and significant shelving and space for storage. The home also has a covered carport. Along with the fully custom and stunning renovated interior of the home, major improvements also include new water heater (2025) and newer roof (2018). From the moment you arrive, you’ll be captivated by the quiet and quaint neighborhood that provides peace and serenity in the heart of Safety Harbor. The greenery and beautiful, luscious trees throughout the community provide lovely walking ability and peaceful ponds with sitting benches to enjoy the serene atmospheres. The community clubhouse offers activities of all kinds with shuffleboard courts, a swimming pool and hot tub, a gym and much more. This is a fantastic opportunity for buyers seeking a beautiful fully renovated home on owned land in a charming and welcoming community. Schedule your private showing today!

130 Clubview Drive Unit 2, Safety Harbor
1005 S Bayshore Boulevard Unit 102, Safety Harbor
$250,000
1 Beds ⋅ 1 Baths ⋅ Sandal Cove Condo SubDv. ⋅ 34695 Zip Code
Welcome to 1005 S Bayshore Blvd, Unit 102, an updated first-floor waterfront condo in the Sandal Cove community of Safety Harbor. This one-bedroom, one-bath residence offers 700 square feet of thoughtfully designed living space, combining a modern interior with the relaxed waterfront setting that makes Florida living so appealing. Step inside to an open-concept living and kitchen area featuring attractive plank flooring, recessed lighting, and a clean, contemporary design. The updated kitchen serves as the centerpiece of the home, with shaker-style cabinetry, stainless steel appliances, a decorative backsplash, generous counter space, and a large center island with seating. Whether preparing a quiet meal, entertaining friends, or simply enjoying your morning coffee, the layout is comfortable, functional, and inviting. The adjoining living area offers an easy flow to the screened patio, allowing the indoor and outdoor spaces to work together. The bedroom provides a comfortable retreat with natural light and a modern color palette, while the updated bathroom features a contemporary vanity and glass-enclosed walk-in shower. Inside laundry adds another level of everyday convenience that is not always found in a condo of this size. Outside, the screened patio extends the living space and opens toward peaceful water views. It is an ideal place to enjoy the morning, read, relax, or unwind at the end of the day. Residents also enjoy access to the community pool and landscaped common areas. Located along South Bayshore Boulevard, the condo offers convenient access to downtown Safety Harbor, local restaurants, parks, shopping, and the surrounding Tampa Bay area. Whether used as a full-time residence, seasonal escape, or low-maintenance Florida retreat, Unit 102 offers an appealing combination of updated style, waterfront atmosphere, manageable size, and location.

1005 S Bayshore Boulevard Unit 102, Safety Harbor
1750 Lake Cypress Drive Unit 1002, Safety Harbor
$345,000
3 Beds ⋅ 3 Baths ⋅ Cypress Trace North Condo SubDv. ⋅ 34695 Zip Code
Virtually Staged. CHARMING in CYPRESS TRACE NORTH ~ a BEAUTIFUL COMMUNITY in Safety Harbor. Cypress Trace North is known for its excellent location and AMAZING AMENITIES! The HOA INCLUDES ~ WATER, sewer, trash, CABLE, INTERNET, lawn care, roof, exterior maintenance, and pest control! ENJOY resort-style amenities including a community pool, spa, tennis courts, and beautiful lake surroundings ~ all with the convenience of exterior maintenance handled for you! YOU will FALL in LOVE with this BEAUTIFUL 3 bedrooms, 2 and a half bathrooms, and 1 carport townhome in Cypress Trace, one of the most sought after neighborhoods in Safety Harbor! YOU will LOVE this CUTEST 1,610 sq ft townhome! Pull up to LUSCIOUS landscape and BEAUTIFUL curb appeal. FALL in LOVE with the BEAUTIFUL exterior and be immediately drawn to the beauty of this home. As you enter through the FRONT DOOR of the home you will LOVE the abundance of natural light. YOU will be AMAZED by the SPACIOUS open floor plan, NEW refrigerator, 2 FIREPLACES, BONUS ENCLOSED FLORIDA ROOM, VAULTED ceilings, CROWN MOLDING, Water Softener, Water Heater (2021), AC (2013), Roof (2019), and much more. As you enter into the SPACIOUS COZY OPEN living room/dining combo room, you will LOVE its warmth and inviting atmosphere and LOVE entertaining in this room. The SPACIOUS OPEN kitchen overlooks a quaint breakfast nook sitting room. YOU WILL LOVE COOKING in the BEAUTIFUL EAT-IN kitchen with a BRAND NEW REFRIGERATOR (2026) and LARGE breakfast bar! This home is open and inviting ~ allowing the chef to be part of the activity! The indoor laundry closet is located in the kitchen, which offers much convenience. You will enjoy RELAXING with a book in the PEACEFUL ENCLOSED BONUS FLORIDA ROOM. YOU WILL ABSOLUTELY LOVE it and it's PERFECT for ENTERTAINING. This home offers a large primary bedroom suite upstairs with VAULTED CEILINGS, a FIREPLACE, a large walk-in closet, and en-suite bathroom with dual sinks, separate private water closet, and walk-in shower. Upstairs you will also find 2 more bedrooms and a full bathroom. This perfect family home has everything you could ever want! Come enjoy this quaint PEACEFUL townhome in ~ Cypress Trace North, which is one of the BEST locations close to DOWNTOWN Safety Harbor, Safety Harbor Spa, Philippe Park, beaches, airports, interstates, shopping, and restaurants! This townhome has NEVER FLOODED and is MOVE-IN READY! Enjoy this maintenance free lifestyle of living! YOU MUST SEE this little bit of Florida Paradise in this MAINTENANCE FREE COMMUNITY! **NOT IN A FLOOD ZONE.**

1750 Lake Cypress Drive Unit 1002, Safety Harbor
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