Lutz Homes with Lake Front Water Frontage

Lutz Homes with Lake Front Water Frontage

Welcome to Lutz, a charming city located in the beautiful state of Florida. Known for its picturesque landscapes and friendly community, Lutz offers a perfect blend of suburban tranquility and urban convenience.

One of the most sought-after features of homes in Lutz is the lakefront and waterfront properties. Imagine waking up to stunning views of the water every morning, enjoying peaceful sunsets from your backyard, and having direct access to various water activities right from your doorstep. Homes with lakefront or waterfront frontage in Lutz provide a unique opportunity to experience waterfront living at its finest.

Whether you are looking for a cozy lakeside cottage, a luxurious waterfront estate, or a modern waterfront condominium, Lutz has a diverse range of properties to suit every lifestyle and preference. From spacious decks for entertaining to private docks for boating enthusiasts, Lutz homes with lakefront or waterfront frontage offer an unparalleled living experience.

If you dream of owning a home where you can relax by the water, host gatherings with family and friends, and create lasting memories against a backdrop of natural beauty, then Lutz is the perfect place for you. Explore the available lakefront and waterfront properties in Lutz today and start living the waterfront lifestyle you've always desired.

Newest Lutz Homes with Lake Front Water Frontage

1813 Audubon Trail, Lutz
$565,000
3 Beds ⋅ 3 Baths ⋅ Willow Bend SubDv. ⋅ 33549 Zip Code
Welcome to Willow Bend — a beautifully maintained Lutz residence offering serene lake views and effortless Florida living. This inviting home features a bright, open floor plan with spacious living areas, a well-appointed kitchen that flows to the family room, and a tranquil primary suite. Enjoy a private deck overlooking the lake, perfect for morning coffee or evening sunsets, and a backyard framed by mature landscaping for privacy and outdoor entertaining. The property also offers peace of mind with a new roof installed in 2025. Located minutes from top-rated schools, shopping, dining, and major commuter routes, this move-in-ready home combines comfort, convenience, and lakeside charm. Willow Bend community; no CDD. Easy to show CALL LISTING AGENT for showing.

1813 Audubon Trail, Lutz
18810 Geraci Road, Lutz
$415,000
3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33548 Zip Code
Lakefront living in Lutz, with room to make it entirely yours! This 3 bedroom, 2 bathroom home at 18810 Geraci Rd sits right on the water, and part of the back porch actually extends out over the lake. Inside, the home is ready for a complete update, a true blank canvas for the buyer who wants to choose every finish, from the flooring to the kitchen to the bathrooms and bedrooms, and put their own touches on every room. Outside you find the real showstopper: morning coffee and quiet evenings on a porch that hangs over the water, with a lake view you simply cannot add to a home later. A brand new roof installed in August 2026 and a 2-car garage complete the package. Bring your vision and see it in person. Appraisal completed on AS IS condition of home prior to new roof being placed on home. Please review that prior to submitting offers.

18810 Geraci Road, Lutz
1413 Windjammer Loop, Lutz
$370,000
3 Beds ⋅ 2 Baths ⋅ Turtle Lakes SubDv. ⋅ 33559 Zip Code
Great pond home with a brand new roof sitting on a pond! Picture your mornings starting on the water. This Lutz home offers true pond frontage with a private composite-board dock just steps from your back door, and access to multiple ponds for paddleboarding, canoeing, or cruising in a john boat with a trolling motor. Add a brand-new roof overhead, and you get the peaceful waterfront lifestyle buyers want without the big-ticket worry that usually comes with an older home. The composite dock keeps maintenance low, with no rot or splinters to deal with, so more of your time goes to enjoying the water. The updates don't stop at the roof. A new A/C system, fresh paint throughout, and new flooring in select areas mean you can move in with confidence. Inside, more than 1,600 square feet flow through an open layout that connects the living, dining, and kitchen spaces. The kitchen features stainless steel appliances, and the two-car garage provides plenty of room for vehicles, storage, and your gear for the water. Out back, the covered, screened patio is an easy place to relax and take in the water views without the bugs. A tree house in the backyard adds charm and character you won't find in a typical listing. The location is just as convenient as the setting, with the outlet mall and a new grocery store close by for everyday errands and weekend shopping. With the major systems already replaced, direct water access out your back door, and shopping minutes away, this home offers a rare mix of peace of mind and lifestyle. Schedule your showing today.

1413 Windjammer Loop, Lutz
18829 Geraci Road, Lutz
$1,500,000
4 Beds ⋅ 4 Baths ⋅ Zzz Unplatted SubDv. ⋅ 33548 Zip Code
Beautiful double entry doors with leaded glass welcome you into this 4,268-square-foot home on Lake Thomas. Lake views grace much of the home, from the bay windows in the primary bedroom to the family room’s expansive sliding glass doors. Coffered ceilings and transom windows add architectural character, while separate formal living and dining rooms have elegant spaces for entertaining. The kitchen is designed for gathering, with an island cooktop, breakfast bar, built-in ovens, wine refrigerator, and generous cabinetry. Nearby are two spacious bedrooms, one with an attached half bath, along with a guest bath featuring a shower and tub combination. The primary bedroom pairs panoramic lake views with crown molding, dual walk-in closets with built-ins, and a bath with dual sinks, a garden tub, and a walk-in shower. A dedicated office completes the main level. Upstairs, a fourth bedroom and full bath sit alongside a large bonus room and an impressive media room. Outside, a spacious covered and screened lanai with brick pavers extends the living space toward the water. A sun deck and covered boat dock with lift complete the setting, making it easy to enjoy everything life on ski-friendly Lake Thomas has to offer. Great location near shopping, dining and highways. Steinbrenner School district!

18829 Geraci Road, Lutz
1778 Samurai Point Unit Q4, Lutz
$529,900
5 Beds ⋅ 6 Baths ⋅ Paradise Lakes Condo SubDv. ⋅ 33558 Zip Code
Uniquely designed original developer’s home located in the gated community of Paradise Lakes. This extraordinary 5200+ sq ft condo/townhome has outstanding features and amenities throughout including two wood-burning fireplaces, curved and spiral staircases, an elevator, and indoor pool/spa with lakeside views. A double-door solid mahogany entrance leads to a private entry courtyard with lush landscaping. The main floor features marble tile, volume ceilings, a dedicated dining room with built-in cabinets, living room with stone fireplace, a half bath, huge gourmet island kitchen with Corian counters, subzero fridge, professional gas range and built-in oven, new dishwasher, dome ceiling lighting, and eat-in breakfast/family room with floor-to-ceiling windows to the indoor pool and spa. The second floor has a catwalk hallway with views of the lower level, two guest bedrooms (one with an ensuite bath), and a spacious primary bedroom suite with jetted tub, dual sink vanity, bidet and huge walk-in glass block & tile dual shower. An additional bedroom/bonus/flex space on this level has vaulted ceilings, skylights, and gorgeous water views. Take the spiral staircase or elevator to the top floor bedroom/den/suite with a fireplace, full bath, closet, and built-in cabinets/bookcases. Other features of this lovely home include custom Sherle Wagner sinks in baths, cedar-lined closets, marble/wood laminate/ceramic tile/carpet flooring, ceiling fans, skylights, mirror accent walls, tongue-and-groove ceilings, and two water heaters (one is new). Enjoy outdoor living and stunning water views from the rear patio. Separate living quarters above the oversized garage consist of a studio apartment with a kitchen, full bath, closet storage, and a dedicated entrance from the private courtyard with flagstone pavers and high-rise stone walls. The oversize two-car garage provides off-street parking, a workshop area, and washer/dryer. Furnishings negotiable. Buyer is responsible for verifying all information, details, and dimensions. Condo association approval of Buyer is required including application, fee, background check, and orientation with a board member. Paradise Lakes is a gated clothing-optional Community.

1778 Samurai Point Unit Q4, Lutz
20182 Cot Road Unit 505, Lutz
$310,000
2 Beds ⋅ 2 Baths ⋅ Lake Como Club Residence Coop SubDv. ⋅ 33558 Zip Code
located in the family-friendly nudist club, Lake Como, this waterfront 2bedroom/2 full bath home is on a great lot. enjoy the water view from the expansive French doors across the rear of the house or outside on the rear porch patio. Owner prefers to convey the home mostly furnished, also the newer lawn equipment and 2022 Ezgo golf cart and kayak. This also includes a share in the Lake Como Co-op. gorgeous KitchenAid refrigerator, newer wall oven and large cooktop on island/breakfast bar. Living room faces the water, has dining room, family room. Ceiling fans, carpet in living areas and bedrooms, ceramic tile in kitchen & vinyl in baths. Master bedroom has nice white shutters and ceiling fan with light. Also, 2 exterior sheds; the larger one has electricity. All windows have been replaced and the sliding glass door entrance. Built by the reputable Homes of Merit. All the exterior wood siding has been updated with Hardie Board siding too. Rear deck was updated with Trex composite decking boards. Roof replaced by Solar Shield Roofing (metal). Waterfront homes here are hard to find.

20182 Cot Road Unit 505, Lutz
717 W Deer Lake Drive, Lutz
$392,500
3 Beds ⋅ 2 Baths ⋅ Frazier Sub SubDv. ⋅ 33548 Zip Code
Welcome to 717 Deer Lake Dr! This well-maintained 3-bedroom, 2-bath home offers 1,286 square feet of comfortable living space on a spacious lot over 1/4 acre with no rear neighbors and a peaceful lake setting behind the property. Built in 1964, this home has been thoughtfully updated with major improvements already completed, including a 2020 roof, 2023 windows, 2020 HVAC system, 2020 water heater, updated plumbing, and electrical panel. Enjoy the added benefits of a water softener and reverse osmosis system, providing convenience and peace of mind. The spacious lot and serene rear setting create a private atmosphere while still offering the convenience of NO HOA. Located in a quiet Lutz neighborhood with easy access to Tampa, shopping, dining, schools, and major roadways, this property offers a great combination of privacy, updates, and location. Move-in ready and ready for its next owner—come see all that 717 Deer Lake Dr has to offer!

717 W Deer Lake Drive, Lutz
806 Sandringham Lane, Lutz
$850,000
4 Beds ⋅ 4 Baths ⋅ Chapman Manors SubDv. ⋅ 33549 Zip Code
A SHOWSTOPPING RENOVATION, SOARING ARCHITECTURE AND RESORT-STYLE WATERFRONT LIVING come together in this exceptional 4-bedroom, 4-bath, 2-car garage pool home offering 3,578 sq ft in guard-gated Chapman Manors! Completely remodeled with a NEW ROOF (6/2026), A/C, luxury vinyl plank flooring throughout, interior and exterior paint, high baseboards, Decora switches and receptacles, plus refreshed landscaping and mulch. Striking curb appeal begins with a lush lawn, white-painted brick façade and columned portico framing double front doors with rain-glass insets and transom window. Inside, volume ceilings, expansive windows and contemporary finishes create an immediate sense of space. The formal dining room features a vaulted ceiling and picture window with plantation shutters. Double doors open to a private office with a dramatic picture window, arched window above, plantation shutters and closet. Ahead, the formal living room offers a vaulted ceiling and sliding doors opening to the lanai, pool and pond. The remodeled showcase kitchen pairs crisp white cabinetry with quartz countertops, subway-tile backsplash, LG stainless-steel appliances, abundant workspace and breakfast bar. The spectacular family room is the architectural centerpiece, with a white-painted brick fireplace rising to the soaring two-story ceiling, stacked windows and a striking half-round architectural window filling the space with natural light. An open staircase leads to the second-floor loft balcony overlooking the family room, enhancing the impressive sense of height and openness. Views extend toward the pool and tranquil pond beyond. The FIRST-FLOOR PRIMARY SUITE is a private retreat with vaulted ceiling, contemporary fan and sliding doors showcasing pool and pond views. Storage is exceptional in the 12' custom walk-in closet with built-in shelving, drawers and multiple hanging areas. Across the hall, a separate full vanity and built-in bench-seat dressing area transition into the renovated ensuite. The spa-inspired bath features a long white vanity with quartz countertop and oversized seamless glass-enclosed shower wrapped in large-format marble-look tile with built-in bench and window. A second first-floor bedroom and full bath offers excellent flexibility for guests or multigenerational living. Upstairs, the open loft balcony takes full advantage of the soaring architecture and provides an inviting space to relax, read or work, while two additional bedrooms and a full bath with tub/shower complete the second level. Outdoors, enjoy the Florida lifestyle with a brick-paver lanai and pool deck, covered entertaining area with ceiling fans and recessed lighting, and outdoor bar with tile countertop and sink. An in-ground spa spills into the L-shaped swimming pool, all enclosed within the screened lanai for year-round enjoyment. A convenient outdoor full bath with shower keeps wet feet outside. Beyond the screen enclosure, lush green back and side yards with new landscaping frame tranquil pond views, creating a serene backdrop for morning coffee, sunset gatherings and weekends by the pool. Thoughtfully redesigned from top to bottom, this exceptional Chapman Manors residence combines dramatic interiors, a flexible two-story layout, beautifully renovated finishes, private pool and spa, peaceful pond setting and extensive updates with the indoor-outdoor lifestyle Florida buyers are searching for.

806 Sandringham Lane, Lutz
16506 Longleat Drive, Lutz
$729,999
4 Beds ⋅ 3 Baths ⋅ Chapman Manors SubDv. ⋅ 33549 Zip Code
Virtually Staged. Welcome to this exquisitely renovated 4-bedroom plus private office/bonus room, 3-bath pool home situated on a peaceful pond lot in the prestigious, 24-hour guard-gated community of Windsor Park (Chapman Manors). Extensively remodeled in 2022 with high-end designer finishes, this single-story contemporary residence seamlessly blends modern sophistication with the quintessential Florida indoor-outdoor lifestyle. Step through the double-door entry into a bright, open layout defined by soaring ceilings and oversized tile flooring throughout the main living spaces. At the heart of the home is a chef's dream kitchen featuring custom two-tone white and light brown cabinetry with pull-out pantry shelves, a matching quartz backsplash, and a dramatic waterfall quartz center island with seating for four. Equipped with premium KitchenAid appliances—including a built-in cooktop, sleek range hood, wall oven, microwave, and built-in wine fridge—the kitchen flows effortlessly into the family room, where a floor-to-ceiling stacked-stone wood-burning fireplace serves as a striking focal point. Expansive sliding glass doors draw your eyes out to the screened lanai, sparkling pool, and tranquil, unobstructed water views across the pond. Designed with an ideal split floor plan, one side of the home is dedicated to a secluded primary suite complete with direct pool access, updated neutral wood-like flooring, and a spa-like bath. On the opposite side of the home, the guest wing offers additional bedrooms all finished with matching neutral wood-like flooring and upgraded modern closet doors. The guest bathrooms offer a refined feel with modern floating vanities, floor-to-ceiling tile with custom accent shower detailing, and dual front-and-backlit LED mirrors. Completing this exceptional residence is an oversized 3-car garage with pull-down attic storage. Residents of Windsor Park enjoy top-tier amenities including tennis and basketball courts, a playground, a dog park, a community pavilion, and rare boat/RV storage. Fully updated and move-in ready—schedule your private tour today!

16506 Longleat Drive, Lutz
18901 Cornuta Street, Lutz
$359,900
3 Beds ⋅ 3 Baths ⋅ Long Lake Ranch Village 6 Prcl A SubDv. ⋅ 33558 Zip Code
Enjoy low-maintenance living in this spacious 2017 Long Lake Ranch townhome featuring an open floorplan, conservation views, screened lanai plus extended rear patio, attached garage and resort amenities. The kitchen features granite countertops, solid wood cabinetry, a butler’s pantry and large walk-in pantry, while granite countertops and wood cabinetry continue in the butler's pantry and bathrooms. A convenient powder bath is located downstairs. Upstairs, the oversized primary suite offers peaceful conservation views, two walk-in closets and a spacious ensuite bath with dual sinks, private water closet, soaking tub and separate walk-in shower. The split-bedroom floorplan provides privacy, while the upstairs laundry room keeps everyday chores conveniently close to the bedrooms. Outdoor living extends from the screened lanai to a generously sized extended patio with plenty of room for a large dining table, chairs and grill — and space to create an even larger screened outdoor living area in the future. The charming front porch provides another inviting outdoor space with conservation views. Start the day watching the sunrise from the front porch and enjoy the sunset from the rear patio overlooking the peaceful backyard setting. The attached one-car garage is complemented by driveway parking for two vehicles, with additional guest parking just steps away. Townhome residents enjoy their own private community pool and gazebo, in addition to Long Lake Ranch amenities including the main resort-style pool and splash park, clubhouse, lake and dock for fishing and non-motorized watercraft, tennis and basketball courts, playgrounds, parks, grills and dog park. The monthly HOA includes exterior maintenance, water, sewer, trash, recycling, irrigation and lawn maintenance. The community CDD, which helps fund the extensive amenities, is already included in the property tax bill. This energy-efficient and safe block-on-block home also offers notably low electric and homeowners insurance costs. Zoned for highly rated schools and conveniently located approximately 30 minutes north of Downtown Tampa and 25 minutes from Tampa International Airport, Long Lake Ranch combines convenience with an amenity rich, friendly community.

18901 Cornuta Street, Lutz
1301 Fox Chapel Drive, Lutz
$554,000
4 Beds ⋅ 2 Baths ⋅ Willow Bend SubDv. ⋅ 33549 Zip Code
Welcome to your new home in the sought after Lutz community of Willow Bend! This spacious 2100 sq ft home with 4 bedrooms and 2 bathrooms offers an open floor plan, plenty of natural light, and beautiful views of the heated pool and spa from nearly every area of your home.  As you enter through the double glass foyer doors you will immediately notice the large windows and sliding glass doors that bring the outdoors in and make your home feel bright and open. You will love the crown molding trim paired with large base boards throughout your home along with the custom architecture features including an entry column, design niches, window benches and built in shelving that will make this home's character special just for you. Your kitchen overlooks the main living area and is a chef's dream with extra storage and custom under cabinet lighting.  Your entertainment will easily flow from your kitchen to your family room, casual dining area, formal dining area and outdoor space.  You will appreciate the pull out pocket door that will provide privacy between your living areas and hallway that gives direct access to your garage and secluded laundry room. Your secondary bedrooms with large windows and bench seating have their own private hallway that leads to another full bathroom with access to the pool allowing this split floor to flow easily from indoors to outdoors. You will love the charm your 4th bedroom offers with custom built-in shelves, chair railing, panel molding, pull out pocket double doors, and the perfect window bench seating to relax on.  This bedroom/flex space can be utilized to suit your needs as the built-in shelving unit can convert back to a closet. Your home's primary bedroom with direct access to your heated spa and pool features three large windows that you will enjoy relaxing beside while you overlook your private sanctuary.  Your primary bathroom has a walk-in shower with a bench, a soaking tub and double vanity giving plenty of space to unwind. Then, step outside where laughter and memories will be shared as you enjoy your propane heated pool and spa with plenty of screened in lanai space for afternoon sunsets with a peaceful conservation pond view.  Your new home is located in a well-established community with low HOA fees and NO CDD and has all the best of Florida living!  Additional features include ROOF 2025, pool screen enclosure 2025, Sprinkler control box and rain sensors 2025,120g Propane tank 2024 that hits the pool and spa, 2-car garage with an updated garage door system and Pest tube wall system.

1301 Fox Chapel Drive, Lutz
17874 Althea Blue Place, Lutz
$399,900
3 Beds ⋅ 3 Baths ⋅ Lakeshore Preserve SubDv. ⋅ 33558 Zip Code
Step inside and get ready to call this one home! Located in a desirable gated community, this beautifully maintained 3-bedroom, 2.5-bathroom townhome offers an open, spacious layout filled with thoughtful updates, impressive storage, and peaceful preserve views. The moment you enter, you’ll notice engineered hardwood flooring throughout the first floor and thoughtful details that give the home a fresh, modern feel. Updated lighting allows you to choose between warm or neutral tones, while updated door hinges and handles add a contemporary touch. Even the downstairs half bath has been transformed into an updated conversation piece with plenty of personality. The open-concept kitchen is designed for everyday living and entertaining, featuring a large center island, deep 42-inch cabinetry, decorative hardware, and an oversized pantry offering incredible storage. The home also features a REME HALO® whole-home air purification system, adding another thoughtful upgrade to the property. Open floor plan creates excellent sightlines through the living area and draws your attention directly toward the outdoor patio and mature nature preserve beyond. Step outside to one of the home's best features. The private patio overlooks the preserve, creating a peaceful setting to enjoy your morning coffee, unwind at the end of the day, and watch deer and other wildlife pass through. Upstairs, a generously sized loft adds flexibility to the floor plan. Create a movie or entertainment area, game room, recreational space, home office, or whatever best fits your lifestyle. The second-floor laundry room also makes everyday living that much easier. Every bedroom features a walk-in closet, while the primary suite takes it even further with a walk-in closet plus two additional closets—perfect for shoes, linens, and extra storage. Bedrooms feature views overlooking either the resort-style community pool or peaceful preserve, with the primary bedroom enjoying beautiful views of the mature natural setting behind the home. The oversized garage provides additional space on both sides compared with many others in the neighborhood, while the extended driveway can accommodate up to three vehicles in addition to the garage. The community offers a resort-style lifestyle with NO CDD fees! Amenities include a gated entrance, resort-style pool, clubhouse and cabanas, outdoor BBQ area, and artificial turf perfect for cornhole and outdoor games. Enjoy a day by the pool, entertain family and friends, or take a peaceful walk around the community lake and nature preserve. Water, sewer, and trash are also included. And then there's the location. Conveniently positioned near top-rated schools, shopping, grocery stores, gyms, hospitals, and plenty of restaurants. Dale Mabry Highway, the Veterans Expressway, and Gunn Highway are all approximately five minutes away, providing easy access throughout the Tampa Bay area. With the airport less than 20 minutes away, traveling is a breeze. Beautiful preserve views, generous storage, modern updates, flexible living spaces, resort-style amenities, an oversized garage, NO CDD fees, and an incredibly convenient location—this townhome brings it all together. All that's left to do is step inside and make it yours.

17874 Althea Blue Place, Lutz
Start Your Search