Lutz Homes with Lake Front Frontage

Lutz Homes with Lake Front Frontage

Welcome to Lutz, Florida – a hidden gem nestled in the heart of the Sunshine State! Known for its lush landscapes and serene suburban charm, Lutz offers a perfect blend of tranquility and convenience. With its picturesque lakes and vibrant community, this city is an ideal destination for those seeking a peaceful retreat while still enjoying easy access to the bustling city life of nearby Tampa.

One of the most enchanting features of Lutz is its stunning lakefront properties. Imagine waking up each morning to the gentle lapping of water against the shore and the breathtaking views of sunrises reflecting on the lake’s surface. Homes with lakefront frontage in Lutz provide an unparalleled lifestyle, where you can enjoy fishing, kayaking, or simply relaxing by the water’s edge. Whether you're hosting a summer barbecue on your spacious deck or enjoying a quiet evening watching the sunset, lakefront living offers a unique connection to nature that is hard to find elsewhere.

Lutz is also rich in amenities, with a variety of shopping, dining, and recreational options just a stone's throw away. The community is known for its excellent schools and family-friendly atmosphere, making it a fantastic place to raise children. Additionally, the vibrant cultural scene and numerous parks provide endless opportunities for outdoor adventures and community engagement.

If you’re looking for a slice of paradise with the perfect blend of nature and modern living, Lutz, Florida, and its beautiful lakefront homes await you. Come discover your dream home in this idyllic setting today!

Newest Lutz Homes with Lake Front Frontage

1813 Audubon Trail, Lutz
$565,000
3 Beds ⋅ 3 Baths ⋅ Willow Bend SubDv. ⋅ 33549 Zip Code
Welcome to Willow Bend — a beautifully maintained Lutz residence offering serene lake views and effortless Florida living. This inviting home features a bright, open floor plan with spacious living areas, a well-appointed kitchen that flows to the family room, and a tranquil primary suite. Enjoy a private deck overlooking the lake, perfect for morning coffee or evening sunsets, and a backyard framed by mature landscaping for privacy and outdoor entertaining. The property also offers peace of mind with a new roof installed in 2025. Located minutes from top-rated schools, shopping, dining, and major commuter routes, this move-in-ready home combines comfort, convenience, and lakeside charm. Willow Bend community; no CDD. Easy to show CALL LISTING AGENT for showing.

1813 Audubon Trail, Lutz
18810 Geraci Road, Lutz
$415,000
3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33548 Zip Code
Lakefront living in Lutz, with room to make it entirely yours! This 3 bedroom, 2 bathroom home at 18810 Geraci Rd sits right on the water, and part of the back porch actually extends out over the lake. Inside, the home is ready for a complete update, a true blank canvas for the buyer who wants to choose every finish, from the flooring to the kitchen to the bathrooms and bedrooms, and put their own touches on every room. Outside you find the real showstopper: morning coffee and quiet evenings on a porch that hangs over the water, with a lake view you simply cannot add to a home later. A brand new roof installed in August 2026 and a 2-car garage complete the package. Bring your vision and see it in person.

18810 Geraci Road, Lutz
18829 Geraci Road, Lutz
$1,500,000
4 Beds ⋅ 4 Baths ⋅ Zzz Unplatted SubDv. ⋅ 33548 Zip Code
Beautiful double entry doors with leaded glass welcome you into this 4,268-square-foot home on Lake Thomas. Lake views grace much of the home, from the bay windows in the primary bedroom to the family room’s expansive sliding glass doors. Coffered ceilings and transom windows add architectural character, while separate formal living and dining rooms have elegant spaces for entertaining. The kitchen is designed for gathering, with an island cooktop, breakfast bar, built-in ovens, wine refrigerator, and generous cabinetry. Nearby are two spacious bedrooms, one with an attached half bath, along with a guest bath featuring a shower and tub combination. The primary bedroom pairs panoramic lake views with crown molding, dual walk-in closets with built-ins, and a bath with dual sinks, a garden tub, and a walk-in shower. A dedicated office completes the main level. Upstairs, a fourth bedroom and full bath sit alongside a large bonus room and an impressive media room. Outside, a spacious covered and screened lanai with brick pavers extends the living space toward the water. A sun deck and covered boat dock with lift complete the setting, making it easy to enjoy everything life on ski-friendly Lake Thomas has to offer. Great location near shopping, dining and highways. Steinbrenner School district!

18829 Geraci Road, Lutz
20182 Cot Road Unit 505, Lutz
$310,000
2 Beds ⋅ 2 Baths ⋅ Lake Como Club Residence Coop SubDv. ⋅ 33558 Zip Code
located in the family-friendly nudist club, Lake Como, this waterfront 2bedroom/2 full bath home is on a great lot. enjoy the water view from the expansive French doors across the rear of the house or outside on the rear porch patio. Owner prefers to convey the home mostly furnished, also the newer lawn equipment and 2022 Ezgo golf cart and kayak. This also includes a share in the Lake Como Co-op. gorgeous KitchenAid refrigerator, newer wall oven and large cooktop on island/breakfast bar. Living room faces the water, has dining room, family room. Ceiling fans, carpet in living areas and bedrooms, ceramic tile in kitchen & vinyl in baths. Master bedroom has nice white shutters and ceiling fan with light. Also, 2 exterior sheds; the larger one has electricity. All windows have been replaced and the sliding glass door entrance. Built by the reputable Homes of Merit. All the exterior wood siding has been updated with Hardie Board siding too. Rear deck was updated with Trex composite decking boards. Roof replaced by Solar Shield Roofing (metal). Waterfront homes here are hard to find.

20182 Cot Road Unit 505, Lutz
717 W Deer Lake Drive, Lutz
$392,500
3 Beds ⋅ 2 Baths ⋅ Frazier Sub SubDv. ⋅ 33548 Zip Code
Welcome to 717 Deer Lake Dr! This well-maintained 3-bedroom, 2-bath home offers 1,286 square feet of comfortable living space on a spacious lot over 1/4 acre with no rear neighbors and a peaceful lake setting behind the property. Built in 1964, this home has been thoughtfully updated with major improvements already completed, including a 2020 roof, 2023 windows, 2020 HVAC system, 2020 water heater, updated plumbing, and electrical panel. Enjoy the added benefits of a water softener and reverse osmosis system, providing convenience and peace of mind. The spacious lot and serene rear setting create a private atmosphere while still offering the convenience of NO HOA. Located in a quiet Lutz neighborhood with easy access to Tampa, shopping, dining, schools, and major roadways, this property offers a great combination of privacy, updates, and location. Move-in ready and ready for its next owner—come see all that 717 Deer Lake Dr has to offer!

717 W Deer Lake Drive, Lutz
806 Sandringham Lane, Lutz
$850,000
4 Beds ⋅ 4 Baths ⋅ Chapman Manors SubDv. ⋅ 33549 Zip Code
A SHOWSTOPPING RENOVATION, SOARING ARCHITECTURE AND RESORT-STYLE WATERFRONT LIVING come together in this exceptional 4-bedroom, 4-bath, 2-car garage pool home offering 3,578 sq ft in guard-gated Chapman Manors! Completely remodeled with a NEW ROOF (6/2026), A/C, luxury vinyl plank flooring throughout, interior and exterior paint, high baseboards, Decora switches and receptacles, plus refreshed landscaping and mulch. Striking curb appeal begins with a lush lawn, white-painted brick façade and columned portico framing double front doors with rain-glass insets and transom window. Inside, volume ceilings, expansive windows and contemporary finishes create an immediate sense of space. The formal dining room features a vaulted ceiling and picture window with plantation shutters. Double doors open to a private office with a dramatic picture window, arched window above, plantation shutters and closet. Ahead, the formal living room offers a vaulted ceiling and sliding doors opening to the lanai, pool and pond. The remodeled showcase kitchen pairs crisp white cabinetry with quartz countertops, subway-tile backsplash, LG stainless-steel appliances, abundant workspace and breakfast bar. The spectacular family room is the architectural centerpiece, with a white-painted brick fireplace rising to the soaring two-story ceiling, stacked windows and a striking half-round architectural window filling the space with natural light. An open staircase leads to the second-floor loft balcony overlooking the family room, enhancing the impressive sense of height and openness. Views extend toward the pool and tranquil pond beyond. The FIRST-FLOOR PRIMARY SUITE is a private retreat with vaulted ceiling, contemporary fan and sliding doors showcasing pool and pond views. Storage is exceptional in the 12' custom walk-in closet with built-in shelving, drawers and multiple hanging areas. Across the hall, a separate full vanity and built-in bench-seat dressing area transition into the renovated ensuite. The spa-inspired bath features a long white vanity with quartz countertop and oversized seamless glass-enclosed shower wrapped in large-format marble-look tile with built-in bench and window. A second first-floor bedroom and full bath offers excellent flexibility for guests or multigenerational living. Upstairs, the open loft balcony takes full advantage of the soaring architecture and provides an inviting space to relax, read or work, while two additional bedrooms and a full bath with tub/shower complete the second level. Outdoors, enjoy the Florida lifestyle with a brick-paver lanai and pool deck, covered entertaining area with ceiling fans and recessed lighting, and outdoor bar with tile countertop and sink. An in-ground spa spills into the L-shaped swimming pool, all enclosed within the screened lanai for year-round enjoyment. A convenient outdoor full bath with shower keeps wet feet outside. Beyond the screen enclosure, lush green back and side yards with new landscaping frame tranquil pond views, creating a serene backdrop for morning coffee, sunset gatherings and weekends by the pool. Thoughtfully redesigned from top to bottom, this exceptional Chapman Manors residence combines dramatic interiors, a flexible two-story layout, beautifully renovated finishes, private pool and spa, peaceful pond setting and extensive updates with the indoor-outdoor lifestyle Florida buyers are searching for.

806 Sandringham Lane, Lutz
18916 Geraci Road, Lutz
$595,000
4 Beds ⋅ 2 Baths ⋅ Cypress Park SubDv. ⋅ 33548 Zip Code
Virtually Staged. Welcome to your own piece of lakefront living in Lutz! Set on an oversized, fenced half-acre corner lot, this 4-bedroom, 2-bath home with a 2-car garage offers an incredible combination of space, privacy and waterfront enjoyment. Inside, the open and spacious floor plan is filled with natural light and beautiful lake views. The kitchen serves as the heart of the home, featuring quartz countertops, a large center island, abundant cabinetry, a tiled backsplash and plenty of space for gathering. It opens directly to the main living area, where vaulted ceilings and sliding glass doors draw your attention toward the water. A formal dining room provides additional space for entertaining, while the fourth bedroom can easily function as a home office or den, depending on your needs. The spacious primary suite enjoys lake views, two walk-in closets, direct access to the outdoor living area and a private bath with dual sinks, a garden tub and a separate shower. The additional bedrooms offer plenty of space for family and guests. One of the highlights of the home is the huge covered and screened lanai overlooking the backyard and lake—the perfect place to relax, entertain or simply enjoy the peaceful waterfront setting. Head down to your private dock to fish, launch a kayak or canoe, and enjoy the lake right from your own backyard. With approximately half an acre, there is plenty of room for a boat, RV and all the extras that come with enjoying the Florida lifestyle. When you’re ready to venture out, you’ll be conveniently located near shopping, restaurants, medical facilities, county parks and interstate access. Brooker Creek Headwaters Nature Preserve, featuring a 4.3-mile hiking trail, is also nearby for those who enjoy spending time outdoors. Voluntary community association; membership and annual contribution are optional. And all this in the Steinbrenner School district! This wonderful combination of lakefront living, space, privacy and convenience makes it a fantastic place to call home. Call today to schedule your private tour and see everything this beautiful property has to offer!

18916 Geraci Road, Lutz
785 Duque Road, Lutz
$575,000
3 Beds ⋅ 2 Baths ⋅ Unplatted SubDv. ⋅ 33549 Zip Code
In the heart of beautiful Lutz, this charming lakefront home sits on approximately a 1-acre parcel on tranquil Tiffany Lake. Spanning 3,258 square feet, this home features 3 bedrooms and 2 bathrooms. The first-floor features 2 bedrooms and 1 bathroom. The kitchen includes a wet bar, stainless steel appliances, plenty of cabinet space and an eat in kitchen area with lots of sunlight. There is also a fireplace in the family room area. The second floor consists of the primary bedroom with its own fireplace, a walk-in closet and the primary bathroom. The bathroom has a whirlpool bathtub and a separate shower. It also has a small balcony with a view of the lake. This home also features a 2-car attached garage. This custom-built house is the home of the original builder.

785 Duque Road, Lutz
18200 Cypress Cove Lane, Lutz
$690,000
4 Beds ⋅ 3 Baths ⋅ Cypress Cove SubDv. ⋅ 33549 Zip Code
Back on the market after a tenant broke their lease! An incredible value for a large, feature-packed pool home directly on private ski lake Lake Stemper, complete with a covered dock and detached ADU! Set on a quiet cul-de-sac along the shores of Lake Stemper, this updated lakefront pool home delivers the Florida lifestyle buyers are searching for—boating, swimming, entertaining, and sunset views from home. Lake Stemper is a private ski lake shared by only approximately 20 homes, offering exceptional privacy with direct access to year-round water recreation. The home is not in a flood zone so flood insurance is not required, and lives in unincorporated Hillsborough county! The home is designed around a private courtyard with a heated saltwater pool, creating a secluded outdoor retreat at the center of the property. The pool and surrounding pavers were installed and sealed in April 2022 and resealed in April 2024. Inside, soaring ceilings, expansive windows, custom shades, contemporary finishes, and a ProFlame electric fireplace give the open living spaces a bright, modern feel. The renovated kitchen features sleek cabinetry, stainless steel appliances, and an expansive island, while multiple rooms showcase impressive lake views. The outdoor living spaces are built for entertaining. A fully equipped outdoor kitchen added in 2022 includes a Blaze four-burner propane grill, flat top and side burner, sink, ice maker, granite countertops, and under-counter LED lighting. Beyond the spacious lakeside deck, a private covered dock completed in 2022 puts boating, skiing, and sunset cruises just steps from the back door. A detached ADU with a private entrance and kitchenette adds valuable flexibility for guests, multigenerational living, a home office, or a studio. Major improvements include a water heater installed in 2020, pool and paver courtyard completed in 2022, outdoor kitchen added in 2022, covered dock completed in 2022, professional exterior lighting in 2024, and a new septic tank and drain field completed in 2025. With no HOA and no CDD, this is a rare opportunity to enjoy updated, private lakefront living without giving up everyday convenience.

18200 Cypress Cove Lane, Lutz
303 W Chapman Road, Lutz
$1,289,500
3 Beds ⋅ 4 Baths ⋅ Lake Chapman Sub 1st Add SubDv. ⋅ 33548 Zip Code
Beautiful Lakefront Home on Lake Chapman! Perfectly positioned to capture breathtaking western-facing sunsets, this custom-built residence offers an exceptional setting on one of the area’s desirable ski lakes. From peaceful evenings overlooking the water to days spent boating and enjoying the lake, this home truly embraces the best of Florida lakefront living. Thoughtfully designed to maximize the spectacular water views, the home offers an open and inviting floor plan ideal for both entertaining and everyday living. The impressive exterior features stone accents, stately columns, matching bay windows, split garages, and a beautiful U-shaped paver driveway. Step through the striking wrought-iron and wood-grain entry doors and your attention is immediately drawn to the stunning views of Lake Chapman. The spacious Living Room seamlessly connects the living room and kitchen, creating a wonderful gathering space overlooking the lake. The living room features 11-foot ceilings, crown molding, recessed lighting, an electric fireplace, and a custom wood mantel. The kitchen is equally impressive, highlighted by a custom copper gas range hood, coordinating copper sink, generous center island, and a charming breakfast nook surrounded by bay windows overlooking the backyard and lake. Wood-grain tile flooring throughout the main living areas adds warmth and character while creating the perfect lake house feel. Even the downstairs guest bathroom makes a statement, creatively designed with authentic Napa Valley wine crates, a genuine wine barrel vanity, and a copper sink that beautifully complements the kitchen finishes. The oversized laundry room was thoughtfully designed with lake living in mind, providing plenty of space for towels, linens, and everyday storage. Upstairs you will find three bedrooms, three full bathrooms, a private office, and a spacious loft that serves as a second living area, complete with hardwood flooring and surround sound. The office enjoys beautiful views and a charming barn-style privacy door and could easily become a fourth bedroom with the addition of a closet. The spacious primary suite features double sliding glass doors opening to the upstairs balcony, along with two separate walk-in closets featuring custom built-ins. The ensuite bath offers a jetted soaking tub, walk-in shower with dual shower heads, and separate vanities. Two additional bedrooms each feature walk-in closets, private ensuite bathrooms, and plantation shutters, providing privacy and comfort for family and guests. The outdoor living space is truly exceptional and designed for year-round entertaining. A granite-topped island with sink and reverse osmosis system anchors the space, while a Big Green Egg and Napoleon gas grill make outdoor cooking effortless. Motorized retractable screens, two outdoor televisions, and ceiling-mounted speakers create the perfect setting for relaxing, entertaining, watching the game, or simply enjoying the lake views. A paver walkway leads to the spa, fire pit, and private dock. The dock features a covered boat lift accommodating up to a 23-foot boat, along with a separate jet ski dock. Every detail of this home has been thoughtfully designed to complement its incredible lakefront setting and to create the ultimate Florida lifestyle.

303 W Chapman Road, Lutz
210 Lake Hobbs Road, Lutz
$545,000
3 Beds ⋅ 2 Baths ⋅ Tropical Lakes SubDv. ⋅ 33548 Zip Code
NEARLY 1 ACRE • NO REAR NEIGHBORS • LAKE VIEWS • SCREENED POOL • NO HOA! Enjoy the privacy and peaceful feel of country living while remaining conveniently close to everything great about Tampa Bay . Situated on THREE lots with approximately 150 feet of width and more than 200 feet of depth, this unique property offers beautiful views of majestic cypress trees and a tranquil natural lake. With some additional clearing, there is potential to expand the waterfront view and possibly enjoy the lake by kayak. Major updates have already been completed, including a NEW ROOF (2025), HVAC (2025), STOVE (2025), Water Heater (2023), and NEW POOL PUMP (2026), making this home ready for its next owner. Inside, the open-concept kitchen overlooks the living and dining areas and features lots of cabinetry, granite countertops, stainless steel appliances, a pantry closet, and abundant natural light. The living room is highlighted by a wood-burning fireplace, creating a warm and inviting gathering space. An oversized Florida room provides even more flexibility and is ideal for a second living area, game room, recreation space, or simply a comfortable place to relax while overlooking the serene backyard. Step outside to your own private Florida retreat. The screened-in pool and spacious wood deck provide plenty of room for entertaining, lounging, and enjoying the surrounding natural beauty. With nearly an acre, this property offers space for so much more. The onsite greenhouse can be used for growing herbs and vegetables or repurposed as a workshop. Bring the boat, RV, work vehicles, 4-wheelers, and recreational toys—there is ample space along the side of the home, including one covered stall. The home is serviced by well and septic and includes an OWNED Culligan water treatment system and water softener. Best of all, NO HOA means no additional HOA dues or restrictions. Conveniently located near Lutz Preparatory (K-8) and Steinbrenner High School, with easy access to US 41, the Veterans Expressway, and I-275. Restaurants, shopping, Tampa Premium Outlets, The Shops at Wiregrass, Tampa International Airport, Busch Gardens, Florida beaches, and everything in the area is within easy reach. SPACE, PRIVACY, WATER VIEWS, A POOL, AND NO HOA—this is a rare opportunity to enjoy a peaceful Florida lifestyle with the convenience of Tampa Bay nearby.

210 Lake Hobbs Road, Lutz
215 Lake Brant Drive, Lutz
$7,695,000
5 Beds ⋅ 7 Baths ⋅ Unplatted SubDv. ⋅ 33548 Zip Code
Pre-Construction. To be built. Private 5+ Acre LOT/LAND CAN BE PURCHASED SEPARATELY – MLS #TB8503793 Experience the timeless elegance of Villa Toscana, an extraordinary custom residence by award-winning Windstar Homes. Thoughtfully designed to capture the romance of modern Tuscan architecture while embracing today's luxury lifestyle, this Pre-Construction opportunity offers over 6,900 square feet of conditioned living space and more than 10,000 square feet under roof, featuring five bedrooms, five full baths, two half baths, a private guest casita, and an oversized four-car garage. From the moment you arrive, Villa Toscana makes a lasting impression with its authentic stone gables, bronze metal roof, and beautifully curated Italian-inspired landscaping. A dramatic entry leads into the home's spectacular central courtyard, where a glowing fire feature creates a breathtaking focal point. Surrounded by the residence on all sides, this private outdoor sanctuary offers an atmosphere of serenity and sophistication rarely found in luxury home design. Designed for those who appreciate both refined living and exceptional entertaining, Villa Toscana features soaring vaulted ceilings and expansive floor-to-ceiling folding glass doors that dissolve the boundaries between indoors and out. Sunlight pours into the grand living and dining spaces, which flow effortlessly to the expansive covered loggia and outdoor gathering areas, creating an ideal setting for intimate evenings or unforgettable celebrations. The outdoor area facing the lake includes a gorgeous swimming pool and spa, perfect for cooling off during the summer months. At the heart of the home is an extraordinary culinary experience. The gourmet kitchen is anchored by two oversized islands and appointed with premium Sub-Zero and Wolf appliances, complemented by a fully equipped dirty kitchen, generous walk-in pantry, and an elegant outdoor kitchen overlooking the pool. Every detail has been thoughtfully designed for effortless entertaining, making Villa Toscana a true chef's dream and a home built for gathering family and friends at an elevated level. The luxurious primary retreat features a spa-inspired bath with an expansive wet room, dual custom dressing rooms, a morning bar, and private access to the outdoor living spaces. Family and guests enjoy beautifully appointed bedroom suites, while the detached guest casita offers exceptional privacy and comfort. Additional highlights include a media room, billiards room, wine cellar, mudroom, family gallery, and expansive covered outdoor living spaces, all showcasing the exceptional craftsmanship, timeless design, and uncompromising luxury that define Windstar Homes. Villa Toscana presents a rare opportunity to build one of Tampa Bay's most distinguished lakefront estates.

215 Lake Brant Drive, Lutz
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