Lutz Homes under $500,000

Lutz Homes under $500,000

Welcome to Lutz, Florida – a hidden gem nestled in the heart of the Sunshine State! Known for its picturesque landscapes and friendly community, Lutz offers a perfect blend of suburban tranquility and urban convenience. With its lush greenery, beautiful lakes, and a variety of parks, this charming city is ideal for families, young professionals, and retirees alike.

One of Lutz's standout features is its accessibility to the vibrant city of Tampa, located just a short drive away. Residents enjoy the best of both worlds: the peacefulness of a suburban lifestyle paired with the excitement of city amenities. From shopping and dining to cultural attractions and entertainment, everything you need is within reach.

For those seeking affordable housing options, Lutz has a fantastic selection of homes priced under $500,000. Whether you’re looking for a cozy single-family home, a modern townhouse, or a spacious property with ample outdoor space, you’ll find a variety of choices that cater to different tastes and lifestyles. Many of these homes boast beautiful designs, updated features, and access to excellent schools, making them a smart investment for anyone looking to settle in this lovely area.

Lutz is also known for its friendly neighborhoods, where community spirit thrives. With numerous local events, farmers’ markets, and recreational activities, you’ll feel right at home in this welcoming environment. If you’re ready to embark on your journey to find the perfect home in Lutz, Florida, let us guide you through the process! Your dream home awaits in this delightful city.

Newest Lutz Homes under $500,000

1621 Spinning Wheel Drive, Lutz
$388,000
4 Beds ⋅ 3 Baths ⋅ Carpenters Run SubDv. ⋅ 33559 Zip Code
Short Sale. SHORT SALE. Third-party approval required. Looking for a 4-bedroom pool home in Lutz with a first-floor primary suite and no carpet? Welcome to 1621 Spinning Wheel Drive in Carpenters Run, where a flexible two-story layout, inviting indoor and outdoor living spaces, and a screened pool create plenty of room to settle in and make the home your own. The updated kitchen features granite countertops, a modern backsplash, and an easy connection to the dining area and oversized family room. A wood-burning fireplace and soaring two-story ceiling add character and create an open, comfortable gathering space. The first-floor primary suite includes a walk-in closet, an updated bathroom with dual sinks and a walk-in shower. A convenient half bathroom is also located on the main level. Upstairs, three additional bedrooms and a full bathroom provide flexibility for everyday living, guests, hobbies, or working from home. One of the upstairs bedrooms does not include a closet and may also function well as an office or bonus space. Outside, the screened pool and outdoor living area offer a relaxing place to enjoy the Florida sunshine or entertain friends. The yard is fenced along both sides and includes a large storage shed. Additional features include impact-resistant windows and a two-car garage. Carpenters Run offers a community pool, tennis and pickleball courts, a basketball court, playground, and recreation building. The Lutz location provides convenient access to Tampa Premium Outlets, shopping, dining, and major commuter routes, including I-75 and I-275. Bring your ideas and explore the possibilities this Carpenters Run pool home has to offer. Sale, price, terms, and closing are subject to third-party lender approval.

1621 Spinning Wheel Drive, Lutz
2164 Vista Del Sol Circle Unit 523, Lutz
$115,000
1 Baths ⋅ Paradise Lakes Ph 03e SubDv. ⋅ 33558 Zip Code
BIG STYLE, SMART DESIGN, MAJOR 2024/25 UPDATES & A FINANCING OPPORTUNITY! Existing financing may be available to a qualified buyer, subject to note holder approval and applicable terms. A TRANSFERABLE HOME WARRANTY provides additional peace of mind for the next owner. This light and bright 3rd-floor corner studio makes exceptional use of its 392 SF with a strategically placed Murphy bed featuring a powder-coated steel frame and organic cotton queen mattress. When tucked away, the Murphy bed opens up the living area, where a comfortable loveseat and projection system create a flexible space that easily transitions from relaxing and entertaining to sleeping. The updated kitchen features new cabinetry, refrigerator and range, while extensive 2024/25 improvements also include a new A/C system with UV light, new ductwork, new attic insulation, new water heater, interior paint and more. A new RO drinking-water system is installed, plus an optional serviced water-softener system that may remain for a separate monthly fee or be removed. Step outside to the approximately 196-SF screened and covered lanai overlooking the pond—bringing the combined interior and screened-lanai space to approximately 588 SF. Ceiling fans in both the main living area and lanai keep the air moving, while the corner location offers a peaceful setting convenient to both the elevator and stairs. The bathroom features a walk-in shower with glass doors and a calming sea-glass-inspired color palette. Thoughtful improvements throughout give this studio a surprisingly spacious, clean and comfortable feel. Located in the gated, clothing-optional Paradise Lakes community with convenient access to the club by foot or golf cart. Optional membership to Paradise Lakes Resort and its amenities is separate and is not included in the monthly condo association fee. Whether you're looking for a Florida home base, full-time residence or rental opportunity, this updated studio offers flexibility in a compact, easy-to-maintain package—with a financing option that may be difficult to duplicate in today's market. Buyer to verify rental rules, financing terms and eligibility, home warranty transfer terms, measurements, square footage, association requirements and all information important to Buyer. Condo association approval is required and may include application, fee and background check.

2164 Vista Del Sol Circle Unit 523, Lutz
21019 Sunpoint Way Unit #201, Lutz
$324,900
3 Beds ⋅ 2 Baths ⋅ Terraces At Paradise Lakes Condo SubDv. ⋅ 33558 Zip Code
Beautifully renovated clean home featuring a brand new white kitchen with quartz countertops, stainless steel appliances, new LVP flooring throughout as well as 2 updated bathrooms. The new mechanicals and hot water heater provide added peace of mind and are just a few of the other upgrades that make this a great value at this price. Easy to show, bring all offers.

21019 Sunpoint Way Unit #201, Lutz
21610 Lagoon Drive, Lutz
$295,000
4 Beds ⋅ 2 Baths ⋅ Foxwood Sub Ph 4 SubDv. ⋅ 33549 Zip Code
Welcome to 21610 Lagoon Dr, a beautifully updated 4-bedroom, 2-bathroom home offering a warm, inviting feel with plenty of space both inside and out. Step inside to a bright and welcoming main living area where high ceilings create an open, airy atmosphere while still maintaining the cozy feel that makes this home so comfortable. Thoughtful updates throughout give the home a fresh, move-in-ready feel, while the functional floor plan offers flexibility for everyday living, entertaining, working from home, or hosting guests. Outside, the generously sized backyard provides plenty of room to relax, entertain, garden, or create your own outdoor retreat. One of the standout features is the detached, finished-out shed, offering a versatile bonus space with endless possibilities perfect for a home office, studio, hobby room, gym, or additional flex space. A second storage shed provides even more room for tools, lawn equipment, and everything you want neatly tucked away. With four bedrooms, updated interiors, high ceilings, a spacious yard, and unique bonus spaces, this home offers a combination of comfort, character, and functionality that can be hard to find. Come see what makes 21610 Lagoon Dr feel like home!

21610 Lagoon Drive, Lutz
2117 Lake Waters Place, Lutz
$415,000
4 Beds ⋅ 3 Baths ⋅ Long Lake Ranch Village 6 SubDv. ⋅ 33558 Zip Code
FORMER BUILDERS MODEL!!! Welcome to this beautifully appointed 4-bedroom, 3-bathroom 2 car garage townhome offering 2,098 square feet of living space in the desirable Long Lake Ranch community. Built in 2016 as the community's former builder model, this Craftsman-style home was thoughtfully appointed with premium finishes, custom touches, and carefully selected upgrades that continue to distinguish it from standard homes in the neighborhood. It features an open floor plan with wood-look porcelain tile, crown molding, decorative wall accents, and an upgraded kitchen complete with stainless steel appliances, gray granite countertops, and 42-inch painted cabinetry. The spacious primary suite provides a relaxing retreat with decorative accent walls and a spa-inspired ensuite bathroom featuring painted cabinetry, a glass-enclosed walk-in shower, and a separate garden tub. With four bedrooms, three full bathrooms, and a two-car attached garage, this home is thoughtfully designed to accommodate a variety of lifestyles, offering ample space for family living, guest accommodations, remote work, or hobbies. A beautiful lake view adds to the home's appeal, creating a peaceful and picturesque backdrop that can be enjoyed from many of the living areas and contributes to a serene atmosphere for everyday living. Enjoy the lifestyle that Long Lake Ranch has to offer, with resort-style amenities including two community pools, tennis and pickleball courts, basketball, playgrounds, a dog park, walking trails, and access to the community lake and boat dock. Conveniently located in Lutz near the Veterans Expressway with quick access to downtown Tampa, shopping, dining, and highly sought-after area schools, this townhome combines comfortable Florida living with an amenity-rich community setting. Do not miss this opportunity! Make this your Home by 12/31/2026 and you can take advantage of the potential increased Homestead Exemption being voted on in November.

2117 Lake Waters Place, Lutz
18810 Geraci Road, Lutz
$415,000
3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33548 Zip Code
Lakefront living in Lutz, with room to make it entirely yours! This 3 bedroom, 2 bathroom home at 18810 Geraci Rd sits right on the water, and part of the back porch actually extends out over the lake. Inside, the home is ready for a complete update, a true blank canvas for the buyer who wants to choose every finish, from the flooring to the kitchen to the bathrooms and bedrooms, and put their own touches on every room. Outside you find the real showstopper: morning coffee and quiet evenings on a porch that hangs over the water, with a lake view you simply cannot add to a home later. A brand new roof installed in August 2026 and a 2-car garage complete the package. Bring your vision and see it in person. Appraisal completed on AS IS condition of home prior to new roof being placed on home. Please review that prior to submitting offers. Ask about preferred lender incentives! Buyers may qualify for rate buy down options, including 1-0 buyer down, to help lower payments.

18810 Geraci Road, Lutz
19401 Melody Fair Place, Lutz
$465,000
3 Beds ⋅ 2 Baths ⋅ Villarosa Ph F SubDv. ⋅ 33558 Zip Code
Welcome to Florida living in the highly desirable Villa Rosa community of Lutz! This inviting SINGLE-STORY, 3-bedroom, 2-bath POOL HOME offers 1,790 square feet of living space, a 2-car garage, thoughtful upgrades, and a low-maintenance lifestyle in one of the Tampa Bay area's most convenient locations. Step inside to an open-concept, split floor plan layout enhanced by soaring 10-foot ceilings that create a bright, spacious feel. Sliding glass doors provide seamless connection to the outdoor living space and overlook your own private Florida retreat featuring a solar-heated pool, perfect for morning coffee, weekend gatherings, or relaxing in the Florida sunshine. The pool was resurfaced in 2020 with PebbleTec, and the solar pool heating system was replaced in 2022. Thoughtful improvements add comfort, efficiency, and peace of mind, including a 2020 roof with 50-year shingles, 2019 air conditioning condenser, 2019 water heater, 2020 water softener, and whole-home hurricane impact windows installed in 2022. 3M UV film on the windows and doors provides additional energy efficiency and protection from the Florida sun. Plantation shutters on the front windows and 2" blinds throughout create a seamless style. The kitchen features reverse osmosis drinking water, while the primary suite includes an upgraded shower completed in 2022. GoVee smart, color-changing LED lighting on the exterior of the home provides beautiful decoration and architectural illumination. Even better, this home is located within a low-maintenance, gated area of Villa Rosa where the HOA takes care of lawn maintenance and exterior home painting, leaving you more time to enjoy the Florida lifestyle. Villa Rosa residents also enjoy a community pool, parks, playground, and tennis courts. Zoned for top-rated schools including McKitrick Elementary, Martinez Middle, and Steinbrenner High School. This sought-after Lutz location offers convenient access to beaches, shopping, dining, golf, recreation, and major roadways. The Veterans Expressway/Suncoast Parkway is approximately 5 minutes away, providing easy access to Downtown Tampa, St. Petersburg, Tampa International Airport, and destinations throughout Tampa Bay. World-class Gulf Coast beaches are also within easy reach for weekend adventures. Whether you're spending the afternoon poolside, heading downtown for dinner, catching a flight, or relaxing at the beach, this Villa Rosa home delivers the Florida lifestyle with less time spent on exterior maintenance, no CDD, and no Flood Insurance required. Schedule your private showing and discover why this Lutz pool home is one you'll want to call your own!

19401 Melody Fair Place, Lutz
1413 Windjammer Loop, Lutz
$370,000
3 Beds ⋅ 2 Baths ⋅ Turtle Lakes SubDv. ⋅ 33559 Zip Code
Great pond home with a brand new roof sitting on a pond! Picture your mornings starting on the water. This Lutz home offers true pond frontage with a private composite-board dock just steps from your back door, and access to multiple ponds for paddleboarding, canoeing, or cruising in a john boat with a trolling motor. Add a brand-new roof overhead, and you get the peaceful waterfront lifestyle buyers want without the big-ticket worry that usually comes with an older home. The composite dock keeps maintenance low, with no rot or splinters to deal with, so more of your time goes to enjoying the water. The updates don't stop at the roof. A new A/C system, fresh paint throughout, and new flooring in select areas mean you can move in with confidence. Inside, more than 1,600 square feet flow through an open layout that connects the living, dining, and kitchen spaces. The kitchen features stainless steel appliances, and the two-car garage provides plenty of room for vehicles, storage, and your gear for the water. Out back, the covered, screened patio is an easy place to relax and take in the water views without the bugs. A tree house in the backyard adds charm and character you won't find in a typical listing. The location is just as convenient as the setting, with the outlet mall and a new grocery store close by for everyday errands and weekend shopping. With the major systems already replaced, direct water access out your back door, and shopping minutes away, this home offers a rare mix of peace of mind and lifestyle. Schedule your showing today.

1413 Windjammer Loop, Lutz
21004 Negril Court, Lutz
$370,000
3 Beds ⋅ 2 Baths ⋅ Paradise Lakes Individual SubDv. ⋅ 33558 Zip Code
This one owner custom built home at the end of a cul-de-sac in an exclusive gated "individual site condominium" community is ready for you to call it home. This two story Home in Paradise Lakes a clothing optional community has an open floor plan on the first floor with high angled ceilings that goes into sun room with surrounding windows and a built "in sink". There is plenty of room for entertaining your guests.. The upstairs also has angled ceilings making this 3 bedrooms 2 bath home a very unique custom built home designed by the original owner. New AC with heat pump and gas hot water heater in 2025 which are hidden away behind a swinging bookcase in the center of the home. LG Washer & LG Dryer 2020 and Roof 2024. The large great room and kitchen combo have a view to the upstairs landing on the second floor. The second floor landing has a sliding glass door to enjoy the view nature. The bedroom on the primary floor has one large walk-in closet and another closet with storage that goes under the staircase and sliding glass doors. The front bedroom on the first floor also has hot and cold water and electric connections in the closet.. opening up the possibilities. The third bedroom upstairs has a extremely large naturally wood finished walk-in closet and also a small storage closet. The property has been landscaped with "zerxiscaping" with paths winding around the property with bamboo and other vegetation. It makes this property ideal for gardeners or nature lovers to enjoy the wonderful outdoor environment. This property also has a storage shed in the backyard and outside laundry room connected to the home. Let's not forget the 16‘ x 16‘ deck for entertaining or just relaxing. Paradise Lakes Resort is separate from this residential area. The Resort membership is not included and is optional.

21004 Negril Court, Lutz
902 Montana Avenue, Lutz
$179,900
2 Beds ⋅ 2 Baths ⋅ Lake Sapphire Village Unit 1 SubDv. ⋅ 33548 Zip Code
Own your own piece of land with this 2 bedroom / 1.5 bath mobile home conveniently located in a quiet neighborhood just 10 minutes from shopping, hospitals, restaurants, A-rated schools and more. Just 27 min from downtown Tampa and the airport and only 50 min to Honeymoon Island State Park and Florida's pristine sandy beaches. This corner lot abounds with mature trees and has NO HOA or CDD and comes with a NEW $15,000 well and Superior Water Filtration system complete with softener and chlorinator. The well production rate is phenomenal over 50 gallons /minute so never a water shortage. Best of all, NO water bills ever again. Upgrades include the replacement of old metal plumbing with new PEX pipes, fittings and hot water heater cylinder along with a new Bath/shower combo. The kitchen has been updated with new cabinetry, sink and stainless steel appliances as well as, 3 A/C wall units. Adjacent to the trailer is a new 120 square ft. building that houses a laundry area which could also be used as a seperate bedroom / office space. Additionally, there is a near new $5,300 Conex container for extra secure, weatherproof storage. Perimeter fencing for added security and privacy totaling $8,000 has also enhanced the property. Calling all cooks, there is also a gas grill under the porch awning perfect for grilling your next BBQ cook out. Bring your apron! If buyer is interested, owner will consider including the 2022 camper trailer on-site which is connected to and RV hook-up alllowing for extra living space and an additional bedroom/bathroom with a seperate shower. The camper is in excellent condition and can be towed with most midsize SUVS or Trucks for those fun get-aways on weekends or vacations. As one of the more affordable properties in the area, this is the total package for your next home , vacation stay or rental investment. Don't hesitate call today for your private showing.

902 Montana Avenue, Lutz
16606 Forest Park Drive, Lutz
$475,000
3 Beds ⋅ 2 Baths ⋅ Park Forest Sub SubDv. ⋅ 33549 Zip Code
Exceptional 3-bedroom, 2-bath home in the heart of one of Lutz's most desirable areas. Located in a quiet cul-de-sac with only 8 homes, this move-in-ready Florida home features a newer roof (2024), fresh interior and exterior paint (2025 and 2026), and new luxury vinyl tile throughout for an attractive look and easy maintenance. The gorgeous, functional updated kitchen includes two-tone soft-close cabinetry, quartz countertops, a new backsplash, stainless steel appliances, stylish hardware, and plenty of storage, including a spacious pantry. The expansive family room features a fully functional wood-burning fireplace with a striking granite hearth, along with a recently serviced chimney and spark arrestor. A separate living area offers flexible space for a second family room or gathering area. Upstairs, you'll find two generously sized bedrooms, including the primary suite with a dressing area and walk-in closet, plus a fully renovated bathroom with a walk-in shower. The third bedroom is tucked away downstairs for privacy and has access to a tastefully updated full bath with a shower/tub combination, making it ideal as a second primary suite, guest room, or home office. The interior also includes a dining area with bay windows and an indoor laundry room with plenty of storage space. Outside, the large, fully fenced backyard offers room for a future pool and plenty of safe space for family and pets to play while you relax or grill on the paved deck. One of Lutz's many clear creeks runs along the property line, adding unexpected charm. A large shed with electricity provides ample space for lawn equipment and power toys. With no HOA or CDD, there is also room to park a boat. The stamped-brick driveway and patio, made with bricks from Ybor City, add a unique touch of Tampa’s history. Enjoy worry-free living with a newer roof (2024), a 2-year-old tankless water heater, a regularly maintained 2018 AC with coils cleaned three months ago, a 2025 water softener, filter, and pressure tank, septic service completed in 2025 including a new gray-water/laundry septic tank, and regular pest control three times a year. If you want the feel of country living without leaving the city or adding miles to your drive, this home and location are it! Schedule your showing today!

16606 Forest Park Drive, Lutz
1509 Cassius Street, Lutz
$309,900
3 Beds ⋅ 3 Baths ⋅ Willow Square Twnhms SubDv. ⋅ 33549 Zip Code
Welcome to 1509 Cassius St, a modern townhome located in the gated Willow Square community of Lutz. Built in 2021, this beautifully maintained two-story home offers approximately 1,634 square feet of living space with 3 bedrooms, 2.5 bathrooms, and a bright, functional layout designed for comfortable everyday living. The main level features a spacious open-concept design seamlessly connecting the kitchen, dining area, and living room—ideal for both daily living and entertaining. The well-appointed kitchen features sleek cabinetry, granite countertops, stainless steel appliances, and ample workspace and storage. Upstairs, all three bedrooms provide added privacy from the main living areas. The primary suite offers a comfortable retreat, while the two additional bedrooms provide flexibility for family, guests, a nursery, or a home office. Enjoy the added privacy and peaceful preserve views that make this townhome especially appealing. Willow Square offers a gated setting with community amenities including a swimming pool and cabana, providing low-maintenance Florida living in a convenient location. The home is zoned for Lake Myrtle Elementary, Charles S. Rushe Middle, and Sunlake High School and is conveniently located near Tampa Premium Outlets, The Shops at Wiregrass, restaurants, shopping, and everyday conveniences. Easy access to I-75, I-275, and the Veterans Expressway (SR-589) provides convenient connections to Downtown Tampa, Wesley Chapel, Tampa International Airport, and surrounding areas. Don't miss this opportunity to own a newer end-unit townhome with preserve views in a desirable Lutz community. Schedule your private showing today!

1509 Cassius Street, Lutz
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