Geneva Homes under $500,000

Geneva Homes under $500,000

Welcome to Geneva, Florida – a hidden gem nestled in Seminole County that perfectly blends serene countryside living with modern convenience. Just a short drive from the bustling city of Orlando, Geneva offers a tranquil escape surrounded by lush landscapes, sparkling lakes, and a vibrant community spirit.

Known for its picturesque views and outdoor recreational opportunities, Geneva is ideal for nature lovers and families alike. With nearby parks, trails, and the scenic Lake Harney, residents can enjoy hiking, fishing, and boating, all while basking in the area's natural beauty. The charming downtown area features a selection of local shops and eateries, creating a warm, welcoming atmosphere that invites you to explore and unwind.

For those seeking a dream home in this idyllic setting, Geneva boasts an array of properties under $500,000. Whether you’re looking for a cozy cottage, a spacious family home, or a charming ranch-style dwelling, you’ll find a variety of options that cater to different lifestyles and preferences. Many of these homes offer ample outdoor space, perfect for entertaining or simply enjoying the tranquil surroundings.

With a strong sense of community, excellent schools, and a laid-back lifestyle, Geneva is not just a place to live; it’s a place to thrive. Discover the perfect home in this enchanting city, where every day feels like a getaway, and make Geneva your new sanctuary. Embrace the charm, comfort, and convenience that this beautiful part of Florida has to offer!

Newest Geneva Homes under $500,000

1360 Jayce Court, Geneva
$460,000
3 Beds ⋅ 2 Baths ⋅ Lake Harney Ranch Estates 3rd Sec SubDv. ⋅ 32732 Zip Code
Looking for newer construction, modern finishes and a little more breathing room in Geneva, Florida? Welcome to 1360 Jayce Court, a beautifully maintained 2024-built home offering three bedrooms, two bathrooms and thoughtfully designed single-story living on over 1/2 acre. Step inside to an open, light-filled floor plan with vaulted and tray ceilings, recessed lighting and neutral finishes throughout. The spacious kitchen is designed for everyday living and entertaining with white cabinetry, solid-surface countertops, stainless steel appliances, a large island with seating and an easy connection to the dining and living areas. The primary suite feels like a private retreat with a tray ceiling, peaceful backyard views and an ensuite bath featuring dual sinks and a nicely oversized walk-in shower, while two additional bedrooms and a second full bath provide plenty of flexibility for family, guests or a home office. Sliding glass doors extend the living space to a large screened porch overlooking the wooded backyard, where deer are known to wander through and the natural surroundings create a wonderfully peaceful setting. As an added bonus, this oversized homesite offers plenty of room to enjoy the outdoors, while an area finished with asphalt millings provides additional space for parking a trailer, boat or recreational toys. Thoughtful extras include a water softener, smart switches, smart thermostat, dedicated receptacle for EV charging, receptacle for a whole-house generator, inside laundry room and attached garage. With newer construction, modern conveniences and more than half an acre surrounded by the natural beauty Geneva is known for, 1360 Jayce Court offers the space, privacy and easygoing lifestyle that can be hard to find in Central Florida.

1360 Jayce Court, Geneva
2415 Waccassa Street, Geneva
$440,000
2 Beds ⋅ 1 Baths ⋅ Osceola Bluff South 5 Acre Dev 86 Parcels SubDv. ⋅ 32732 Zip Code
Discover the privacy, space, and possibilities of country living at 2415 Waccassa Street in Geneva, situated on approximately 5 acres with a private pond and surrounded by mature trees and natural Florida scenery. Zoned Agricultural, the property is located in Flood Zone X (the good one) with no known wetlands and is within a USDA-eligible area, offering potential zero-down financing for qualified buyers. The property features three separate structures, including a charming 2-bedroom, 1-bath block home, a spacious pole barn, and an additional outbuilding with a covered carport and enclosed storage area—providing plenty of room for vehicles, RVs, boats, equipment, or workshop use. Inside the home, you’ll find high ceilings, tile flooring, fresh neutral colors, recessed lighting, and a beautiful stone fireplace. The kitchen offers abundant wood cabinetry, stainless-steel appliances, tiled countertops, a pass-through breakfast bar, and an adjoining dining area. French doors lead to a large covered patio with a coordinating stone accent wall and expansive openings overlooking the peaceful surroundings. Whether you are seeking a private homestead, room for recreational equipment, or versatile storage and workspace, this unique Geneva property offers plenty of room to make it your own. Buyer to verify zoning, permitted uses, wetlands and flood-zone status, USDA eligibility, measurements, and information regarding all structures.

2415 Waccassa Street, Geneva
450 Old Geneva Road, Geneva
$449,000
2 Beds ⋅ 1 Baths ⋅ Metes & Bounds SubDv. ⋅ 32732 Zip Code
4.58 HIGH-AND-DRY ACRES ON THE GENEVA BUBBLE.. High and dry — roughly 70 feet above sea level with no wetlands (FEMA determination on file), on Geneva's well-known "Bubble," prized for its elevation and excellent well water. 318 ft paved road frontage. Zoned A-5 / Rural-5, NO HOA. A circa-1926 farmhouse, which has been gutted, and detached garage sit on the property, sold strictly as-is. Power, septic and well on site create tax credits for a new build from Seminole County. Property Dimensions are approximately 627’ North side, 318’ West side, 629’ South side, and 318’ East side. Acreage has been thoughtfully under-brushed to showcase the beautiful trees while preserving the natural beauty of the land. Bring your toys, RV’s, and boats. 12 miles to the 417, 18 miles to I-95. Convenient access to the St. Johns River, public boat ramps, the Flagler Trail and Lake Harney Wilderness Area — hike, boat, fish, and enjoy Florida wildlife. Within an hour to Central Florida beaches, Space Coast, theme parks, and downtown Orlando.

450 Old Geneva Road, Geneva
2082 Shady Lane, Geneva
$420,000
3 Beds ⋅ 2 Baths ⋅ Palm Shadows Vacd SubDv. ⋅ 32732 Zip Code
****Veterans looking for assumable va loan 3.37% *** GREAT ANGLER AIRBNB AREA *** Welcome to your own private waterfront retreat on the St. Johns River! Nestled in the peaceful community of Geneva, this beautifully renovated 3-bedroom, 2-bath home offers the perfect blend of modern updates and the relaxed Florida lifestyle you've been dreaming of. Situated on approximately .42 acres with nearly 80 feet of waterfront, this property is a true paradise for boating, fishing, and nature enthusiasts. Step outside to your private dock featuring a covered boat lift and direct navigable access to the St. Johns River, making every day feel like a vacation. Inside, the home has been thoughtfully updated with luxury vinyl flooring, a stunning kitchen complete with quartz countertops, new appliances, and beautifully remodeled bathrooms. A spacious laundry room, new tankless water heater, new HVAC system, and new roof provide peace of mind for years to come. Enjoy your morning coffee or evening sunsets from one of two enclosed Florida rooms while overlooking the tranquil water. Whether you're launching the boat, catching fish from your own dock, or simply relaxing with friends and family, this home offers an unmatched waterfront lifestyle. With no HOA, room for your toys, covered parking, and easy access to nearby boat ramps, this is a rare opportunity to own a move-in ready waterfront home in one of Central Florida's most scenic locations. Come experience the beauty, privacy, and adventure that Geneva waterfront living has to offer.

2082 Shady Lane, Geneva
1438 Lake Harney, Geneva
$374,900
2 Beds ⋅ 2 Baths ⋅ Lake Harney Ranch Estates 3rd Sec SubDv. ⋅ 32732 Zip Code
Welcome Home to Your Peaceful Retreat in Geneva, FL! Nestled on a beautiful, spacious lot, this charming 2-bedroom, 2-bathroom home offers the perfect blend of comfort, simplicity, and serene country living. With 977 sq ft of thoughtfully designed space, this home is ideal for those seeking a cozy retreat without sacrificing style or functionality. Step inside to an inviting open-concept layout that maximizes every square foot. The living, dining, and kitchen areas flow seamlessly together, creating a bright and airy atmosphere perfect for everyday living and entertaining. Natural light pours in, enhancing the home’s warm and welcoming feel. The kitchen is both stylish and practical, offering ample cabinetry and counter space for all your cooking needs. Whether you're preparing a quiet meal at home or hosting friends, this space is designed to bring everyone together. Both bedrooms are comfortably sized, including a primary suite with its own private bathroom, providing a relaxing space to unwind at the end of the day. A second full bathroom adds convenience for guests or family members. Step outside and enjoy the beauty of your expansive lot—perfect for gardening, outdoor gatherings, or simply soaking in the peaceful surroundings. With plenty of room to expand, add a workshop, or create your dream outdoor oasis, the possibilities are endless. Located in the quiet and desirable area of Geneva, you’ll enjoy the charm of rural living while still being within a short drive to shopping, dining, and nearby city conveniences. Whether you're looking for a starter home, downsizing, or investing, this property offers incredible value and lifestyle appeal. Don’t miss your chance to own this slice of tranquility in Geneva, FL—schedule your showing today!

1438 Lake Harney, Geneva
2462 Fort Lane Road, Geneva
$500,000
2 Beds ⋅ 2 Baths ⋅ Lake Harney Beach SubDv. ⋅ 32732 Zip Code
Nestled on a breathtaking .4-acre lot on beautiful Lake Harney, this charming 2-bedroom, 2-bathroom home offers approximately 1,100 square feet of comfortable living space paired with truly unforgettable waterfront views. Tucked away on a quiet road in an exceptionally safe and peaceful neighborhood, the property provides the perfect blend of privacy and tranquility. A private gated entrance welcomes you into a lush, maturely landscaped setting that creates a serene retreat feel from the moment you arrive. Inside, the home features an inviting open floor plan designed to maximize both space and natural light while capturing stunning lake views throughout the main living areas. Recent upgrades have transformed this property into a move-in-ready oasis, including new double-pane windows and sliding glass doors, new blinds and window treatments, a brand-new AC and heat pump system with both air handler and compressor, and a new tankless water heater installed in 2026. Additional improvements include updated interior and exterior electrical panels and breakers, new toilets, a whole-house water filtration system, and a reverse osmosis water purification system for exceptional water quality. The exterior amenities are equally impressive, offering extensive enhancements completed in 2024 and 2025. Enjoy the outdoors year-round from the newly constructed aluminum screen room with an insulated roof, while both lakeside and street-side aluminum fencing provide beauty and security. The entire lot was professionally re-landscaped in 2025, creating a stunning outdoor environment that complements the priceless lakefront setting. For added convenience and future flexibility, the property also features a newly permitted aerobic septic system designed for up to a 4-bedroom, 4-bathroom home, along with a new 50-amp electrical and sewer hookup ready for RV parking. This is a rare opportunity to own a beautifully updated lakefront property with unmatched privacy, modern upgrades, and incredible potential.

2462 Fort Lane Road, Geneva
2086 Starboard Drive, Geneva
$424,000
3 Beds ⋅ 2 Baths ⋅ Palm Shadows Vacd Plat SubDv. ⋅ 32732 Zip Code
PRICE IMPROVEMENT! Don't miss this exceptional waterfront home in Geneva offering direct access to the St. Johns River from your own backyard! Located in the desirable Palm Shadows community, this canal-front property features approximately 80 feet of waterfront, a private dock, boathouse with motorized lift, and plenty of space to enjoy boating, fishing, kayaking, and the Florida lifestyle. Inside, you'll find a bright, inviting floor plan with comfortable living spaces designed for everyday living or weekend escapes. Situated on a peaceful lot with no HOA and no known lease restrictions, this property offers the perfect combination of privacy, flexibility, and outdoor recreation. Conveniently located near Orlando, Sanford, and the beaches while surrounded by the natural beauty of Geneva, this is a rare opportunity to own a move-in-ready waterfront home with boat access to the St. Johns River.

2086 Starboard Drive, Geneva
2321 Waccassa Street, Geneva
$249,000
1 Beds ⋅ 1 Baths ⋅ Osceola Bluff South 5 Acre Dev 86 Parcels SubDv. ⋅ 32732 Zip Code
5-Acre Ready-to-Build Oasis | Impact Fees Paid | Top-Rated Schools. LAND VALUE SALE - Experience the perfect blend of rural tranquility and modern convenience on this 5.02-acre buildable parcel in serene Geneva. High, dry, and cleared, this property sits in Flood Zone X and comes fully equipped with essential infrastructure: an established well, septic system, and underground power already routed to a 30/50-amp RV hookup. Zoned A5 in Seminole County, this land is a MAJOR PRICE IMPROVEMENT | OWNER FINANCING AVAILABLE | 5 ACRES READY-TO-BUILD Priced at just $249,000 for a quick cash closing (adjacent comp recently sold at $280K!), this rare 5.02-acre buildable parcel in serene Geneva offers unbeatable value. Flexible Seller Financing is also available at $280,000 with 50% down on a 12-month term. High, dry, and cleared, the property sits entirely in Flood Zone X (no flood insurance required) with essential infrastructure already in place: an established well, septic system, and underground power routed to a 30/50-amp RV hookup. VALUE-ADD: Existing non-habitable mobile home provides impact fee credits towards your new manufactured or custom build home (buyer to verify amount with Seminole County). FLEXIBLE A5 ZONING: Seminole County allows a main residence, guest house/ADU, mother-in-law suite, barn with living quarters, livestock, and agricultural structures. TOP LOCATION: Zoned for Grade-A Seminole County Schools, minutes to boat ramps on Mullet Lake and the St. Johns River, plus nearby equestrian and hiking trails in state forests. Easy commute to abundant shopping, transportation links and healthcare options. This place really has it all! MODERN CONNECTIVITY: High-speed Spectrum (1G) and Starlink ready, offering true rural privacy just a short drive from Oviedo and Sanford. Private property—viewings by appointment only. Bring your dreams, custom build plans or manufactured home and start living immediately! dream, welcoming livestock, agricultural buildings, and your choice of a custom build or a new manufactured home. Significant Value Add: The existing non-habitable mobile home allows for a simple replacement or removal, with impact fees already paid—a major head start for your construction timeline. Stay connected with high-speed Spectrum (1G) or Starlink internet while enjoying proximity to the St. Johns River boat ramps and local wilderness trails. Located within the Grade A Seminole County School District and just a short drive to the dining and shopping of Oviedo and Sanford. Come and see it! -Existing mobile home structure to be removed by buyer.

2321 Waccassa Street, Geneva
Geneva
$385,000
3 Beds ⋅ 2 Baths ⋅ Osceola Bluff South 5 Acre Dev 86 Parcels SubDv. ⋅ 32732 Zip Code
3/2 Mobile home on 5 acres. Land is a combination of wooded and cleared. Previously divided into multiple fenced areas for livestock. New roof September 2024. New AC April 2024. New Sump pump and iron-out water softener in April 2021. Perfect country living as is, or build your dream home on 5 acres.

Geneva
4085 Cypress Bend, Geneva
$375,000
4 Beds ⋅ 2 Baths ⋅ No Subdivision SubDv. ⋅ 32732 Zip Code
fully renovated 4BR/2BA concrete block home featuring fresh paint, brand new A/C new well, updated light fixtures, tile & new LVP flooring throughout. Kitchen offers solid new wood cabinetry, butcher block counters, new stainless appliances, & breakfast bar. Both bathrooms have been fully remodeled. Home includes a metal roof, covered patio, 12x28' pump shed/storage building & a 26'x20' carport. Nestled on a bluff at the end of a paved road with no river flooding history. Enjoy abundant wildlife, deer, turkey & bald eagles. Short boat ride to Lake Harney, Monroe, Jesup, Deep Creek, & Mullet Lake Park. Ideal for boating, fishing, tubing & nature lovers. Minutes to public ramps, Gators Riverside, Jolly Gator & Hammock Restaurants. Peaceful, private setting with outdoor adventure just around the corner. Oviedo, Sanford, Lake Mary Osteen, & Mims is just down the road.

4085 Cypress Bend, Geneva
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