On Top Of The World Homes under $400,000

On Top Of The World Homes under $400,000

Welcome to On Top Of The World, a vibrant and welcoming subdivision nestled in the heart of sunny Florida. This enchanting community offers a unique blend of serene living and an active lifestyle, making it a perfect choice for families, retirees, and everyone in between. With its lush landscapes and meticulously maintained grounds, On Top Of The World truly lives up to its name, providing residents with a picturesque backdrop for everyday life.

One of the standout features of this community is its impressive selection of homes priced under $400,000. This affordability is a breath of fresh air in today’s real estate market, allowing you to find your dream home without breaking the bank. Whether you’re searching for a cozy single-family home or a charming villa, On Top Of The World has something to suit every taste and lifestyle. Many of these homes boast open floor plans, modern amenities, and beautiful outdoor spaces, perfect for entertaining or simply enjoying the beautiful Florida weather.

Living in On Top Of The World means you’ll never run out of things to do. The community offers a wealth of amenities, including golf courses, swimming pools, fitness centers, and social clubs, fostering a strong sense of camaraderie among residents. Plus, with its convenient location, you’ll have easy access to shopping, dining, and the stunning beaches that Florida is famous for.

Discover the charm and convenience of On Top Of The World—where your dream home awaits!

Newest On Top Of The World Homes under $400,000

8519 Sw 91st Street Unit F, Ocala
$199,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
END-UNIT AUGUSTA VILLA | 2 BEDROOMS + LARGE DEN | UPDATED THROUGHOUT Enjoy spacious living in this Augusta model, the largest villa floor plan, featuring 2 bedrooms, 2 bathrooms, a large den, and an oversized 2-car garage. Wood trim around doors, fresh interior paint, new luxury vinyl plank flooring throughout, and new lighting fixtures and ceiling fans create a fresh, inviting feel with NO CARPET. The generous great room and dining area feature a vaulted ceiling, and bay window that brings in abundant natural light, adding to the home's open, airy feel. Built-in bookshelves make the large den ideal for a home office, craft room, or reading retreat. The kitchen offers a spacious pantry and appliances replaced in July 2026. An extended, enclosed Florida room connects to the kitchen at the same floor level and is under air conditioning, expanding the home's living and entertaining space. The primary suite features a walk-in closet and an ensuite bathroom with a double-sink vanity. The split-bedroom layout provides privacy, with the guest bedroom located away from the primary suite and conveniently beside the second bathroom. Additional updates include a 2021 roof, a 2022 water heater, and a 2020 Tempstar 3.5-ton, 14-SEER heat pump. With its generous layout, updated finishes, and desirable end-unit location, this Augusta villa offers plenty of room to relax, entertain, and enjoy!

8519 Sw 91st Street Unit F, Ocala
2426 Persian Drive Unit 64, Clearwater
$135,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Don’t miss this beautifully furnished, move-in-ready condo! This charming condo features two completely furnished bedrooms, thoughtfully decorated with elegance and flair, making it easy to settle in and start enjoying the Florida lifestyle right away. The bright Florida room provides the perfect setting for a lovely dining area, with plenty of space to relax, entertain, or simply unwind while enjoying the sunshine. Recent updates include replacement windows in 2013 and a new A/C system installed in 2021, giving you added comfort and peace of mind. Best of all, there’s nothing left to do but move in and enjoy everything On Top of the World’s 55+ community has to offer. Residents can take advantage of an incredible array of amenities, including two heated pools, 9- and 18-hole golf courses, a state-of-the-art fitness center, billiards, sauna, jacuzzi, lapidary and ceramics facilities, and so much more. With a wide variety of clubs and activities, there’s always something to look forward to. Enjoy Monday night bingo, social dances, entertaining shows, and even opportunities to take the stage and share your own talents! Come discover the joy of living your best life in this wonderfully maintained, thoughtfully designed community. Move in, make yourself at home, and start enjoying everything this exceptional lifestyle has to offer!

2426 Persian Drive Unit 64, Clearwater
2220 Swedish Drive Unit 56, Clearwater
$184,750
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Step into this light-filled 2-bedroom, 2-bath condo on the West Side of Clearwater’s highly desirable On Top of the World 55+ Golf Community. This Eldorado model is Located on the second floor, as you walk in this home immediately impresses with its Vaulted ceilings, Updated HURRICANE Impact resistant windows creating a bright, open, and airy atmosphere. Vinyl plank flooring throughout adds a clean, modern finish. The spacious gathering room is ideal for relaxing or entertaining, enhanced by updated windows that flood the space with natural light. The TV is already mounted for your convivence, The kitchen includes a new refrigerator, and the convenience continues with an in-unit washer and dryer. The 2017 A/C offers reliable comfort and peace of mind. The primary bedroom features an en' suite bath with a bidet, providing privacy and comfort. Just outside your front door, enjoy a charming sitting area—perfect for morning coffee or evening breezes—along with beautiful views that make this location feel special. BRING ALL REASONABLE OFFERS. Additional storage in the core of the building gives you extra room for seasonal items or personal belongings. Situated on the west side of the community, you’ll appreciate being close to Harbor Lake, scenic walking trails, the dog park and all the amenities that make OTOW such a sought-after lifestyle—golf, clubs, activities, and more. If financing 35% down is required. Proof of Funds for Cash

2220 Swedish Drive Unit 56, Clearwater
2042 Australia Way W Unit 76, Clearwater
$139,900
1 Beds ⋅ 1 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
GOLFERS DREAM! Light & bright 1 bed/1 bath condo is perfect for anyone looking to enjoy the best of Florida living! This fully furnished condo is well maintained and features beautiful view . The master bedroom features large closets and opens into a bonus space with plenty of natural light. Newly renovated kitchen with gorgeous granite countertops, refaced cabinets, new backsplash and new floor. You will quickly notice the gorgeous flooring. throughout the entire condo. Beautiful new bathroom. The apartment is on the third and last floor, so you'll never hear you neighbors footsteps! Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for resident owners. There are two swimming pools; one is heated. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. Association approval is required. Schedule your private showing today.

2042 Australia Way W Unit 76, Clearwater
8625 Sw 94th Street Unit G, Ocala
$194,900
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
END UNIT | RENOVATED | PRIME LOCATION This beautifully renovated 2-bedroom, 2-bath Montgomery villa with a 2-car garage is designed for buyers with refined tastes. Both bathrooms have been thoughtfully remodeled with stylish vanities, tile surrounds, and sleek barn-style glass enclosures. Carrera marble-look tile flooring flows through the living spaces, complemented by NO popcorn ceilings, elegant chair rail and wainscoting, and shiplap accents in the primary bedroom. The bright white kitchen features new appliances and cabinetry that extends into the adjacent flex room, ideal for a coffee station, hutch, or creative workspace. Plantation shutter blinds add style, privacy, and timeless appeal throughout the home. The garage is truly a standout, finished with epoxy floors, painted walls, new cabinetry, and appliance stands, both functional and visually impressive. Major updates include a newer roof (2016), windows (2015), HVAC (2014), and a new garage door in 2025. Perfectly positioned beside open green space, this end unit offers added privacy while remaining conveniently close to shopping, dining, banking, and the Health and Recreation Center amenities. Enjoy Florida living year-round from the eastern facing, three-season lanai, enhanced with with new windows installed in 2016. Located in On Top of the World, Ocala's premier 55+ active adult community, residents enjoy a resort-style lifestyle with golf cart access to three shopping centers, championship golf courses, and an abundance of amenities. Seller is offering one year home warranty.

8625 Sw 94th Street Unit G, Ocala
9951 Sw 88th Court Road Unit G, Ocala
$139,900
2 Beds ⋅ 3 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to this beautifully updated 2-bedroom, 2.5-bath townhouse located in the much sought after 55+ golf community of On Top of the World. The townhome is situated the charming Americana Village section, known for it's New Orleans style vibe. Updates include resurfaced, dual tone kitchen cabinets with quartz counters. A rolling island that remains with the home. Beautiful LVP flooring throughout. Upon entering will be the living room flowing seamlessly into your kitchen. The ceiling has also been updated in the kitchen. Followed by the family room with an electric fireplace to give a cozy feel and sliders to your fenced, back patio. The half bath downstairs also has a resurfaced vanity and replaced comfort height toilet. A stacked washer dryer is inside the home on the main floor. Upstairs is the primary bedroom and guest, both nicely sized with their own bathrooms. Each bathroom has been refreshed with new toilets and resurfaced cabinets. Light, neutral paint throughout. Several updated fixtures also. HVAC replaced in 2021 and water heater in 2016. Residents also enjoy access to a wide range of amenities from golf to pickleball to classes at Master the Possibilities and over 150 clubs. Golf cart access to shopping and restaurants. Don't wait to call for your appointment to view today.

9951 Sw 88th Court Road Unit G, Ocala
2260 Costa Rican Drive Unit 50, Clearwater
$157,500
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Welcome to this meticulously updated 2 bed, 2 bath, top floor oasis, ideally located just across the street from the West side activity center, where you will have convenient access to one of two heated swimming pools, a jacuzzi, billiard room and more, all within walking distance. Park in your assigned parking spot and step inside, where you will be greeted by beautifully engineered hardwood flooring and a contemporary paint palette on the walls and trim. The remodeled kitchen features shaker cabinets, quartz countertops and chic ceramic tile backsplash, updated appliances, and ceramic tile flooring. This kitchen is a true delight for any home chef. The bathrooms have been tastefully updated, featuring new tilework, vanities, comfort-height commodes, and modern lighting and faucets, offering a blend of style and functionality. Enjoy the convenience of your own washer and ventless dryer. The water heater was replaced in 2023 and electrical circuit panel replaced in 2017. The AC heater coil and condenser motor were recently replaced as well. This vibrant 55+ community offers an array of amenities designed to enhance your lifestyle. Enjoy exclusive access to two private golf courses, two heated swimming pools, tennis and pickleball courts, and two activity centers. Stay fit with all remodeled fitness center, equipped with the latest exercise equipment, or participate in various community activities such as fitness classes, dancing, clubs, cards, and more. Pet owners will appreciate the very pet-friendly environment, complete with a fenced dog park and covered seating. The community also offers hobby studios and a woodshop for the exclusive use of residents. The on-site Good Karma Café provides convenient hot and cold beverages and snacks. Located close to beaches, transportation, shopping, entertainment, and fine dining, this condo combines convenience with comfort. All room sizes, floor plans, and square footage are approximate. This property is being transferred by a warranty leasehold estate deed, and association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association. Don't miss out on this fantastic opportunity to own a contemporary condo in a prime location. Schedule your showing today and envision yourself enjoying the best in comfortable and convenient living.

2260 Costa Rican Drive Unit 50, Clearwater
9120 Sw 91st Terrace, Ocala
$349,000
3 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Expanded Jefferson model in the Williamsburg area of the much sought after 55+ golf community of On Top of the World. A rare find! This totally remodeled, one of a kind, fully custom, patio home with 3-bedrooms, 2-bathrooms, 3-car garage with smart door openers, offers an open floor plan of almost 2800 sq ft. The home features vaulted ceilings, tons of natural daylight provided by a total of 7 skylights, and grand entry foyer; you will fall in love with the beautiful, huge, open chef's kitchen complete with Butler's pantry, perfect for serving meals and storage space; a cook top in the oversized island perfect for entertainment; built-in Electrolux oven and microwave; pans and pots drawers, custom soft close staggered cabinets, pull out drawers; a hammered copper farm sink, 1 1/8" thick granite counters in kitchen and baths; 3 living areas, large flex room, engineered hardwood and tile flooring, space saving pocket doors throughout most of the home, custom 7" baseboards, knock-down ceiling texture, custom framed windows and doors, energy saving double paned windows, Huge oversized primary bedroom suite features a custom double pocket door entry, extra-large walk-in closet, ensuite with skylights, separate toilet/shower room. Spacious primary shower with easy access & smooth transitionless entry. Guest bedroom, guest bath with solar tube, and nearby living area that could easily be made a private suite with separate entrances. Additional features include smart thermostat, ceiling fans throughout, large private paver courtyard that can be accessed from 3 separate rooms, AND MUCH, MUCH MORE! Williamsburg is located in Ocala's premier, gated, 55+ community, of On top of the World Close to the amenities in OTOW, via your golf cart: indoor/outdoor pools, 3 golf courses, 2 restaurants, multiple exercise facilities with plenty of top-of-the-line equipment, water aerobics, yoga, exercise classes, steam and sauna, Pickleball courts, RC plane airport, RC car track, min golf, wood working, 100’s of clubs and continuing education, bocce, horseshoes, shuffleboard, billiards, game room. Social activities galore with great residents. Educational opportunities abound with the “Master the Possibilities” program, making it easy to find and explore new hobbies and topics. Conveniently located, this community provides easy access to banks, medical facilities, restaurants, and grocery stores. Shalom Park is also nearby, offering plenty of walking trails and a stunning koi pond to enjoy year-round! The amenities are too much to list. On Top of the World is Ocala's premier, gated, active 55+ community, loaded with amenities and includes golf cart access to three shopping centers. Williamsburg is conveniently located near all the amenities as well as the new Summit amenity center.

9120 Sw 91st Terrace, Ocala
10336 Sw 98th Place Road, Ocala
$389,500
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 34481 Zip Code
Welcome to this beautifully upgraded Beatrix in Longleaf Ridge 4 at On Top of the World. This 2-bedroom, 2-bathroom split-bedroom floor plan also features a versatile flex room with French doors, perfect for a media room, home office, craft room, or additional flex space. The impressive kitchen is designed for both function and style, featuring staggered gray cabinetry with crown molding, dovetail-construction drawers, soft-close features, granite countertops, stainless steel appliances, under-cabinet lighting, and a striking mosaic backsplash. The spacious island offers a full bank of additional cabinets, while the walk-in pantry and convenient drop zone provide even more storage. The spacious primary suite features a tray ceiling, crown molding, and an oversized walk-in closet. The en suite bathroom offers dual vanities and a beautifully upgraded walk-in shower featuring floor-to-ceiling tile and a frameless glass enclosure. A thoughtfully designed laundry room with additional cabinetry provides direct access connecting the garage to the primary closet and bathroom. The massive 2.5-car garage offers exceptional versatility and is large enough to accommodate oversized vehicles, or two cars plus two golf carts, while still leaving plenty of room for additional storage. Additional upgrades include extra recessed lighting, crown molding, tray ceilings, and tile flooring throughout the home. Enjoy outdoor living from both the expansive front porch and the spacious screened rear lanai. The rear lanai offers deep space between neighboring homes, creating added privacy and a comfortable setting for relaxing or entertaining. Longleaf Ridge is conveniently located near The Summit, On Top of the World's newest amenity destination, while residents also enjoy curbside trash and recycling. As an On Top of the World resident, you'll have access to an incredible array of amenities, activities, clubs, recreation, and golf. Golf cart access makes it easy to enjoy the community and nearby shopping, dining, entertainment, banking, health, and beauty services.

10336 Sw 98th Place Road, Ocala
2255 Philippine Drive Unit 41, Clearwater
$199,899
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
This is the one you have been waiting for! Step inside this absolutely immaculate, 2 bed/2 bath END UNIT condo. With an abundance of updates, this outstanding condo exudes excellence. Enjoy the added benefit of extra side windows and plenty of natural light. Situated on the highly desirable west side of OTOW. Upon arrival, the inviting feel will capture your attention. Luxurious vinyl flooring flows throughout the entire home, complemented by ceramic tile in both bathrooms. NO CARPET ANYWHERE! Indulge your culinary desires in this impressive kitchen, showcasing granite countertops, soft close cabinetry, newer stainless steel appliances, a tasteful back splash, window, even a convenient Washer and Dryer! Beyond the kitchen, relax in the sizable living room. The Florida Room offers an unparalleled setting for comfortable entertaining, featuring impact-resistant windows that provide added peace of mind. Enter the spacious main bedroom, including an en-suite bath, complete with granite countertops and seamless glass shower doors. The secondary bath has more granite as well. Both bedrooms contain closets galore! New water heater installed in April of 2026. HVAC replaced in 2007. Furnishings negotiable. This condo is a must see! Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer, and hook ups must be approved by the association.

2255 Philippine Drive Unit 41, Clearwater
2210 Utopian Drive E Unit 203, Clearwater
$209,990
3 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
Breathtaking lake views await! This rarely available 3 bed/ 2 bath is located in the newest, gated area of On Top of the World. With an abundance of updates, this condo exudes excellence. Upon entry, the panoramic views of Lake Arbor from the kitchen and dining room will capture your attention. Notice the luxurious vinyl flooring. NO CARPET ANYWHERE! Indulge your culinary desires in this impressive kitchen, complemented by granite countertops, soft close cabinetry, a tasteful backsplash, pantry, not to mention; a window! Designed for both comfortable everyday living and entertaining, this spacious home is enhanced by a desirable split-bedroom floor plan and an abundance of natural light. The primary suite is a true retreat, featuring stunning lake views, an oversized walk-in closet, even a private ensuite bathroom, complete with granite countertops. The secondary bedroom has generous closet space, and the secondary bath showcases a newer vanity, granite countertops as well, along with a seamless glass shower door. The third bedroom offers exceptional versatility and can easily be utilized as a home office, den, or private library. Additionally, built-in shelving, and a hidden closet are included. The HVAC system was installed in 2021. Enjoy on-demand hot water with the tankless water heater, providing hot water when you need it. For added bliss, the newer FULL-SIZED washer and dryer are conveniently located in your dedicated laundry room! Step outside your front door and delight in the outdoor space, furnished with a table and chairs perfect for relaxing. Don't miss out on this one! Furnished. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents & owners. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. Washer, dryer and hook ups must be approved by the association.

2210 Utopian Drive E Unit 203, Clearwater
2001 World Parkway Boulevard Unit 59, Clearwater
$200,000
2 Beds ⋅ 2 Baths ⋅ On Top Of The World SubDv. ⋅ 33763 Zip Code
End Unit! Completely remodeled. You do not want to miss out on this 1400 sq ft 2 bed 2 bath condo with one of the best bird's eye views in the neighborhood. This furnished condo is move in ready. Featuring hurricane impact windows. Hurricane impact exterior storm door and updated interior doors throughout. Removed popcorn ceilings and added knockdown texture ceilings. Freshly painted and new laminate floors. Updated fans throughout. The updated kitchen features wood cabinets, granite countertops and stainless-steel appliances. The extra windows this end unit provides brings in extra light and an amazing view of the entrance of On Top of the World. The water heater was put in in 2023. Updated electrical panel and hurricane impact windows were installed in 2021. The primary bedroom has an updated Washer and Dryer in closet and both bathrooms were updated. A/C was installed in 2019. Assigned parking. The 55+ community has two activity centers, and two private golf courses with 9 and 18 holes, free exclusively for residents. There are two heated swimming pools. The remodeled Cardio Gym has the latest exercise equipment. A very pet-friendly community, there is a fenced dog park with covered seating. There are hobby studios, and a wood shop for the exclusive use of the residents. Activities include fitness classes, dancing, clubs, cards, billiards, entertainment, classes, and much more. The on-site Good Karma Café has take & bake meals and snacks. Close to beaches, transportation, shopping, entertainment, and fine dining. All room sizes, floor plans and square footage are approximate. This property is being transferred by a leasehold estate deed. Association approval is required. If financing, a 35% down payment is required. All washer, dryer and hook ups must be approved by the association.

2001 World Parkway Boulevard Unit 59, Clearwater
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