On Top Of The World Homes under $250,000

On Top Of The World Homes under $250,000

Welcome to On Top Of The World, a vibrant and inviting subdivision nestled in the heart of sunny Florida! This charming community is designed for those who seek a blend of comfort, convenience, and an active lifestyle without breaking the bank. With an array of homes priced under $250,000, On Top Of The World offers an exceptional opportunity for first-time buyers, retirees, and everyone in between to find their dream home in a welcoming neighborhood.

As you explore this delightful community, you'll discover a variety of single-family homes and villas that cater to diverse tastes and preferences. Many of these residences feature modern amenities, spacious layouts, and beautifully landscaped yards, providing a perfect backdrop for your new life in Florida. The affordability of these homes makes it easier than ever to enjoy the benefits of homeownership without stretching your budget.

Living in On Top Of The World means embracing an active lifestyle. The community boasts an impressive array of amenities, including recreational facilities, walking trails, and social clubs, ensuring that residents have plenty of opportunities to connect with neighbors and engage in fun activities. Whether you’re looking to join a fitness class, take a leisurely stroll, or participate in community events, there’s something for everyone here.

With its prime location, you’ll also enjoy easy access to nearby shopping, dining, and entertainment options. Experience the best of Florida living in a community that truly lives up to its name—On Top Of The World! Come visit today and envision your future in this delightful subdivision.

Newest On Top Of The World Homes under $250,000

2426 Persian Drive Unit 64, Clearwater
$135,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Don’t miss this beautifully furnished, move-in-ready condo! This charming condo features two completely furnished bedrooms, thoughtfully decorated with elegance and flair, making it easy to settle in and start enjoying the Florida lifestyle right away. The bright Florida room provides the perfect setting for a lovely dining area, with plenty of space to relax, entertain, or simply unwind while enjoying the sunshine. Recent updates include replacement windows in 2013 and a new A/C system installed in 2021, giving you added comfort and peace of mind. Best of all, there’s nothing left to do but move in and enjoy everything On Top of the World’s 55+ community has to offer. Residents can take advantage of an incredible array of amenities, including two heated pools, 9- and 18-hole golf courses, a state-of-the-art fitness center, billiards, sauna, jacuzzi, lapidary and ceramics facilities, and so much more. With a wide variety of clubs and activities, there’s always something to look forward to. Enjoy Monday night bingo, social dances, entertaining shows, and even opportunities to take the stage and share your own talents! Come discover the joy of living your best life in this wonderfully maintained, thoughtfully designed community. Move in, make yourself at home, and start enjoying everything this exceptional lifestyle has to offer!

2426 Persian Drive Unit 64, Clearwater
2220 Swedish Drive Unit 56, Clearwater
$184,750
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Step into this light-filled 2-bedroom, 2-bath condo on the West Side of Clearwater’s highly desirable On Top of the World 55+ Golf Community. This Eldorado model is Located on the second floor, as you walk in this home immediately impresses with its Vaulted ceilings, Updated HURRICANE Impact resistant windows creating a bright, open, and airy atmosphere. Vinyl plank flooring throughout adds a clean, modern finish. The spacious gathering room is ideal for relaxing or entertaining, enhanced by updated windows that flood the space with natural light. The TV is already mounted for your convivence, The kitchen includes a new refrigerator, and the convenience continues with an in-unit washer and dryer. The 2017 A/C offers reliable comfort and peace of mind. The primary bedroom features an en' suite bath with a bidet, providing privacy and comfort. Just outside your front door, enjoy a charming sitting area—perfect for morning coffee or evening breezes—along with beautiful views that make this location feel special. BRING ALL REASONABLE OFFERS. Additional storage in the core of the building gives you extra room for seasonal items or personal belongings. Situated on the west side of the community, you’ll appreciate being close to Harbor Lake, scenic walking trails, the dog park and all the amenities that make OTOW such a sought-after lifestyle—golf, clubs, activities, and more. If financing 35% down is required. Proof of Funds for Cash

2220 Swedish Drive Unit 56, Clearwater
2042 Australia Way W Unit 76, Clearwater
$139,900
1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
GOLFERS DREAM! Light & bright 1 bed/1 bath condo is perfect for anyone looking to enjoy the best of Florida living! This fully furnished condo is well maintained and features beautiful view . The master bedroom features large closets and opens into a bonus space with plenty of natural light. Newly renovated kitchen with gorgeous granite countertops, refaced cabinets, new backsplash and new floor. You will quickly notice the gorgeous flooring. throughout the entire condo. Beautiful new bathroom. The apartment is on the third and last floor, so you'll never hear you neighbors footsteps! Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. Association approval is required. Schedule your private showing today.

2042 Australia Way W Unit 76, Clearwater
8625 Sw 94th Street Unit G, Ocala
$194,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
END UNIT | RENOVATED | PRIME LOCATION This beautifully renovated 2-bedroom, 2-bath Montgomery villa with a 2-car garage is designed for buyers with refined tastes. Both bathrooms have been thoughtfully remodeled with stylish vanities, tile surrounds, and sleek barn-style glass enclosures. Carrera marble-look tile flooring flows through the living spaces, complemented by NO popcorn ceilings, elegant chair rail and wainscoting, and shiplap accents in the primary bedroom. The bright white kitchen features new appliances and cabinetry that extends into the adjacent flex room, ideal for a coffee station, hutch, or creative workspace. Plantation shutter blinds add style, privacy, and timeless appeal throughout the home. The garage is truly a standout, finished with epoxy floors, painted walls, new cabinetry, and appliance stands, both functional and visually impressive. Major updates include a newer roof (2016), windows (2015), HVAC (2014), and a new garage door in 2025. Perfectly positioned beside open green space, this end unit offers added privacy while remaining conveniently close to shopping, dining, banking, and the Health and Recreation Center amenities. Enjoy Florida living year-round from the eastern facing, three-season lanai, enhanced with with new windows installed in 2016. Located in On Top of the World, Ocala's premier 55+ active adult community, residents enjoy a resort-style lifestyle with golf cart access to three shopping centers, championship golf courses, and an abundance of amenities. Seller is offering one year home warranty.

8625 Sw 94th Street Unit G, Ocala
9951 Sw 88th Court Road Unit G, Ocala
$139,900
2 Beds ⋅ 3 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to this beautifully updated 2-bedroom, 2.5-bath townhouse located in the much sought after 55+ golf community of On Top of the World. The townhome is situated the charming Americana Village section, known for it's New Orleans style vibe. Updates include resurfaced, dual tone kitchen cabinets with quartz counters. A rolling island that remains with the home. Beautiful LVP flooring throughout. Upon entering will be the living room flowing seamlessly into your kitchen. The ceiling has also been updated in the kitchen. Followed by the family room with an electric fireplace to give a cozy feel and sliders to your fenced, back patio. The half bath downstairs also has a resurfaced vanity and replaced comfort height toilet. A stacked washer dryer is inside the home on the main floor. Upstairs is the primary bedroom and guest, both nicely sized with their own bathrooms. Each bathroom has been refreshed with new toilets and resurfaced cabinets. Light, neutral paint throughout. Several updated fixtures also. HVAC replaced in 2021 and water heater in 2016. Residents also enjoy access to a wide range of amenities from golf to pickleball to classes at Master the Possibilities and over 150 clubs. Golf cart access to shopping and restaurants. Don't wait to call for your appointment to view today.

9951 Sw 88th Court Road Unit G, Ocala
2260 Costa Rican Drive Unit 50, Clearwater
$157,500
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to this meticulously updated 2 bed, 2 bath, top floor oasis, ideally located just across the street from the West side activity center, where you will have convenient access to one of two heated swimming pools, a jacuzzi, billiard room and more, all within walking distance. Park in your assigned parking spot and step inside, where you will be greeted by beautifully engineered hardwood flooring and a contemporary paint palette on the walls and trim. The remodeled kitchen features shaker cabinets, quartz countertops and chic ceramic tile backsplash, updated appliances, and ceramic tile flooring. This kitchen is a true delight for any home chef. The bathrooms have been tastefully updated, featuring new tilework, vanities, comfort-height commodes, and modern lighting and faucets, offering a blend of style and functionality. Enjoy the convenience of your own washer and ventless dryer. The water heater was replaced in 2023 and electrical circuit panel replaced in 2017. The AC heater coil and condenser motor were recently replaced as well. This vibrant 55+ community offers an array of amenities designed to enhance your lifestyle. Enjoy exclusive access to two private golf courses, two heated swimming pools, tennis and pickleball courts, and two activity centers. Stay fit with all remodeled fitness center, equipped with the latest exercise equipment, or participate in various community activities such as fitness classes, dancing, clubs, cards, and more. Pet owners will appreciate the very pet-friendly environment, complete with a fenced dog park and covered seating. The community also offers hobby studios and a woodshop for the exclusive use of residents. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Located close to beaches, transportation, shopping, entertainment, and fine dining, this condo combines convenience with comfort. All room sizes, floor plans, and square footage are approximate. This property is being transferred by a warranty leasehold estate deed, and association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association. Don't miss out on this fantastic opportunity to own a contemporary condo in a prime location. Schedule your showing today and envision yourself enjoying the best in comfortable and convenient living.

2260 Costa Rican Drive Unit 50, Clearwater
2255 Philippine Drive Unit 41, Clearwater
$199,899
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
This is the one you have been waiting for! Step inside this absolutely immaculate, 2 bed/2 bath END UNIT condo. With an abundance of updates, this outstanding condo exudes excellence. Enjoy the added benefit of extra side windows and plenty of natural light. Situated on the highly desirable west side of OTOW. Upon arrival, the inviting feel will capture your attention. Luxurious vinyl flooring flows throughout the entire home, complemented by ceramic tile in both bathrooms. NO CARPET ANYWHERE! Indulge your culinary desires in this impressive kitchen, showcasing granite countertops, soft close cabinetry, newer stainless steel appliances, a tasteful back splash, window, even a convenient Washer and Dryer! Beyond the kitchen, relax in the sizable living room. The Florida Room offers an unparalleled setting for comfortable entertaining, featuring impact-resistant windows that provide added peace of mind. Enter the spacious main bedroom, including an en-suite bath, complete with granite countertops and seamless glass shower doors. The secondary bath has more granite as well. Both bedrooms contain closets galore! New water heater installed in April of 2026. HVAC replaced in 2007. Furnishings negotiable. This condo is a must see! Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association.

2255 Philippine Drive Unit 41, Clearwater
2210 Utopian Drive E Unit 203, Clearwater
$209,990
3 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Breathtaking lake views await! This rarely available 3 bed/ 2 bath is located in the newest, gated area of On Top of the World. With an abundance of updates, this condo exudes excellence. Upon entry, the panoramic views of Lake Arbor from the kitchen and dining room will capture your attention. Notice the luxurious vinyl flooring. NO CARPET ANYWHERE! Indulge your culinary desires in this impressive kitchen, complemented by granite countertops, soft close cabinetry, a tasteful backsplash, pantry, not to mention; a window! Designed for both comfortable everyday living and entertaining, this spacious home is enhanced by a desirable split-bedroom floor plan and an abundance of natural light. The primary suite is a true retreat, featuring stunning lake views, an oversized walk-in closet, even a private ensuite bathroom, complete with granite countertops. The secondary bedroom has generous closet space, and the secondary bath showcases a newer vanity, granite countertops as well, along with a seamless glass shower door. The third bedroom offers exceptional versatility and can easily be utilized as a home office, den, or private library. Additionally, built-in shelving, and a hidden closet are included. The HVAC system was installed in 2021. Enjoy on-demand hot water with the tankless water heater, providing hot water when you need it. For added bliss, the newer FULL-SIZED washer and dryer are conveniently located in your dedicated laundry room! Step outside your front door and delight in the outdoor space, furnished with a table and chairs perfect for relaxing. Don't miss out on this one! Furnished. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer and hook ups must be approved by the association.

2210 Utopian Drive E Unit 203, Clearwater
2001 World Parkway Boulevard Unit 59, Clearwater
$200,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
End Unit! Completely remodeled. You do not want to miss out on this 1400 sq ft 2 bed 2 bath condo with one of the best bird's eye views in the neighborhood. This furnished condo is move in ready. Featuring hurricane impact windows. Hurricane impact exterior storm door and updated interior doors throughout. Removed popcorn ceilings and added knockdown texture ceilings. Freshly painted and new laminate floors. Updated fans throughout. The updated kitchen features wood cabinets, granite countertops and stainless-steel appliances. The extra windows this end unit provides brings in extra light and an amazing view of the entrance of On Top of the World. The water heater was put in in 2023. Updated electrical panel and hurricane impact windows were installed in 2021. The primary bedroom has an updated Washer and Dryer in closet and both bathrooms were updated. A/C was installed in 2019. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. All washer, dryer and hook ups must be approved by the association.

2001 World Parkway Boulevard Unit 59, Clearwater
2287 Philippine Drive Unit 9, Clearwater
$169,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to easy Florida living in this desirable ground-floor Supreme model, ideally located on the west side of On Top of the World Clearwater! This spacious 2-bedroom, 2-bath residence offers approximately 1,070 square feet of comfortable living space with thoughtful updates throughout. Step inside to find attractive luxury vinyl flooring, ceramic tile in the kitchen, updated windows, newer doors in the bedrooms, Stainless Steel Appliances in the kitchen and updated vanities in the bathrooms and for added convenience, the kitchen also features a stackable washer and dryer, allowing you to take care of laundry right at home. Enjoy Florida outdoor living with patios in both the front and back, including a fenced rear patio that provides a private spot for morning coffee, relaxing with a good book, or simply enjoying the outdoors. The convenient ground-floor location means no stairs or elevator needed. The desirable west-side location is another bonus, offering a short walk to the community dog park and beautiful Harbor Lake. Located in the popular On Top of the World 55+ community in Clearwater, this sought-after Supreme model combines comfortable living, convenient first-floor access, numerous updates, private outdoor space, in-unit laundry, and a wonderful location—all ready for its next owner to make it home. The Buyer/Buyers Agent is to verify all information about this property, including but not limited to square footage, room sizes, condition, deed restrictions, rules, and regulations. MILESTONE COMPLETE Association approval is required. Financing requires 35% down.

2287 Philippine Drive Unit 9, Clearwater
8660 Sw 94th Street Unit C, Ocala
$114,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
OWNER MOTIVATED! Don’t miss this opportunity to make this Montgomery model your own in the highly desirable On Top of the World community! This home offers great potential with GRANITE COUNTERTOPS, a GLASS-ENCLOSED LANAI, 2017 ROOF, and 2023 AC, giving you a solid start to update, personalize, and build equity. Covered entry porch welcome you inside to a spacious, flexible floor plan with plenty of room for both living and dining. The kitchen features granite countertops and opens to an additional versatile area that can easily serve as a formal dining room, home office, sitting area, or extra living space. Just off the kitchen, the glass-enclosed lanai provides even more usable space to relax and enjoy year-round. The spacious primary suite offers plenty of room for furnishings, a deep walk-in closet, and an ensuite bathroom with a tiled shower and recently refreshed paint. The guest bedroom and bathroom are also generously sized, while additional hallway storage adds everyday convenience. With some TLC and your personal touches, this home offers an excellent opportunity to create exactly what you want. Enjoy LOW-MAINTENANCE LIVING with an HOA that includes lawn care, exterior painting every 7 years, roof repairs if needed, basic cable, exterior insurance, and access to an incredible selection of community amenities. On Top of the World offers a true resort-style lifestyle with something for everyone! Residents can enjoy multiple fitness centers, indoor and outdoor pools, pickleball, tennis, bocce ball, shuffleboard, billiards, an archery range, woodworking shop, remote-control flying field, and much more. Golf enthusiasts can take advantage of three beautiful 18-hole golf courses, while more than 175 clubs and activities offer endless opportunities for socializing, arts, dance, theater, and recreation. Spend your evenings enjoying live music and dancing at the town square or take a quick golf cart ride to nearby shopping and dining. The WORLD EQUESTRIAN CENTER is also just approximately 15 minutes away!

8660 Sw 94th Street Unit C, Ocala
8582 Sw 90th Place Unit C, Ocala
$154,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Beautifully renovated 2-bedroom, 2-bath villa offering stylish updates and comfortable, low-maintenance living. This move-in-ready home features an enclosed lanai, a new roof in 2021, and HVAC replaced in 2024. The updated kitchen showcases stainless steel appliances, modern gray cabinetry with overhead lighting, granite countertops, and a charming farmhouse sink. LVP flooring flows through most of the main living areas with carpet in the bedrooms, while new ceiling fans add a fresh finishing touch. The spacious 1.5-car tandem garage provides plenty of room for parking, a golf cart, and additional storage. With major updates already completed, this beautifully renovated villa is ready for you to move in and enjoy!

8582 Sw 90th Place Unit C, Ocala
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