Flor A Mar Homes under $400,000

Flor A Mar Homes under $400,000

Welcome to Flor A Mar, a hidden gem nestled in the heart of New Port Richey, Florida. This charming subdivision is where coastal living meets suburban comfort, offering residents a serene lifestyle with easy access to the vibrant local amenities that New Port Richey has to offer. With its lush landscapes and friendly community atmosphere, Flor A Mar is perfect for families, retirees, and anyone in between.

One of the standout features of this delightful neighborhood is its impressive selection of homes priced under $400,000. Whether you’re a first-time homebuyer or looking to downsize, Flor A Mar has a variety of options that cater to diverse needs and tastes. From cozy single-family homes with spacious yards to modern townhouses with contemporary finishes, you’ll find the ideal residence to suit your lifestyle without breaking the bank.

Living in Flor A Mar means you’re just a stone's throw away from beautiful parks, scenic waterways, and the stunning Gulf Coast beaches. Enjoy a leisurely afternoon at nearby parks or take a stroll along the picturesque waterfront. The community is also conveniently located near shopping centers, dining options, and recreational activities, ensuring that you’re never far from the action.

In Flor A Mar, you can enjoy the best of both worlds: a tranquil suburban retreat with the vibrant energy of New Port Richey at your doorstep. Discover your dream home in this welcoming community today, and embrace the Flor A Mar lifestyle!

Newest Flor A Mar Homes under $400,000

4880 Shell Stream Boulevard, New Port Richey
$299,999
3 Beds ⋅ 3 Baths ⋅ Flor A Mar SubDv. ⋅ 34652 Zip Code
Virtually Staged. Welcome to this beautifully updated home in the desirable Gulf Harbors community of New Port Richey, Florida, situated on a spacious corner lot along a quiet street. Offering 3 bedrooms, multiple updated bathrooms and flexible living spaces, this move-in-ready home combines modern upgrades with comfortable Florida living. Beautiful curb appeal welcomes you with fresh exterior paint, tropical landscaping, a charming covered front porch, newer roof, impact windows, an oversized double driveway and a fully fenced backyard with white vinyl privacy fencing. Inside, the spacious living and dining areas feature tile flooring, abundant natural light and large impact windows. The renovated kitchen is designed for entertaining with granite countertops, updated cabinetry, newer appliances, generous storage and a large island. Updated bedrooms and bathrooms feature stylish finishes, including upgraded flooring, tile showers and frameless glass. A private additional living area offers excellent flexibility for guests, multigenerational living or an in-law suite, complete with a bedroom, bathroom, mini-split air conditioning, closets and its own exterior entrance. The air-conditioned Florida room provides even more usable space than listed in the square footage for a home office, game room, media room or additional entertaining area. Outside, enjoy a private fenced backyard with mature tropical landscaping and an adjustable louvered pergola perfect for outdoor dining and relaxing. With extensive updates, flexible living spaces, impact windows and a prime Gulf Harbors location, with a private beach for $200 a year. This New Port Richey home offers the beach lifestyle without the waterfront price. (Roof-2024)(A/C-2022)(W/H-2025)

4880 Shell Stream Boulevard, New Port Richey
4618 Corner Court, New Port Richey
$299,900
2 Beds ⋅ 2 Baths ⋅ Flor A Mar SubDv. ⋅ 34652 Zip Code
Virtually Staged. Coastal living at its finest! Welcome to this charming 2-bedroom, 2-bath home offering inviting curb appeal, comfortable living spaces, and a peaceful setting just steps from the Gulf. From the moment you arrive, the welcoming stone front patio create a warm first impression and provide the perfect spot to relax and enjoy the surroundings. Inside, the home features an open living room and dining area designed for easy everyday living and entertaining. The updated kitchen includes appliances and refreshed countertops, with a convenient passthrough that connects directly to the sunroom, creating a bright and functional flow between the spaces. The sunroom offers additional flexibility and could be enjoyed as a sitting area, casual dining space, home office, or whatever best suits your lifestyle. Step outside to enjoy the generous outdoor living areas. A large patio provides plenty of room for entertaining, dining, or simply relaxing outdoors, while the screened-in in-ground pool adds another entertainment option. The property backs up to a conservation area, offering a peaceful backdrop and a greater sense of privacy. The home provides an excellent opportunity to add your own personal touches and make the space truly your own. Whether you're looking for a full-time residence, a coastal retreat, or a property with rental potential, this home offers a desirable combination of location, outdoor living, and comfortable spaces. Located in a quiet, beautiful neighborhood with access to a private beach, this property puts you close to the Gulf while maintaining a peaceful residential atmosphere. Enjoy the best of coastal living with the beach nearby, natural surroundings at your doorstep, and plenty of space to create your ideal retreat.

4618 Corner Court, New Port Richey
4020 Headsail Drive, New Port Richey
$200,000
2 Beds ⋅ 2 Baths ⋅ Flor A Mar SubDv. ⋅ 34652 Zip Code
Short Sale. SHORT SALE OPPORTUNITY IN GULF HARBORS. Rare chance to own in this desirable coastal community — OPTIONAL HOA and PRIVATE BEACH ACCESS. The heavy lifting is DONE: NEW ROOF (July 2025), NEW A/C (August 2025), NEW WATER HEATER (August 2025), UPDATED ELECTRICAL (August 2025). Currently mid-renovation, requiring interior finishes — drywall, flooring, kitchen, cabinets, vanity, and paint — so the next owner can finish it to their own taste. Plans available for an approx. 460 sq ft expansion to a 4-bedroom, approx. 1,770 sq ft home; buyer to verify permitting with Pasco County. Ideal for investors, flippers, or buyers using renovation financing (203k / FHA renovation). Enjoy the New Port Richey coastal lifestyle — canals, boating, fishing, and Gulf Harbors’ private beach. Sold AS-IS. Subject to lender/third-party approval. Priced aggressively

4020 Headsail Drive, New Port Richey
3516 Floramar Terrace, New Port Richey
$400,000
4 Beds ⋅ 3 Baths ⋅ Flor A Mar SubDv. ⋅ 34652 Zip Code
Auction Property. Welcome to Gulf Harbor, a waterfront paradise with three docks, one for the jet skis, one for the boat with a 13000lb lift, and one for fishing. Residents can join the optional community HOA for just $125 per year and for an additional $200 annually members receive will receive exclusive access to the private Gulf Harbors Beach for spectacular sunsets, picnic pavilions, grills, restrooms, showers, and parking. Whether you’re looking for a primary residence, vacation spot, or an investment opportunity this could be the opportunity that you have been waiting for. It’s only 45 minutes to either Tampa International Airport or St. Pete–Clearwater International Airport and has great restaurants and shopping nearby. Many upgrades including docks, lift and impact windows. Property will be sold free and clear of all liens. Listing price is the estimated opening bid. All bids/offers due by October 30th

3516 Floramar Terrace, New Port Richey
3837 Topsail Trail, New Port Richey
$350,000
2 Beds ⋅ 2 Baths ⋅ Flor A Mar SubDv. ⋅ 34652 Zip Code
Short Sale. PRICE REDUCTION!!! Florida living doesn't get much better than this! Welcome to this beautifully renovated 2-bedroom, 2-bath, 2-car garage home, where modern updates, coastal charm, and an unbeatable location come together to create the perfect place to call home. From the moment you arrive, you'll appreciate the inviting curb appeal and extensive renovations that make this home truly move-in ready. Inside, brand-new ceramic tile flooring flows throughout, complementing a completely redesigned kitchen featuring new cabinetry, sleek countertops, and a full suite of brand-new stainless steel appliances, including the refrigerator, range, dishwasher, microwave, and garbage disposal. Both bathrooms have been tastefully updated with new vanities, while new ceiling fans, electrical switches, and outlets complete the home's fresh, modern feel. Major mechanical updates provide added peace of mind, including a new A/C compressor with the system fully serviced after the recent storms, a 1-year-old pool pump, and a brand-new water heater. Step outside to your own private Florida retreat, where the fully screened-in pool offers the perfect place to relax, entertain, or simply enjoy the sunshine year-round. The lifestyle only gets better with no HOA, nearby Gulf access, a community boat ramp, and optional membership to the Gulf Harbors Beach Club, providing endless opportunities for boating, fishing, beach days, and breathtaking waterfront sunsets. Conveniently located near shopping, dining, parks, and everyday conveniences, this home offers the perfect combination of comfort, recreation, and value. Whether you're looking for a full-time residence, a seasonal getaway, or an investment opportunity, this beautifully updated home delivers the Florida lifestyle you've been searching for. Move-in ready, loaded with recent upgrades, and ideally located, this is a rare opportunity you won't want to miss. Schedule your private showing today! Short sale opportunity! Lender approval required.

3837 Topsail Trail, New Port Richey
4946 Blue Heron Drive, New Port Richey
$359,900
2 Beds ⋅ 1 Baths ⋅ Flor A Mar SubDv. ⋅ 34652 Zip Code
CHECK OUT THIS GULF HARBORS COASTAL CHARMER offering a coveted east-facing backyard tropical paradise, providing cool afternoon shade for relaxing, entertaining, and enjoying refreshing coastal breezes without the intense heat and glare of the western sun. Start your day with a cup of coffee on the covered, screened porch while taking in spectacular, colorful sunrises over the water. Located on a canal off the south channel allows DIRECT GULF ACCESS WITH NO BRIDGES. This adorable waterfront home boasts wonderful curb appeal and offers 1,044 square feet of living space, featuring 2 bedrooms, 1 updated bathroom, and an oversized one-car garage with washer/dryer hookups and the double width driveway accomodates several cars. Step inside to discover an inviting, open feel with an expanded living area that flows seamlessly to the spacious covered screened porch overlooking the water. Luxury vinyl plank flooring extends throughout the home, complemented by wide baseboards, while the bathroom features attractive ceramic plank tile. The updated bathroom offers a large vanity with an undermount sink, an oversized walk-in shower, and a convenient recessed wall niche for shampoo and bath essentials. Both bedrooms are generously sized and filled with natural light. The beautifully updated kitchen is designed for both style and functionality, showcasing shaker cabinetry, granite countertops, newer stainless steel appliances, a large single-bowl undermount sink, and a center island with additional cabinetry, seating, and LED lighting. Additional improvements include updated thermal windows throughout, a new roof (2024), newer A/C and water heater, providing peace of mind for years to come. Outside, you'll enjoy the best of Florida waterfront living. Watch breathtaking sunrises from your backyard and admire the vibrant colors of the evening sky at sunset. The outdoor living space features a brick paver patio and walkway, a charming palm-thatched tiki hut complete with electricity, a mounted fan, and LED lighting, all surrounded by lush tropical landscaping. The floating dock is currently in need of repair and TLC to restore it to full use. Water and electric service are conveniently available at the seawall, along with a fish cleaning station for anglers. Residents also have the opportunity to join the Gulf Harbors Private Beach Club for just $200 a year. This beautifully maintained private beach features a quarter-mile of pristine sandy shoreline on the Gulf, 21 picnic pavilions, charcoal grills, prep tables, outdoor showers, Adirondack chairs, restrooms, and some of the area's most spectacular sunsets. Conveniently located, you'll be just minutes from shopping, dining, and everyday essentials, including Publix, Burlington, TJ Maxx, the UPS Store, restaurants, and banks. You'll also enjoy easy access to local parks, the Anclote Coastal Trail, and the charming shops, restaurants, and events of historic Downtown New Port Richey. This is the perfect opportunity to enjoy the relaxed Florida waterfront lifestyle in one of Gulf Harbors' most desirable locations. SCHEDULE YOUR SHOWING TODAY! Seller Motivated.

4946 Blue Heron Drive, New Port Richey
4825 Floramar Terrace, New Port Richey
$399,000
2 Beds ⋅ 2 Baths ⋅ Flor A Mar SubDv. ⋅ 34652 Zip Code
Live the ultimate Florida waterfront lifestyle in the sought-after Gulf Harbors community! This beautifully updated 2-bedroom, 2-bathroom waterfront home offers an open-concept floorplan designed for relaxed coastal living and entertaining. Situated on the North Channel with direct access to the Gulf and no bridges, this property is truly a boater’s dream. Step outside to enjoy breathtaking unobstructed water views from your fenced backyard oasis. Bring your boat and keep it ready to go on the 10,000 lb boat lift for effortless days on the water. Tastefully remodeled throughout, this move-in ready home needs nothing but your personal belongings. Nearby islands accessible by boat provides endless opportunities for shelling, nature watching, fishing, or gathering with friends. Schedule your private showing today and start living the waterfront dream!

4825 Floramar Terrace, New Port Richey
4408 Rudder Way, New Port Richey
$239,500
2 Beds ⋅ 2 Baths ⋅ Flor A Mar SubDv. ⋅ 34652 Zip Code
Private Beach and Private Park COMMUNITY. This 2-bedroom, 2-bathroom, 2-car garage PLUS separate Family Room and Living Room, is situated in Gulf Harbors, a beautiful waterfront, golf cart friendly community that has the only Private community Beach on the Gulf in Florida. The home has been updated with modern design and is ready to welcome its new owners. Updated and remodeled and GORGEOUS! THE KITCHEN FEATURES plenty of CABINETS, UPGRADED Granite COUNTERTOPS, Dishwasher, Range/Oven, microwave and Refrigerator. All Tile throughout the home. Screened patio in rear overlooking lush tropical conservation area. The community also offers an optional Civic Association with access to two boat ramps ($125/year) Whether you are looking for a full time Homesteaded residence, winter Home or a wonderful rental property, you don't want to miss this one! Gulf Harbors has a steady calendar of community events at the Private Beach and at the Civic Center with opportunities to connect with neighbors. THE Gulf of Mexico AMENITIES make Gulf Harbors A ONE OF A KIND community. For a optional minimum annual fee PER YEAR, Residents can JOIN THE GULF FRONT BEACH CLUB ($200/yr), which is a Private shoreline oasis where Sunset's are a nightly highlight and is equipped with restrooms, cabanas and grills. Do you need a place to launch your boat? Homeowner's can Join the optional CIVIC ASSOCIATION $125/yr) and have access to two boat launches. Enjoy a variety of dining, entertainment, local hangouts, shopping, parks, music, pickleball courts, restaurants, shopping, and only 45 min to Tampa International Airport. Some of Florida's most magnificent public beaches are a short drive away. There is NO Homeowners Association in the community. There are Deed Restrictions. Schedule your private showing today. Seller is a licensed Realtor.

4408 Rudder Way, New Port Richey
4462 Rudder Way, New Port Richey
$299,900
2 Beds ⋅ 2 Baths ⋅ Flor A Mar SubDv. ⋅ 34652 Zip Code
Live the Florida lifestyle in the highly sought-after waterfront community of Gulf Harbors—a private beach community located directly on the Gulf of Mexico. Residents also enjoy a brand-new walking, jogging, and pet-friendly park, along with the unique charm of a true boating and golf cart community. This home offers a 3 year old roof , newer a/c and an inviting open floor plan featuring a spacious living room that flows into the dining area and kitchen. The cozy family room overlooks a covered screened patio, conservation lot, no rear neighbors, and a white vinyl privacy fence for added privacy. The home includes 2 generous bedrooms, 1 full bath with a walk-in shower, 1 half bath, and a 1-car garage. Features include a screened patio, outdoor sitting area, and spacious yard. Minimal annual fee provides access to a private beach. Perfect for year-round living or a seasonal retreat. Nestled in a prime location, Gulf Harbors is just minutes from historic downtown New Port Richey, where you’ll find concerts at Sims Park, local restaurants, microbreweries, cafés, and the Richey Suncoast Theatre. Conveniently close to beaches, state parks, theme parks, and major sports venues.

4462 Rudder Way, New Port Richey
3928 Rudder Way, New Port Richey
$280,000
3 Beds ⋅ 2 Baths ⋅ Flor A Mar SubDv. ⋅ 34652 Zip Code
Newer roof (2021). Beautifully updated 3 bedroom, 2 bathroom home in New Port Richey located next to the water with stunning sunset views. This home features a bright open layout with modern updates throughout, creating a comfortable and inviting living space. Enjoy relaxing evenings while taking in the peaceful water views and colorful Florida sunsets. Conveniently located near shopping, dining, parks, and local beaches, this home offers the perfect combination of tranquility and accessibility. A great opportunity to enjoy the Florida lifestyle in a move-in ready home.

3928 Rudder Way, New Port Richey
4876 Shell Stream Boulevard, New Port Richey
$330,000
3 Beds ⋅ 2 Baths ⋅ Flor A Mar SubDv. ⋅ 34652 Zip Code
Welcome to this stunningly updated 3 bedroom, 2 bathroom single-family home in the desirable Flor-A-Mar community of New Port Richey, Florida. A perfect blend of modern upgrades and coastal convenience. From the moment you arrive, this property impresses with a beautifully renovated interior, featuring a bright and modern kitchen, pristine white shaker-style cabinets, sleek quartz countertops, huge farmhouse sink, and all-new 2025 kitchen appliances are included. There are designer finishes and stylish detailed touches throughout, including updated bathrooms with luxurious rain head shower fixtures, striking black hardware and fixtures for contemporary foyer, new waterproof and scratch proof engineered flooring, perfect for Florida living. Elegant new French doors open out to the covered patio, complete with new epoxy floors — ideal for entertaining, morning coffee, or alfresco dining. Primary bedroom with walk-in closet and en-suite bathroom. The third bedroom can function as the perfect in-law suite, with its own private entrance. The extremely large backyard offers limitless potential, whether you envision lush landscaping, outdoor games, or the perfect spot to install a pool someday. Conservation area runs along the back, with NO backyard neighbors! The structural and functional Upgrades include a new HVAC system (2025), new PGT impact windows with black frames, which provide durability and enhance curb appeal; brand new roof and tankless water heater for energy efficiency. Automatic garage door opener and connections have been installed for your EV charging station. Washer and dryer are included in the in-home laundry room, for your added convenience. This house has been fully and professionally remediated following the 2024 Hurricane Helene flooding event. One of this home’s most compelling lifestyle perks is its short walk to a private beach, reachable through the neighborhood’s private access. A small optional HOA fee of just $16/month gives you access to this peaceful stretch of waterfront, a true treasure along the Gulf Coast. Close to everyday conveniences, this location puts you near a variety of shops, grocery stores, and services, blending accessibility with serene neighborhood charm. This coastal home offers easy access to popular nearby destinations: • Tampa, FL: approximately 38 miles southeast — about a 45–50 minute drive, perfect for commuters or city entertainment. • Clearwater, FL: approximately 24 miles southwest — roughly a 35–40 minute drive to world-class beaches and attractions. • Tarpon Springs, FL: approximately 7–8 miles south — around a 12–15 minute drive to the famous sponge docks, shops, and eateries.

4876 Shell Stream Boulevard, New Port Richey
4911 Floramar Terrace, New Port Richey
$399,999
2 Beds ⋅ 1 Baths ⋅ Flor A Mar SubDv. ⋅ 34652 Zip Code
Live the Coastal Life in Gulf Harbors - Boater's Paradise! This property boasts 60ft of waterfront, one of the largest deep water dockage opportunities in Gulf Harbors! Bring your sailboat, your friend’s sailboat, your uncle’s fishing boat, and your grandfather’s pontoon boat—because you can dock them all here! This waterfront home offers up to 4 vessel docks, with customizable dockage to fit your nautical needs. It’s a boater’s dream! This move-in ready 2-bedroom, 1-bathroom beauty has been recently remodeled, so you can spend less time renovating and more time on the water. The gorgeous new kitchen is designed for both style and function, featuring brand-new cabinets, appliances, countertops, and fixtures. There's also a bonus room off the living room, perfect for a private office or third bedroom. Step outside to the large screened patio and enjoy the tranquil waterfront views—a perfect spot to entertain or simply unwind. Nestled in the vibrant, active community of Gulf Harbors, this home is only minutes from the deep-water channel that leads straight to the Gulf. Whether you're heading to the popular Anclote Island, relaxing on the sandbar, or enjoying some prime fishing spots, this home offers it all. Plus, Gulf Harbors has a Private Beach Club (with a small membership fee), and the community is famous for its holiday golf cart parades and other fun activities! You’re also just minutes from Historic Downtown New Port Richey, which features festivals, events, and a beautiful waterfront park. Explore the nearby restaurants, shops, breweries, and a local theater—all within a short drive. Don’t miss out on this rare opportunity to live the coastal life in beautiful Gulf Harbors. Come see what makes this waterfront gem the perfect place to call home!

4911 Floramar Terrace, New Port Richey
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