Tampa Homes under $400,000

Tampa Homes under $400,000

Welcome to Tampa, Florida – a vibrant city that beautifully blends urban sophistication with coastal charm. Nestled in Hillsborough County, Tampa boasts a rich cultural tapestry, stunning waterfront views, and a thriving economy. Its sunny disposition and warm climate make it a perfect destination for families, young professionals, and retirees alike.

One of the most enticing aspects of Tampa is its diverse real estate market, especially for those seeking homes under $400,000. Here, you can find a treasure trove of affordable housing options that cater to various lifestyles and preferences. Whether you’re drawn to quaint bungalows in historic neighborhoods, modern condos with breathtaking bay views, or family-friendly single-family homes in suburban enclaves, Tampa has something for everyone.

Imagine living just minutes away from the bustling downtown area, where you can indulge in world-class dining, shopping, and entertainment. Or perhaps you prefer the serene surroundings of nearby parks and nature trails, perfect for weekend adventures and family outings. With its close proximity to beautiful beaches, cultural attractions like the renowned Tampa Museum of Art, and the thrilling excitement of Busch Gardens, Tampa offers a unique blend of leisure and excitement.

Investing in a home in Tampa means not only securing a property but also embracing a lifestyle enriched with community spirit and endless recreational opportunities. With homes under $400,000, your dream of living in this dynamic city is within reach. Discover your perfect Tampa home today and start crafting your own piece of paradise in this beautiful Florida gem!

Newest Tampa Homes under $400,000

9190 Lake Chase Island Way, Tampa
$199,900
2 Beds ⋅ 2 Baths ⋅ Lake Chase Condo SubDv. ⋅ 33626 Zip Code
Florida living at its finest. Prime lake facing unit. Look out all of your windows for beautiful and tranquil ground floor, Waterfront Views. 2 bedrooms and 2 full baths. The living room slider door gives you a spectacular view of the lake. Actually, all rooms have water views are expansive so no one misses out. Kitchen has a breakfast bar open to the living room/dining area. Inside utility closet with full-size washer and dryer and a large storage closet just off the tiled living room. No carpet in living spaces. Internet included with rental. The gated Lake Chase Condominium Community offers two pools, sand volleyball court, tennis courts, basketball court, playground, fitness center, clubhouse and walking trail around the 30-acre lake. Located in the perfect West Chase area of Tampa, with great, rated schools. Also, near the Veterans Expressway, major shopping, restaurants and quick access to Citrus Park Mall, Tampa International Airport and the gorgeous gulf beaches. Just chill out everyday from your Lake Chase facing condo.

9190 Lake Chase Island Way, Tampa
6714 S Faul Street, Tampa
$354,900
3 Beds ⋅ 2 Baths ⋅ West Port SubDv. ⋅ 33616 Zip Code
Welcome home to this fully reimagined 3-bedroom, 2-bathroom home. Every inch of this home has been thoughtfully modernized, blending classic style with high-end contemporary finishes. Perfect for primary homeowners or investors looking for a truly move-in-ready asset. Key Highlights:Gourmet Kitchen: Fully updated cabinetry, sleek granite countertops, and finishes. Open-Concept Living: Light-filled living spaces perfect for entertaining, detailed with durable tile flooring and modern lighting throughout, a newer roof for complete peace of mind. Outdoor Living: Large, private backyard ready for weekend barbecues, gardening, or a future pool. The setting is picture perfect. The interior design has a wonderful flow. It has an elegant primary bedroom suite. The kitchen is sleek with stainless steel appliances. A fenced backyard is large enough for a pool. there is room for your boat and all the other toys that makes outdoor living fun in Tampa Florida.

6714 S Faul Street, Tampa
5108 N Suwanee Avenue, Tampa
$369,900
3 Beds ⋅ 2 Baths ⋅ Seminole Heights Of North Tamp SubDv. ⋅ 33603 Zip Code
Welcome to this beautifully renovated 3-bedroom, 2-bath home in Tampa’s desirable Seminole Heights Historic District, offering more than 1,450 square feet of thoughtfully updated living space. Blending historic character with modern finishes, this home features new LVP flooring, quartz countertops, updated electrical and plumbing, new windows, newer water heater, and a new privacy fence. The open-concept floor plan is highlighted by exposed wood beams, crown molding, updated lighting, and abundant natural light. Spacious bedrooms provide comfortable living, while the primary suite offers a beautifully updated bath with dual rain showerheads, warm finishes, and elegant porcelain tile. Step outside to a fully fenced backyard with a new deck—ideal for entertaining, pets, or relaxing outdoors. Best of all, there is NO HOA and the property is located outside of a flood zone. Enjoy quick access to I-275 and an excellent central Tampa location just minutes from Armature Works, Downtown Tampa, Ybor City, International Plaza, restaurants, shopping, and entertainment. A move-in-ready Seminole Heights home combining classic charm, modern upgrades, and an outstanding location!

5108 N Suwanee Avenue, Tampa
2003 E Clinton Street, Tampa
$304,000
3 Beds ⋅ 2 Baths ⋅ Seminole Crest Add SubDv. ⋅ 33610 Zip Code
Priced to sell! Welcome to 2003 E Clinton St, a classic Tampa home offering the perfect mix of mid-century character, functional living, and an unbeatable location! Featuring 3 comfortable bedrooms and 2 bathrooms. Durable and low-maintenance Terrazzo flooring throughout main living area, while the two full baths are tiled. The covered double carport offers ample parking while the spacious backyard is perfect for pets or building an outdoor retreat. Located close to I-275 and I-4, shopping, gold courses, local restaurants and various houses of worship, this residence with classic flair won’t last long. Schedule your tour today! Buyer to verify all information.

2003 E Clinton Street, Tampa
1011 S Moody Avenue Unit 11, Tampa
$345,000
1 Beds ⋅ 1 Baths ⋅ Moody Place A Condo SubDv. ⋅ 33629 Zip Code
RARE SOUTH TAMPA GEM WITH A PRIVATE BACKYARD! Beautifully updated and exceptionally well-located, this charming ground-floor end-unit condo is tucked away in one of South Tampa’s most sought-after neighborhoods, just one block from SOHO and directly behind Water & Flour and Sweet Soul. A truly rare feature, this home boasts a spacious, fully fenced private backyard maintained by the HOA, perfect for pets, & complete with a covered patio, storage shed, and outdoor shower—creating a private oasis perfect for entertaining, relaxing, gardening, or enjoying with your furry friends. Inside, the thoughtfully designed split-bedroom floor plan offers excellent privacy, abundant storage, and comfortable living spaces. Additional features include in-unit laundry, one assigned parking space, plus convenient visitor and street parking. Recent improvements include fresh interior paint, BRAND-NEW hurricane impact windows in 2026, updated bathroom, including a new vanity & medicine cabinet, kitchen renovations, new window treatments throughout, and select new interior doors. Enjoy remarkably low HOA fees that include building maintenance, lawn care—including your private backyard—fence maintenance, sewer, trash, common-area pest control, management, and more. The community allows 30-day minimum rentals, offering excellent flexibility for a primary residence, investment property, or second home. Roof replaced in 2016 and the home has stayed high & dry and never flooded. With its prime location, rare private backyard, charming character, thoughtful updates, and flexible rental potential, this is a special opportunity to enjoy the best of South Tampa living in a beautifully maintained, low-maintenance setting!

1011 S Moody Avenue Unit 11, Tampa
1910 E Palm Avenue Unit 10101, Tampa
$168,000
1 Beds ⋅ 1 Baths ⋅ The Quarter At Ybor SubDv. ⋅ 33605 Zip Code
Virtually Staged. Ybor City living, without giving up comfort or convenience. This first-floor 1-bedroom, 1-bath condo at The Quarter at Ybor offers 867 square feet of thoughtfully designed living space in a location that puts you close to the best of Tampa. Step inside to a bright, inviting layout featuring luxury vinyl plank flooring, a versatile office/den, and a private outdoor patio. The kitchen offers stone countertops, a breakfast bar, pantry storage, and stainless-steel appliances, while the spacious primary bedroom features a walk-in closet and natural light. The bathroom includes dual vanities, stone countertops, and a walk-in shower with glass doors. Washer and dryer are included. Enjoy a secured, gated community with assigned parking, pool, hot tub, clubhouse, and 24-hour fitness center. Water, sewer, and trash are included in the association fee. Just moments from Ybor City’s restaurants, bars, galleries, entertainment, and free trolley, with convenient access to I-4, I-275, the Crosstown Expressway, Downtown Tampa, and Channelside. If location, convenience, and character matter, put this one on your list.

1910 E Palm Avenue Unit 10101, Tampa
Tampa
$292,500
3 Beds ⋅ 1 Baths ⋅ Terrace Park Sub Unit SubDv. ⋅ 33617 Zip Code
House 3 bedrooms and 1 bath. Great for first time home buyers or investor looking to expand their real estate portafolio. New appliances, LVP floors, bath and kitchen two years old, new AC Ducts and more. Convenniently located near Bush Gardens, Adventure Island Water park, USF and fine restaurants and much more.With its convenient location near some of Tampa’s major attractions, this property has great potential for an Airbnb or short-term rental business, subject to local regulations. Whether you're looking for a place to call home or your next investment property, this is an opportunity you don’t want to miss. Contact us today for more information or to schedule a showing!

Tampa
2109 Bayshore Boulevard Unit 303, Tampa
$290,000
1 Beds ⋅ 1 Baths ⋅ 4ui | Bayshore Royal Condominium SubDv. ⋅ 33606 Zip Code
Own a piece of Tampa history along iconic Bayshore Boulevard. Welcome to Residence #303 at the historic Bayshore Royal, a distinctive South Tampa landmark dating to 1924 and recognized as the first high-rise built along Bayshore Boulevard. Originally known as the Bayshore Royal Hotel, this storied building has watched Tampa transform for more than a century, offering a rare opportunity to enjoy modern-day South Tampa living within a piece of the city’s architectural past. This fully furnished, one-bedroom, one-bath residence offers a comfortable, efficient layout highlighted by beautiful views of Hillsborough Bay and Bayshore Blvd. Inside, wood flooring and crown molding add warmth and character, while plantation shutters complement the home’s classic style. The kitchen features solid-wood cabinetry, granite countertops, stainless-steel appliances and a breakfast bar, creating an inviting space for both everyday living and entertaining. Yet perhaps the greatest amenity is just outside your door. Step onto Bayshore Boulevard for morning walks, waterfront runs and bike rides along one of Tampa’s most recognizable stretches of shoreline. From here, you’re positioned in the heart of South Tampa, moments from the dining and nightlife of SoHo, including Tampa institutions such as Bern’s Steak House, and convenient to the boutiques, restaurants and cafés of Hyde Park Village. Downtown Tampa, Water Street, Tampa General Hospital, Amalie Arena, the University of Tampa and the Tampa Riverwalk are all within easy reach. Bayshore Royal residents enjoy a community pool surrounded by lush landscaping, BBQ area, dry sauna, bike storage, laundry facilities and reserved parking, while the building’s coveted Bayshore address puts some of Tampa’s signature traditions practically at your doorstep—including a front-row location for the energy and festivities surrounding Gasparilla. From its beginnings as the Bayshore Royal Hotel more than a century ago to its place along one of Tampa’s most celebrated boulevards today, Bayshore Royal Condominium offers something increasingly difficult to replicate: history, character, water views and an exceptional South Tampa location. Whether you’re searching for a primary residence, Tampa pied-à-terre or low-maintenance home base, Residence #303 offers the opportunity to experience the Bayshore lifestyle from one of its original landmarks.

2109 Bayshore Boulevard Unit 303, Tampa
8108 N Semmes Street, Tampa
$399,999
6 Beds ⋅ 2 Baths ⋅ Hendry & Knights Add To SubDv. ⋅ 33604 Zip Code
New roof and unit b HVAC! This is a great opportunity to own a block construction duplex in the heart of Tampa. Less than 20 minutes away from the international airport, USF, U of Tampa, Downtown Tampa, and many food/entertain options making this a hot spot for tenants. Unit A is fully renovated and currently leased for $1630/mo. Unit B is rent ready with the ability to update further and capture increased rents (currently renting for $1485/mo). Both units are below market rent and Tampa Housing Authority pays up to $2440/mo per 3bd unit!

8108 N Semmes Street, Tampa
3701 Temple Street Unit 1, Tampa
$399,999
4 Beds ⋅ 2 Baths ⋅ Grant Park SubDv. ⋅ 33619 Zip Code
Rare investment opportunity to own two single family homes on one lot! Property A is a 3bd 1bth approximately 910sqft home fully remodeled inside and currently renting through the Tampa Housing Program at $2500/mo (Recent updates to Tampa Housing Authority now pay up to $2850 for a 3bd unit). Property B is a 1bd 1bth 616sqft home also fully remodeled inside and currently renting for $1700/mo. Kitchens include newer granite countertops, newer cabinets, newer stainless-steel appliances & newer waterproof vinyl flooring throughout the home. Ceiling fans are in each bedroom, bathrooms are recently renovated, eat in dining room, large, fenced yard, new wooden front porch, newer central AC and roof is only 7 years old. The properties are near public transit and close to I-75, I-4 and Selmon Expressway, just 6 minutes from downtown Ybor City and 16 minutes to Tampa International Airport. Plenty of shopping and dining options nearby and just minutes to downtown Tampa making this a convenient and high demand area for tenants. With both units currently rented, have the peace of mind of an investment property already in good condition and immediate income.

3701 Temple Street Unit 1, Tampa
10431 Isleworth Avenue, Tampa
$340,000
3 Beds ⋅ 2 Baths ⋅ Heritage Isles Ph 1e Unit 1 SubDv. ⋅ 33647 Zip Code
Welcome to 10431 Isleworth Ave in the popular Heritage Isles community of New Tampa! This 3-bedroom, 2-bath home offers 1,480 square feet of living space with an open, easy-to-live-in floor plan and an attached 2-car garage. The main living and dining areas flow together nicely, giving you plenty of space to relax, entertain or just enjoy day-to-day living. The primary bedroom includes a private en-suite bath, with two additional bedrooms that can easily work as guest rooms, an office or flex space. Step outside and enjoy your own outdoor space and the Florida sunshine! Heritage Isles offers plenty to do without leaving the neighborhood, including a golf course, community pool, clubhouse, fitness center, tennis and basketball courts, playgrounds and more. You’re also close to shopping, restaurants, schools and major roadways, making it easy to get around New Tampa and the surrounding Tampa Bay area. Come see what this home and Heritage Isles have to offer!

10431 Isleworth Avenue, Tampa
8405 N 37th Street, Tampa
$360,000
4 Beds ⋅ 3 Baths ⋅ Temple Crest Unit 1 SubDv. ⋅ 33604 Zip Code
Welcome to 8405 N 37th St! This 4-bedroom, 3-bathroom property offers over 1,800 square feet of living space, a single-car garage, fenced-in backyard, expanded driveway area, shed and more!! The home is move-in ready with tile flooring throughout as well as a kitchen that includes quartz countertops and stainless steel appliances. The floor plan provides plenty of room for entertaining with the living room, family room, and dining room flowing seamlessly into each other and the kitchen. The primary bedroom offers an en-suite bathroom with a shower/tub combo featuring custom tilework. The guest room also offers a full bathroom en-suite. The remaining bedrooms share the third full bathroom. Conveniently located near schools, shopping, and major roadways. Call to schedule a showing today!

8405 N 37th Street, Tampa
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